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Added for You - Introduction to Australian Superannuation
Now my guess is that you have bought a product that fails to live up to it's "hyped up" sales letter written by a ghostwriter who has never seen the product let alone tested it. A frustrating experience not forgetting to mention a complete waste of money and the wasted time in trying to get this useless product to work.Did
As an added incentive, contributions to superannuation are only taxed at a marginal rate of just 15%. For most income earners in Australia, this will be more attractive than the usually high tax rate that they would be subjected to if their money was not put into sup
ONCE UPON A TIME, there were three Knights. They were the Knight of Marketing, the Knight of Sales and the Kinght of Exhibits.Though they were adjacent in the same country, each had a fiefdom that was defended with tenacity and guile. When the King agreed to participate in a Royal Market Event, the three Knights vied for p
In the past, pensions from taxpayers were used to provide pensions for senior citizens upon their retirement. However, because of the increased life expectancy of Australians coupled with the decrease in the average number of children per household, the use of pensions, if persisted with, will put a significant strain on the Federal Budget.
As a result, the concept of superannuation was introduced whereby employers are obligated via the superannuation guarantee to contribute at least 9% of an employee's wage to a superannuation fund which must be preserved until the employee has reached retirement before it can be accessed.
The advantage of making contributions to superannuation are that it introduces a form of forced savings for Australians into a fund which will hopefully invest the money into the appropriate assets for increasing its value over the long term.
As an added incentive, contributions to superannuation are only taxed at a marginal rate of just 15%. For most income earners in Australia, this will be more attractive than the usually high tax rate that they would be subjected to if their money was not put into supe
LOWER YOUR PAYMENT BY 50% - You've seen the ads. They certainly are enticing especially when you are buried under a mound of debt. But should you do it? What’s this all about?Chances are they are talking about debt negotiation or debt settlement. Is debt negotiation right for you? What are the pros and cons of debt se
As a result, the concept of superannuation was introduced whereby employers are obligated via the superannuation guarantee to contribute at least 9% of an employee's wage to a superannuation fund which must be preserved until the employee has reached retirement before it can be accessed.
The advantage of making contributions to superannuation are that it introduces a form of forced savings for Australians into a fund which will hopefully invest the money into the appropriate assets for increasing its value over the long term.
As an added incentive, contributions to superannuation are only taxed at a marginal rate of just 15%. For most income earners in Australia, this will be more attractive than the usually high tax rate that they would be subjected to if their money was not put into sup
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As a result, the concept of superannuation was introduced whereby employers are obligated via the superannuation guarantee to contribute at least 9% of an employee's wage to a superannuation fund which must be preserved until the employee has reached retirement before it can be accessed.
The advantage of making contributions to superannuation are that it introduces a form of forced savings for Australians into a fund which will hopefully invest the money into the appropriate assets for increasing its value over the long term.
As an added incentive, contributions to superannuation are only taxed at a marginal rate of just 15%. For most income earners in Australia, this will be more attractive than the usually high tax rate that they would be subjected to if their money was not put into sup
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The advantage of making contributions to superannuation are that it introduces a form of forced savings for Australians into a fund which will hopefully invest the money into the appropriate assets for increasing its value over the long term.
As an added incentive, contributions to superannuation are only taxed at a marginal rate of just 15%. For most income earners in Australia, this will be more attractive than the usually high tax rate that they would be subjected to if their money was not put into sup
Someone great once said that ‘if it isn’t the sheriff, it is the finance company’. Do you feel the same? Has the piling up of bills forced you to take several loans? Do you live in constant dread that someone would soon come to claim his money. The problem is that you don’t ever seem to have the money. All you earn goes in paying
As an added incentive, contributions to superannuation are only taxed at a marginal rate of just 15%. For most income earners in Australia, this will be more attractive than the usually high tax rate that they would be subjected to if their money was not put into superannuation.
A disadvantage of the superannuation scheme is that many Australians, particularly those who change employers regularly, are likely to have various small amounts of money in a number of separate superannuation funds.
This, in turn, can lead to a decrease in earnings as each fund will introduce any number of fees for maintaining the account. More significantly, a member account in a superannuation fund can possibly be forgotten in time and become unclaimed.
It is estimated that there is currently more than $7.2 billion of unclaimed and lost superannuation. This works out to about one in every three Australians who have money in superannuation and don't know about it.
As such, it is imperative that Australians take a proactive approach to superannuation by making sure they are always aware of which funds their superannuation contributions are being made to and by rolling over these amounts where practical into a consolidated fund each time they change jobs.
By doing so, one can avoid the difficulties involved in having to track down any possible lost money belonging to
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