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  • Added for You - Consumers Beware of Unscrupulous Contractors and Attorneys

    Ready or Not -- Strategies for Dealing with the Challenges of Change!
    Unless you've had your head in the sand you realize that we are living in a changing world, a changing universe, a changing marketplace. Change is everywhere.You can't avoid change. You can't ignore change. You can't prevent change. You just have to live with it!And if you fight change you'll ultimately end up the loser.So how do you deal with change? And if you're a leader, perhaps the more important question is, "How do you help your people deal with change?"The truth is…"People resist change with every fiber of their being!"They would rather things stay the same than to risk change. They would prefer to go about business as usual. Perhaps brought on by fear of the unknown.In the past, keep things the same was ok. But those days are over. Technology significantly and dramatically influences nearly every imaginable industry. In the last t
    s. After all, the state issues the license from the Department of Labor and Industries and they allow them to destroy a person’s dreams.

    The state must own up to their deficiencies and responsibilities and make the licensing and bond process much stricter. It should be mandatory for contractors to be tested to prove their knowledge and abilities concerning their trade.

    For consumers’ sake, here are some helpful strategies in which I lost sight of my common sense. Review the contract the contractor has offered. Check their references by calling and especially visiting their prior job sites and former customers. Verify their bond and insurance policies. Inquire if there has been complaints or court-action claims against them. Only hire contractors who are members of the Master Builders Association or Better Business Bureau. Issue only two-party checks made out to supplier and contractor. This protects consumers from having property liens forced on them. Remember that contractor-bonds are not easy to collect for damages. Review the contractor’s insurance po

    Traffic Generation - A Quick Primer on Managing High-Volume Traffic
    So now you have a book to sell, a web page to sell it on, and now all you need is some visitors to come see your page.There are many ways to generate visitors, and generally in this arena, the money you spend will be about proportionate to how good of a lead or visitor they are. By this I mean that this area of web resource is fairly well advanced, and just about everybody that has a web site is using some form of traffic generation or another.This is a really broad field, and if you type in “web traffic” to any search engine you will come up with wildly different levels of traffic and qualities of traffic. If you see a ‘deal’ that is too good to be true, it probably is.With that in mind, I want to briefly cover the types of web traffic that there are. Web traffic ranges from almost worthless to very targeted and productive. For example, on the almost worthless end y
    Consumers beware! Did you know that anybody who is interested in being a general contractor in Washington State and has the petty cash of $109.70 for a license and a bond fee of only $12,000.00, is able to work at this professional trade? A specialty contractor’s bond is only $6,000.00. No knowledge or testing required. Rip-offs are welcome.

    This means Joe Blow, without any experience--or at best, minimal knowledge, may be hired to build your house. Then Mr. Blow will turn around and hire incompetent sub-contractor’s or specialty sub-contractors, breach the contract, file bankruptcy, be forgiven in court for the debts they owe at the homeowner’s expense and cause numerous liens on their property.

    Then these wannabe contractors are able to recycle their crime and start another business under another name, over and over again. Guess what? It’s all legal in Washington State and they know this. This careless practice and fraudulent crime against homeowners and taxpayers are not tolerable in such states as California and Florida. This is another reason that there is so much construction going on in the State of Washington. It’s easy-pickings for contractor criminals.

    The property owner has the burden of proof. They are the victims. Fraud has a different meaning in Washington State. In bankruptcy court, fraud is very hard to prove. If proven against the contractor, the homeowner has a slight chance of seeking a judgment, but collecting that is another challenge. All these crooks have to explain is they went over their heads in expense. The fact is they underestimate the job, usually on purpose. In their trade, the terminology is called “low-balling.” They take draws of money from what the property owner has paid, then fund other projects and don’t pay their supplier’s bills they have in the victim’s name. This results with liens on the property owner.

    The contractor’s defense in court is explained on innocent ignorance, not intended fraud. They are getting away with this all the time. Except state courts refuse to call it a crime. These crooks are protected by law. Most have hidden assets and they claim that their earthly possessions are leased, such as homes, vehicles, equipment and everything. Their possessions can’t be pierced or claimed by victims in court. In most cases these are civil matters. They are dismissed in state courts. In other words, the victim is on their own--no crime, no punishment for contractor crooks. Hiring a lawyer for the great fight is up to the victim.

    In my case, I’m embarrassed to say, I hired an incompetent lawyer who claimed she had all this experience. The truth is she had no knowledge of breach of contract or bankruptcy issues. The truth came out $34,000.00 later. I received nothing in return. She was hired from a law firm who are notorious in hiring recent law school graduates.

    When I challenged her experience and billing practices, she turned arrogant and defensive and went to court and legally withdrew her representation, leaving me in legal chaos and potential counterclaims lawsuits. I did not no where to turn or what to do. I couldn’t believe it--only in Washington State can this happen! All that she did was submit motions and do tons of research that had “failure” written all over it. I realized research was necessary, but for her, research was everything and experience was nil. The judges were no better.

    The ignorance, arrogance and incompetence of the general contractor, sub-contractors and lawyer took me for a grand total of over $100,000.00. I was left with no reprisal and had to hire a new lawyer to get me out of this legal and financial mess. What is right with this picture? I got nowhere with my complaints to the Washington State Bar Association and the Attorney General’s office. I am reminded of the presence of the Legislature and their priorities and misguided ethics. As a taxpayer and a registered voter, I feel I have some critical voice of how things are run in this great state. I have lived in Washington State all my fifty- three years. I can’t believe this state with all its beauty and graceful environment has gone so far south in its ideals.

    One would think they could sue the state for allowing crooks to work and be licensed as general and specialty contractors. After all, the state issues the license from the Department of Labor and Industries and they allow them to destroy a person’s dreams.

    The state must own up to their deficiencies and responsibilities and make the licensing and bond process much stricter. It should be mandatory for contractors to be tested to prove their knowledge and abilities concerning their trade.

    For consumers’ sake, here are some helpful strategies in which I lost sight of my common sense. Review the contract the contractor has offered. Check their references by calling and especially visiting their prior job sites and former customers. Verify their bond and insurance policies. Inquire if there has been complaints or court-action claims against them. Only hire contractors who are members of the Master Builders Association or Better Business Bureau. Issue only two-party checks made out to supplier and contractor. This protects consumers from having property liens forced on them. Remember that contractor-bonds are not easy to collect for damages. Review the contractor’s insurance pol

    Advice on Debt Consolidation: The Good, The Bad, and The Many Options
    If your monthly credit card bills are more than you can afford, it is time to seek some help. Perhaps you have received some advice to consolidate debt and want to know if this is a good option for you. Like so many things in life, debt consolidation has positive and negative aspects that you will want to consider before applying for debt consolidation.The GoodFirst we’ll look at the good. Debt consolidation can help many people. If you have higher credit card bills than you can handle or if the interest on your credit cards is too high, you might be a good candidate for debt consolidation.Most debt consolidation services have a relationship with the credit card and collection companies. They will work with you on a debt repayment plan which will be a better fit for your budget. You will have a lower monthly payment and a lower interest rate.The Bad<
    nother reason that there is so much construction going on in the State of Washington. It’s easy-pickings for contractor criminals.

    The property owner has the burden of proof. They are the victims. Fraud has a different meaning in Washington State. In bankruptcy court, fraud is very hard to prove. If proven against the contractor, the homeowner has a slight chance of seeking a judgment, but collecting that is another challenge. All these crooks have to explain is they went over their heads in expense. The fact is they underestimate the job, usually on purpose. In their trade, the terminology is called “low-balling.” They take draws of money from what the property owner has paid, then fund other projects and don’t pay their supplier’s bills they have in the victim’s name. This results with liens on the property owner.

    The contractor’s defense in court is explained on innocent ignorance, not intended fraud. They are getting away with this all the time. Except state courts refuse to call it a crime. These crooks are protected by law. Most have hidden assets and they claim that their earthly possessions are leased, such as homes, vehicles, equipment and everything. Their possessions can’t be pierced or claimed by victims in court. In most cases these are civil matters. They are dismissed in state courts. In other words, the victim is on their own--no crime, no punishment for contractor crooks. Hiring a lawyer for the great fight is up to the victim.

    In my case, I’m embarrassed to say, I hired an incompetent lawyer who claimed she had all this experience. The truth is she had no knowledge of breach of contract or bankruptcy issues. The truth came out $34,000.00 later. I received nothing in return. She was hired from a law firm who are notorious in hiring recent law school graduates.

    When I challenged her experience and billing practices, she turned arrogant and defensive and went to court and legally withdrew her representation, leaving me in legal chaos and potential counterclaims lawsuits. I did not no where to turn or what to do. I couldn’t believe it--only in Washington State can this happen! All that she did was submit motions and do tons of research that had “failure” written all over it. I realized research was necessary, but for her, research was everything and experience was nil. The judges were no better.

    The ignorance, arrogance and incompetence of the general contractor, sub-contractors and lawyer took me for a grand total of over $100,000.00. I was left with no reprisal and had to hire a new lawyer to get me out of this legal and financial mess. What is right with this picture? I got nowhere with my complaints to the Washington State Bar Association and the Attorney General’s office. I am reminded of the presence of the Legislature and their priorities and misguided ethics. As a taxpayer and a registered voter, I feel I have some critical voice of how things are run in this great state. I have lived in Washington State all my fifty- three years. I can’t believe this state with all its beauty and graceful environment has gone so far south in its ideals.

    One would think they could sue the state for allowing crooks to work and be licensed as general and specialty contractors. After all, the state issues the license from the Department of Labor and Industries and they allow them to destroy a person’s dreams.

    The state must own up to their deficiencies and responsibilities and make the licensing and bond process much stricter. It should be mandatory for contractors to be tested to prove their knowledge and abilities concerning their trade.

    For consumers’ sake, here are some helpful strategies in which I lost sight of my common sense. Review the contract the contractor has offered. Check their references by calling and especially visiting their prior job sites and former customers. Verify their bond and insurance policies. Inquire if there has been complaints or court-action claims against them. Only hire contractors who are members of the Master Builders Association or Better Business Bureau. Issue only two-party checks made out to supplier and contractor. This protects consumers from having property liens forced on them. Remember that contractor-bonds are not easy to collect for damages. Review the contractor’s insurance po

    Cash Advance Payday Loan - Finding Zero Fees for First Round Loan
    Are you looking for a low payday loan rates or payday cash loan online? If you have reviewed some of the pay day loan lenders, it seems they are offering more or less the similar benefits; no hidden costs, lowest rates and fees, no faxing, no credit checking, approval in minutes, personalized services, 24/7 customer support, multiple scheme of payments, and so forth. It is hard to find the lender offering free of charge on their fees.Did you have tried to search the one that offers free or zero fees in their first loan for you? If you found it, it will be an advantage you can afford concerning the so-high interest rates of payday loan.There is almost impossible if you’re expecting zero fees every time you apply the low payday loan rates, since fee is one way lender making money through the lending. To face this characteristic of lending, you have to be smart by looking the
    claim that their earthly possessions are leased, such as homes, vehicles, equipment and everything. Their possessions can’t be pierced or claimed by victims in court. In most cases these are civil matters. They are dismissed in state courts. In other words, the victim is on their own--no crime, no punishment for contractor crooks. Hiring a lawyer for the great fight is up to the victim.

    In my case, I’m embarrassed to say, I hired an incompetent lawyer who claimed she had all this experience. The truth is she had no knowledge of breach of contract or bankruptcy issues. The truth came out $34,000.00 later. I received nothing in return. She was hired from a law firm who are notorious in hiring recent law school graduates.

    When I challenged her experience and billing practices, she turned arrogant and defensive and went to court and legally withdrew her representation, leaving me in legal chaos and potential counterclaims lawsuits. I did not no where to turn or what to do. I couldn’t believe it--only in Washington State can this happen! All that she did was submit motions and do tons of research that had “failure” written all over it. I realized research was necessary, but for her, research was everything and experience was nil. The judges were no better.

    The ignorance, arrogance and incompetence of the general contractor, sub-contractors and lawyer took me for a grand total of over $100,000.00. I was left with no reprisal and had to hire a new lawyer to get me out of this legal and financial mess. What is right with this picture? I got nowhere with my complaints to the Washington State Bar Association and the Attorney General’s office. I am reminded of the presence of the Legislature and their priorities and misguided ethics. As a taxpayer and a registered voter, I feel I have some critical voice of how things are run in this great state. I have lived in Washington State all my fifty- three years. I can’t believe this state with all its beauty and graceful environment has gone so far south in its ideals.

    One would think they could sue the state for allowing crooks to work and be licensed as general and specialty contractors. After all, the state issues the license from the Department of Labor and Industries and they allow them to destroy a person’s dreams.

    The state must own up to their deficiencies and responsibilities and make the licensing and bond process much stricter. It should be mandatory for contractors to be tested to prove their knowledge and abilities concerning their trade.

    For consumers’ sake, here are some helpful strategies in which I lost sight of my common sense. Review the contract the contractor has offered. Check their references by calling and especially visiting their prior job sites and former customers. Verify their bond and insurance policies. Inquire if there has been complaints or court-action claims against them. Only hire contractors who are members of the Master Builders Association or Better Business Bureau. Issue only two-party checks made out to supplier and contractor. This protects consumers from having property liens forced on them. Remember that contractor-bonds are not easy to collect for damages. Review the contractor’s insurance po

    Making Money With Home Business Income Opportunity
    You should be able to find several indispensable facts about home business in the following paragraphs. If there's at least one fact you didn't know before, imagine the difference it might make.There are many ways to make money with a home business and some of them even live up to their promises. No matter what type of work you do there is a home business income opportunity for you. Whether you work at home or from home, you can find a line of work that you can do and make money doing it.Multi-level marketing knows no boundaries, in fact when was first developed it was referred to as distributorships and a few companies were able to experience tremendous growth due to these home business income opportunities. Companies like Fuller Brush, Amway and Avon are a few of the bigger names that used multi-level marketing in their sales plan. A sale representative would work in a te
    and do tons of research that had “failure” written all over it. I realized research was necessary, but for her, research was everything and experience was nil. The judges were no better.

    The ignorance, arrogance and incompetence of the general contractor, sub-contractors and lawyer took me for a grand total of over $100,000.00. I was left with no reprisal and had to hire a new lawyer to get me out of this legal and financial mess. What is right with this picture? I got nowhere with my complaints to the Washington State Bar Association and the Attorney General’s office. I am reminded of the presence of the Legislature and their priorities and misguided ethics. As a taxpayer and a registered voter, I feel I have some critical voice of how things are run in this great state. I have lived in Washington State all my fifty- three years. I can’t believe this state with all its beauty and graceful environment has gone so far south in its ideals.

    One would think they could sue the state for allowing crooks to work and be licensed as general and specialty contractors. After all, the state issues the license from the Department of Labor and Industries and they allow them to destroy a person’s dreams.

    The state must own up to their deficiencies and responsibilities and make the licensing and bond process much stricter. It should be mandatory for contractors to be tested to prove their knowledge and abilities concerning their trade.

    For consumers’ sake, here are some helpful strategies in which I lost sight of my common sense. Review the contract the contractor has offered. Check their references by calling and especially visiting their prior job sites and former customers. Verify their bond and insurance policies. Inquire if there has been complaints or court-action claims against them. Only hire contractors who are members of the Master Builders Association or Better Business Bureau. Issue only two-party checks made out to supplier and contractor. This protects consumers from having property liens forced on them. Remember that contractor-bonds are not easy to collect for damages. Review the contractor’s insurance po

    Public Relations Success Starts Here
    For discerning business, non-profit and association managers, PR success is pretty much a matter of achieving their managerial objectives by altering perceptions leading to changed behaviors among those important external audiences that MOST affect their department, group, division or subsidiary.Period.If, however, as a manager you choose to view public relations as simply a collection of tactics, you might see PR success through the lens of press release pickups, successful special events, or newspaper columns mentioning your chief executive.I don’t believe the underlying premise of public relations allows such a limited interpretation. See for yourself: people act on their own perception of the facts before them, which leads to predictable behaviors about which something can be done. When we create, change or reinforce that opinion by reaching
    s. After all, the state issues the license from the Department of Labor and Industries and they allow them to destroy a person’s dreams.

    The state must own up to their deficiencies and responsibilities and make the licensing and bond process much stricter. It should be mandatory for contractors to be tested to prove their knowledge and abilities concerning their trade.

    For consumers’ sake, here are some helpful strategies in which I lost sight of my common sense. Review the contract the contractor has offered. Check their references by calling and especially visiting their prior job sites and former customers. Verify their bond and insurance policies. Inquire if there has been complaints or court-action claims against them. Only hire contractors who are members of the Master Builders Association or Better Business Bureau. Issue only two-party checks made out to supplier and contractor. This protects consumers from having property liens forced on them. Remember that contractor-bonds are not easy to collect for damages. Review the contractor’s insurance policy. Chances are it will not cover poor workmanship and sub-contractors are almost always untouchable because of tort issues in Washington State.

    The sub-contractor are protected under the responsibilities of the general contractor, whatever that is worth. Be acquainted with everybody who sets their foot on your property. Write down company names and vehicle license numbers. And if you file a lawsuit and hire an attorney, make double sure the lawyer is competent. Call your state Bar Association to check the status regarding disciplinary actions or complaints against the attorney you choose.

    There are reliable, capable and honest people who work as contractors and lawyers, but the crooked and incompetent ones have put them few and far between, and that truly is a shame.

    My chalet-style house has been completed now for three years, but it stood in limbo for seven months in a tangled web of failed inspections and citations. I use to pride myself in the decisions I made in business and investments, but now I am so skeptical of the system and how it works against victims, like myself. My experience was a devastating blow to my confidence and trust.

    Perhaps readers will join my cause for justice. The rules and laws are too slack and unjust. Just remember wherever you live, in whatever state, please protect yourself and your investment. Be cautious, alert and informative about your decisions when hiring a general contractor or specialty contractor. And it also goes for the attorney you hire. Pass this information and advice to your family and friends, “consumers beware of unscrupulous contractors and attorneys.”

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