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    The Pennsylvania FAIR Plan is a great resource for low income homeowners. Everyone should have access to basic home insurance including crime and fire damage. In Pennsylvania that is offered at a low cost through the FAIR plan to people who qualify. Any homeowner who is interested in this coverage should inquire with an insurance company.

    If someone wants insurance and they don’t quite fit into that particular income bracket there are still many options available to them. Comparing different insurance companies’ offers is really the best way to find a policy that fits both the homeowner’s budget and protection needs.

    When shopping for home insurance there are a few tips that can save some money:

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    If someone wants insurance and they don’t quite fit into that particular income bracket there are still many options available to them. Comparing different insurance companies’ offers is really the best way to find a policy that fits both the homeowner’s budget and protection needs.

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    When shopping for home insurance there are a few tips that can save some money:

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    When shopping for home insurance there are a few tips that can save some money:

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    • Picking a high deductible. Most insurance companies use a standard $250 deductible when calculating the cost of a homeowner’s insurance policy premiums. Asking for a higher deductible can cut that cost considerably.

    • Not having a business in the home. Even something as minimal as a home office can be viewed as creating a higher risk because of the extra traffic that may be present. It’s a good idea to inquire with your insurance company about this before purchasing a policy with them.

    Remember when gathering quotes to ask for the same level of coverage from each insurance company. It’s also good to ask about any extra coverage that many be included in their basic package. Knowledge is power when it comes to buying ho

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