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Added for You - Does an HSA Cover Alternative Medicine?
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But there’s one more
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A person using an HSA can withdraw money from this special type of savings account for any type of “approved medical expense.” Approved by whom? The IRS.
So, the IRS pretty much thinks that proper medical expenses are any types of Western medicine – pharmaceutical drugs, surgery, doctor visits, etc.
However, there are a few things on the list that are alternative medical options. Chiropractors are on the list. So is acupuncture.
With acupuncture, it must be considered “medically necessary.” That means that a doctor (MD or DO) must say that he thinks you should see an acupuncturist and write a prescription for it. Then you can see an acupuncturist and pay for it with the money from your HSA.
But there’s one more t
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So, the IRS pretty much thinks that proper medical expenses are any types of Western medicine – pharmaceutical drugs, surgery, doctor visits, etc.
However, there are a few things on the list that are alternative medical options. Chiropractors are on the list. So is acupuncture.
With acupuncture, it must be considered “medically necessary.” That means that a doctor (MD or DO) must say that he thinks you should see an acupuncturist and write a prescription for it. Then you can see an acupuncturist and pay for it with the money from your HSA.
But there’s one more
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However, there are a few things on the list that are alternative medical options. Chiropractors are on the list. So is acupuncture.
With acupuncture, it must be considered “medically necessary.” That means that a doctor (MD or DO) must say that he thinks you should see an acupuncturist and write a prescription for it. Then you can see an acupuncturist and pay for it with the money from your HSA.
But there’s one more
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With acupuncture, it must be considered “medically necessary.” That means that a doctor (MD or DO) must say that he thinks you should see an acupuncturist and write a prescription for it. Then you can see an acupuncturist and pay for it with the money from your HSA.
But there’s one more
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But there’s one more thing. When you are using an HSA in conjunction with a high-deductible health insurance policy, you start seeing the “real costs” of everything you do, up until you hit that “high deductible” each year.
When you start seeing the real costs of Western medicine, at that point, alternative medicine might start to look really good.
Consider the following:
A routine doctor visit done before you meet your deductible may cost you about $100. That is one hundred dollars for about a seven-minute visit. (HMOs like doctors to have short visits with their patients.)
Now think about an alternative medical provider. Let’s take a naturopath as an example. A naturopath may ch
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