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Added for You - The Financial Equation that Will Set You Free!
You remember the story about the frog that was put into a pot of cold water on the stove. He was not concerned. Someone lit the burner and the water began getting warm, the frog was very comfortable and as the water became warmer he was so relaxed and complacent that he fell asleep – never to awaken.Mr. Frog reminds me of today’s stock market investors and that includes all folks with IRAs, 401Ks and the like. Stocks have been slowly rising for the past year and a half (the water is becoming warmer and warmer) and no one is paying any attention to his investment positions. The market is becoming overheated and many investors are about to become boiled. Too many are swimming fat and happy in the increasing warmth with no thought of exit.Currently the long term market trend is up so complacency reigns supreme. It is doing exactly the same as in 2000. When 2002 ended we had a surplus of boiled frogs. A smart frog will not be lulled to sleep and will have a plan to jump out of t
Work hard. I have found that the many hundreds of high achievers who I know personally who have become and are becoming financially independent are hard workers. Every one of them works long hours. They sacrifice for the security they are shooting for and have attained. I know, we all get emails that say, "Financial Independence in 10 hours a week." Let me ask you, do you know anybody like that?
There are many types of loans available to consumers. There is no shortage of people willing to lend money to qualified individuals. It is a matter of knowing what you need and what is available to you. Student loans, personal loans, auto loans- all types to offer to you. In order to get the best loan that fits your needs, You can find this information by contacting lenders, or researching online.If you are in the market to purchase a home, finding the right home loan is crucial to investing wisely. There are many lenders who want your business. Many of them have different rates they can offer or added incentives for purchasing your mortgage through them. Personal loans are similar in that you can shop around for the best fit for your needs. Many times with auto loans, car dealerships can offer you a better rate if you get your loan through them instead of your bank. Military loans, just as they sound, are issued for military personnel and may offer a lower rate. Whatever you are looking for, check out
But how to get financial independence is not a mystery!
Rather, financial independence is a very simple thing. Truly! It is hard work and takes time, but the process is very simple! In fact, financial independence can come from following a very simple plan. All of the books on financial independence can ultimately be boiled down to this basic equation. It is an equation that is as simple as it gets. In fact, it isn't even a multiplication problem, it is an addition equation! And we all learned addition in the first grade! Just as 1 + 1 = 2, so does this POWERFUL yet SIMPLE equation add up to your financial independence!
What is this equation? Get ready, your life is about to change forever if you will allow yourself to understand and live by the simplicity of this equation. Here it is:
Smart Decisions + Good Math = Financial Independence
Let's break it down and take a closer look. First the Smart Decisions, then the Good Math.
Smart Decisions:
Go to college. Get educated. I know that somebody will say, "Yeah but most of the people on the Forbes 400 never went past high school." Well so did most of the people on the welfare line! Most people aren't Bill Gates or Sam Walton. Most people who earn between $100,000-$150,000 a year are college graduates. "But I'm forty! I can't go to college." Yes you can. You will be 44 when you get out and have 21 years of a much better income. The fact is that most good jobs and careers go to those who have educated themselves. It is still the surest way to a long-term large income. Still don't want to go to college? See the last item under smart decisions.
Get better training. At the very least go get some training in your specific area of expertise. The promotions will go to those who are the best trained, so become the best trained! Take a course, even if your employer won't pay for it, because eventually they WILL pay you for it!
Work hard. I have found that the many hundreds of high achievers who I know personally who have become and are becoming financially independent are hard workers. Every one of them works long hours. They sacrifice for the security they are shooting for and have attained. I know, we all get emails that say, "Financial Independence in 10 hours a week." Let me ask you, do you know anybody like that?
The personal marketing power of Eddie McGuire as chief executive of the Nine Network could add more than 100 million dollars to the company over the next five years.Running a commercial TV station is a simple business model. The more eyeballs you have watching - the more you can charge for advertising.Advertising is limited by time and space so the key is to get the maximum number of viewers with good programming.In the case of Channel 9, analysts believe each rating point increase is worth about $40 million dollars in revenue a year.McGuire's unique combination of charismatic personality, influencing skills and high profile makes him the perfect personal brand on which to build a new corporate identity.Branding in today's competitive, crowded and noisy marketplace now needs to focus on three levels - the corporate brand for capital markets and external stakeholders, the internal brand for employees and at a leadership level, the personal brand of the CEO has a significant an
What is this equation? Get ready, your life is about to change forever if you will allow yourself to understand and live by the simplicity of this equation. Here it is:
Smart Decisions + Good Math = Financial Independence
Let's break it down and take a closer look. First the Smart Decisions, then the Good Math.
Smart Decisions:
Go to college. Get educated. I know that somebody will say, "Yeah but most of the people on the Forbes 400 never went past high school." Well so did most of the people on the welfare line! Most people aren't Bill Gates or Sam Walton. Most people who earn between $100,000-$150,000 a year are college graduates. "But I'm forty! I can't go to college." Yes you can. You will be 44 when you get out and have 21 years of a much better income. The fact is that most good jobs and careers go to those who have educated themselves. It is still the surest way to a long-term large income. Still don't want to go to college? See the last item under smart decisions.
Get better training. At the very least go get some training in your specific area of expertise. The promotions will go to those who are the best trained, so become the best trained! Take a course, even if your employer won't pay for it, because eventually they WILL pay you for it!
Work hard. I have found that the many hundreds of high achievers who I know personally who have become and are becoming financially independent are hard workers. Every one of them works long hours. They sacrifice for the security they are shooting for and have attained. I know, we all get emails that say, "Financial Independence in 10 hours a week." Let me ask you, do you know anybody like that?
Prior to setting any eBay auction to go live, it is critical that you put in as much relevant data as possible about the items you are listing. This is just common sense.In the rush to move on to other things, it is too easy to neglect to put in some of the information that is pertinent to the sale, and you will still encounter an occasional eBay sale in which a customer would like to return an item. From my past experience, it is best to simply take the item back and refund the buyer's payment promptly. There are several key reasons I recommend that eBay sellers implement this policy.1. If a customer feels you are wrong, even though your ad states clearly "No Returns" "Customer needs to do his/her own research" or "As Is", that person will most likely leave negative feedback even if you are not at fault.2. When a customer does not adhere to the "Terms and Conditions" in your eBay ad, it normally escalates into an eBay email battle. No one wins on this one - it drains your emotional
Smart Decisions + Good Math = Financial Independence
Let's break it down and take a closer look. First the Smart Decisions, then the Good Math.
Smart Decisions:
Go to college. Get educated. I know that somebody will say, "Yeah but most of the people on the Forbes 400 never went past high school." Well so did most of the people on the welfare line! Most people aren't Bill Gates or Sam Walton. Most people who earn between $100,000-$150,000 a year are college graduates. "But I'm forty! I can't go to college." Yes you can. You will be 44 when you get out and have 21 years of a much better income. The fact is that most good jobs and careers go to those who have educated themselves. It is still the surest way to a long-term large income. Still don't want to go to college? See the last item under smart decisions.
Get better training. At the very least go get some training in your specific area of expertise. The promotions will go to those who are the best trained, so become the best trained! Take a course, even if your employer won't pay for it, because eventually they WILL pay you for it!
Work hard. I have found that the many hundreds of high achievers who I know personally who have become and are becoming financially independent are hard workers. Every one of them works long hours. They sacrifice for the security they are shooting for and have attained. I know, we all get emails that say, "Financial Independence in 10 hours a week." Let me ask you, do you know anybody like that?
1. What’s the purpose?The most fundamental thing to do before designing your web site is to define its purpose. Do you want to sell products directly to your customer through your web site, or collect contact details to develop future relationships? A lot of this will depend on the products or services you sell, those with a larger price tag will require more relationship building than those that would count as an “impulse” purchase. People also use web sites to research products as well as purchase them so a company selling fridges for example may not be able to sell them through their web site (people don’t often buy fridges online!) but they may well be able to direct them to their nearest store where the item they are interested in is in stock.Identify the purpose of your web site and make sure all the actions you ask the customer to take leads them to the final outcome you have identified.2. Define the structureOnce you have decided the final outcome you want to achieve, whet
Get better training. At the very least go get some training in your specific area of expertise. The promotions will go to those who are the best trained, so become the best trained! Take a course, even if your employer won't pay for it, because eventually they WILL pay you for it!
Work hard. I have found that the many hundreds of high achievers who I know personally who have become and are becoming financially independent are hard workers. Every one of them works long hours. They sacrifice for the security they are shooting for and have attained. I know, we all get emails that say, "Financial Independence in 10 hours a week." Let me ask you, do you know anybody like that?
Actual trading events where things went very wrong - and how to avoid themThe Six Sure-Fire Ways to Fail Trading Commodities:4) This Is a New Era in Commodities (This Is It-itis)This is it! It’s DIFFERENT THIS TIME! Don’t you get it? The rules have changed! There’s never going to be enough to supply the commodity market. XXX is now a big contender. ZZZ is having shortage and strike problems. The weather has changed for good because of global warming. The Fed CAN’T possibly raise rates any more or else there will be a recession! The President HAS to drop rates for the election. Soybeans will never rally big again because Brazil supplies the world now…. On and on.But you know what? Fast-forward into the future after you hear this kind of talk. You'll see the commodity market often does just the opposite. It finds a way to swing everything back the other way. Commodity producers are smart people. They will find a way to supply the market over time and e
Work hard. I have found that the many hundreds of high achievers who I know personally who have become and are becoming financially independent are hard workers. Every one of them works long hours. They sacrifice for the security they are shooting for and have attained. I know, we all get emails that say, "Financial Independence in 10 hours a week." Let me ask you, do you know anybody like that? I don't. No one. Even the success stories you here in the get rich quick industries show you that they worked HARD!
Develop yourself. Become a better person. Better people get better jobs and get paid better dollars! Make sure that every day you are becoming a person who is on the growth track, raising yourself to a higher and higher level with each and every passing day! Eventually your development will catch up with you and your income will soar!
Stay out of debt. This is the smartest decision you will ever make. NO Debt! You know what? I have ONE bill I have to pay every month. That is my mortgage. But that's a debt! Well, without getting into an argument, I consi der it a forced investment with the added benefit of providing me and my family with shelter! I do not consider a mortgage a debt. I mean car debt, stereo debt, and consumer debt of all kinds. It is possible. It can be done. And it will provide you with financial freedom!
Own your own business if you can. So you don't want to go to college. Okay. Or maybe you did go to college and you just want to make sure that you make as much as you can. Well, the smart decision is to own your own business. Most millionaires in America are the people who own their own businesses. It will take a lot of risk, a lot of hard work, and many ups and downs, but owning your business gives you the opportunity to accumulate great wealth, because the profit is all yours. There are plenty of opportunities to own your own business and I would encourage you to strongly consider the alternative for many reasons, of the best of which is the opportunity to achieve financial independence.
Good Math:
Spend less than you earn. One plus one equals two. We learn that very early on. Eventually, we learn negatives and we learn that one minus two equals negative one. Simple right? Yet many people live their lives in such a way that they spend more than their income and destroy their opportunity for long-term financial independence. There are two things you can do to make this "good math" work for you. You can increase your income so that it outpaces your spending, or you can decrease your spending. You increase your income by mak
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