Business Ownership – Just Like Working But With More Freedom - Isn't It?
Well actually no it’s not usually but it can be far better if you know what to expect and how to manage your new business.Every new business owner starts off, full of hope, excitement and enthusiasm. How do you make sure that you are not on of the 80% of small businesses that fails in the first few years?1. Remember you won’t get a regular wage to start with. It takes some time for a new business to become profitable. Don’t panic, make sure that you have enough money in the bank to make your bills for the first 6 months. How do you do that? Make sure that you build this cash flow requirement into your initial planning, loan requirements and cash flow.2. Your business takes a lot of planning. The 6 months before you start your business and the 6 months after the start really requires a great deal of organizing and planning. Plan what your business will look like, how it will operate, where your market is and what you should sell at what price. That should be in your business plan – you DO have a business plan right? As you start your business, revisit your plans and update them as necessary.3. Become disciplined. Plan out your work day and produce a regular “To Do” list that you keep updated. Make sure that your

How To Use Bartering To Gain An Advantage Over Your Competition
If you have a business on the Internet you should be bartering goods and services with other businesses. You should always try to trade for something before you buy it. Barter deals usually require no money. Although sometimes you may need money to offset the value of the goods or services being traded. Bartering will give you many advantages over your competition. It can save your business money. You can spend the extra money on a buying paid Internet advertising. It allows you to offer your products and services at a lower price than your competition. You can afford to get the higher priced goods and services to compete on the internet. There are numerous ways to find barter deals online. Set up a barter message board or chat room on your web site to get more barter offers. Note on your web site or e-zine you are willing to barter for goods and services. Join newsgroups or e-mail discussion groups that are about bartering. Join an online barter club to meet other businesses that barter. Find web sites that barter by looking up the keywords barter, trade, or swap in your search engine of choice. There are a few things you should do before bartering. Compile a list of your goods and services you are willing to barter. Make a list of goods and ser

Unsecured Loans: Your Solution to an Improved Credit Score
A bad credit score used to make it impossible for individuals and families to borrow money for home and car financing. Today, there are several companies which not only give individuals with bad credit unsecured loans but actually cater to people who have extremely low credit scores.If you are interested in an unsecured loan there are a number of issues to explore before applying. The first and most important step is knowing how bad your credit score is. The easiest way to get your credit score is to go to a credit agency. However, there are banks and mortgage companies which offer their customers a free yearly credit report – all you have to do is ask.The interest rates offered to you can be effected by bad credit scores or no credit at all. There are many websites which offer an instant credit report for a small fee. Another reason to check your credit score is it may not be as bad as you think it is. Often credit ratings are simply misunderstood by individuals.In process of receiving your credit score be sure to check your credit report for improper information. Credit reports can be the first indication of credit card fraud or identity theft. Both of which can leave individuals and their families emotionally and financially devastated.u will charge and have your fee estimate calculator ready before your first phone call comes in. We recommend charging by the square feet, condition of the home, and total occupants (humans and pets.)

Logo - A professionally designed logo will help to brand your company in the public's mind. Your logo will be printed on business cards, door knockers, letterhead, car signs, etc., so carefully consider the image you want to present, and then choose artwork which will best reflect that image. Visit LogoYes.com to create your own logo for only $99.

Advertising

Newspaper - Advertise in the "services" section of the classified in your local newspapers. Keep it short, and ad your logo if you can afford to. Your ad might read “Quality housecleaning with integrity. Call ###-#### for a free estimate.”

Yellow Pages - Place an ad in the house cleaning section of your local yellow pages. Research all of your local phone books and notice which ads catch your eye. A good bet is a “knock-out” ad with at least 2 colors. A “knock-out” removes the yellow background and leaves a crisp, attention grabbing white field among all the yellow ads. For a lesser cost you may list your company in the yellow pages free listing column with a knock-out and color. Make this ad a minimum of four 4 lines, with color. In addition to the yellow pages books, consider pay-per-click advertising with YellowPages.com. This will assure that your business listing is shown before all of the alphabetized free listings.

Brochures - If you have lots of time but little money, then hand delivering a marketing piece is your most economical option. Your choices are door hangers, brochures or postcards. I suggest that you use either brochures or postcards rather than door hangers, because you can use them as handouts and also as mailing pieces and not have boxes of door hangers which in two months you may not have time to hand deliver. You can develop your own brochure or postcard using Microsoft Publisher, or you can purchase a pre-designed template to print as needed. You can print the pieces on your printer, or have them printed at a local print shop or copy center.

Direct Mail - When your business starts growing and hand delivery is no longer an option, then direct mail postcards are the most economical advertising tool. You’ll need to purchase a mailing list unless you plan to create your own. We have found that DirectoryStore.com has the best prices on Hill Donnelly directories, the most up-to-date and accurate lists available. You can use labels or merge the postcards with your mailing list and have them copied at a local office store or printer with a high speed/high quality copier. Insist on seeing a sample from the copier before you have the job completed. You MUST deliver high quality postcards in order to make the best impression on your prospects. Flimsy paper with lopsided print, ink rubbing off and jagged edges is not the quality which will get you noticed.

Cleaning Forms - Be prepared for business with a sales script you have memorized to perfection; cleaning fee estimate calculator; professionally written fee estimate letters; follow-up letters for quotes not booked; new customer letters stating hourly fees and payment policies; description of services form; customer information sheets for the maids to follow; maid service checklists to leave with customers after each service; customer referral cards; refrigerator magnets; and customer survey forms for every new customer.

Car Signs - Magnetic car signs are a great advertising tool which can be made by a local sign maker for about $25 a set, plus an initial set-up fee. Be certain that your signs fit on both compact and full size cars, and that you use no more than three colors. When designing your signs keep in mind that bold lettering and brief wording works best. Visit FastSigns.com to locate a sign shop near you.

Cleaning Supplies - Purchase cleaning supplies at your local discount center, grocery and dollar stores. Either store or brand name household cleaning products will work, however, compare percentage of the active cleaning ingredients. Consider paying a few cents more for the better brand in order to lessen time spent scrubbing. Avoid products containing bleach as it can cause damage to carpets and counters.

Cleaning Equipment - Commercial grade vacuums will last much longer than home quality. We have found that Royal brand commercial vacuums, crafted with die-cast aluminum, are the longest lasting available anywhere, and they out clean the competition. Available in several models, Royal Commercial Vacuums come with a lifetime warranty on the motor housing, fan casing and nozzle. Visit VacLand.com for the best prices, reputable salespeople and 2 - 5 day nationwide shipping.

Website - Your own website is a luxury that is worth the expense when you can afford it. Be certain to add your website address to all business documents, and to all of your advertising. The website should have an online estimate form and customer testimonials.

Cleaning Employees - When you’re ready to hire employees be certain you have your employment application, employee policies handbook, cleaning procedures manual, warning certificates and all of the appropriate human resources paperwork. With strict policies and procedures to follow, your employees will know that they are working for a professionally run company, and therefore will be less likely to take advantage of you. Also, you will need to keep employee files containing tax paperwork and employment history including a record of verbal and written warnings. If you are not working with an accountant, then contact your local state employment office to obtain the appropriate tax documents for each employee to complete.

Before You Start Cleaning:

Licenses & Insurance - G

hown before all of the alphabetized free listings.

Brochures - If you have lots of time but little money, then hand delivering a marketing piece is your most economical option. Your choices are door hangers, brochures or postcards. I suggest that you use either brochures or postcards rather than door hangers, because you can use them as handouts and also as mailing pieces and not have boxes of door hangers which in two months you may not have time to hand deliver. You can develop your own brochure or postcard using Microsoft Publisher, or you can purchase a pre-designed template to print as needed. You can print the pieces on your printer, or have them printed at a local print shop or copy center.

Direct Mail - When your business starts growing and hand delivery is no longer an option, then direct mail postcards are the most economical advertising tool. You’ll need to purchase a mailing list unless you plan to create your own. We have found that DirectoryStore.com has the best prices on Hill Donnelly directories, the most up-to-date and accurate lists available. You can use labels or merge the postcards with your mailing list and have them copied at a local office store or printer with a high speed/high quality copier. Insist on seeing a sample from the copier before you have the job completed. You MUST deliver high quality postcards in order to make the best impression on your prospects. Flimsy paper with lopsided print, ink rubbing off and jagged edges is not the quality which will get you noticed.

Cleaning Forms - Be prepared for business with a sales script you have memorized to perfection; cleaning fee estimate calculator; professionally written fee estimate letters; follow-up letters for quotes not booked; new customer letters stating hourly fees and payment policies; description of services form; customer information sheets for the maids to follow; maid service checklists to leave with customers after each service; customer referral cards; refrigerator magnets; and customer survey forms for every new customer.

Car Signs - Magnetic car signs are a great advertising tool which can be made by a local sign maker for about $25 a set, plus an initial set-up fee. Be certain that your signs fit on both compact and full size cars, and that you use no more than three colors. When designing your signs keep in mind that bold lettering and brief wording works best. Visit FastSigns.com to locate a sign shop near you.

Cleaning Supplies - Purchase cleaning supplies at your local discount center, grocery and dollar stores. Either store or brand name household cleaning products will work, however, compare percentage of the active cleaning ingredients. Consider paying a few cents more for the better brand in order to lessen time spent scrubbing. Avoid products containing bleach as it can cause damage to carpets and counters.

Cleaning Equipment - Commercial grade vacuums will last much longer than home quality. We have found that Royal brand commercial vacuums, crafted with die-cast aluminum, are the longest lasting available anywhere, and they out clean the competition. Available in several models, Royal Commercial Vacuums come with a lifetime warranty on the motor housing, fan casing and nozzle. Visit VacLand.com for the best prices, reputable salespeople and 2 - 5 day nationwide shipping.

Website - Your own website is a luxury that is worth the expense when you can afford it. Be certain to add your website address to all business documents, and to all of your advertising. The website should have an online estimate form and customer testimonials.

Cleaning Employees - When you’re ready to hire employees be certain you have your employment application, employee policies handbook, cleaning procedures manual, warning certificates and all of the appropriate human resources paperwork. With strict policies and procedures to follow, your employees will know that they are working for a professionally run company, and therefore will be less likely to take advantage of you. Also, you will need to keep employee files containing tax paperwork and employment history including a record of verbal and written warnings. If you are not working with an accountant, then contact your local state employment office to obtain the appropriate tax documents for each employee to complete.

Before You Start Cleaning:

Licenses & Insurance - G

not the quality which will get you noticed.

Cleaning Forms - Be prepared for business with a sales script you have memorized to perfection; cleaning fee estimate calculator; professionally written fee estimate letters; follow-up letters for quotes not booked; new customer letters stating hourly fees and payment policies; description of services form; customer information sheets for the maids to follow; maid service checklists to leave with customers after each service; customer referral cards; refrigerator magnets; and customer survey forms for every new customer.

Car Signs - Magnetic car signs are a great advertising tool which can be made by a local sign maker for about $25 a set, plus an initial set-up fee. Be certain that your signs fit on both compact and full size cars, and that you use no more than three colors. When designing your signs keep in mind that bold lettering and brief wording works best. Visit FastSigns.com to locate a sign shop near you.

Cleaning Supplies - Purchase cleaning supplies at your local discount center, grocery and dollar stores. Either store or brand name household cleaning products will work, however, compare percentage of the active cleaning ingredients. Consider paying a few cents more for the better brand in order to lessen time spent scrubbing. Avoid products containing bleach as it can cause damage to carpets and counters.

Cleaning Equipment - Commercial grade vacuums will last much longer than home quality. We have found that Royal brand commercial vacuums, crafted with die-cast aluminum, are the longest lasting available anywhere, and they out clean the competition. Available in several models, Royal Commercial Vacuums come with a lifetime warranty on the motor housing, fan casing and nozzle. Visit VacLand.com for the best prices, reputable salespeople and 2 - 5 day nationwide shipping.

Website - Your own website is a luxury that is worth the expense when you can afford it. Be certain to add your website address to all business documents, and to all of your advertising. The website should have an online estimate form and customer testimonials.

Cleaning Employees - When you’re ready to hire employees be certain you have your employment application, employee policies handbook, cleaning procedures manual, warning certificates and all of the appropriate human resources paperwork. With strict policies and procedures to follow, your employees will know that they are working for a professionally run company, and therefore will be less likely to take advantage of you. Also, you will need to keep employee files containing tax paperwork and employment history including a record of verbal and written warnings. If you are not working with an accountant, then contact your local state employment office to obtain the appropriate tax documents for each employee to complete.

Before You Start Cleaning:

Licenses & Insurance - G

r than home quality. We have found that Royal brand commercial vacuums, crafted with die-cast aluminum, are the longest lasting available anywhere, and they out clean the competition. Available in several models, Royal Commercial Vacuums come with a lifetime warranty on the motor housing, fan casing and nozzle. Visit VacLand.com for the best prices, reputable salespeople and 2 - 5 day nationwide shipping.

Website - Your own website is a luxury that is worth the expense when you can afford it. Be certain to add your website address to all business documents, and to all of your advertising. The website should have an online estimate form and customer testimonials.

Cleaning Employees - When you’re ready to hire employees be certain you have your employment application, employee policies handbook, cleaning procedures manual, warning certificates and all of the appropriate human resources paperwork. With strict policies and procedures to follow, your employees will know that they are working for a professionally run company, and therefore will be less likely to take advantage of you. Also, you will need to keep employee files containing tax paperwork and employment history including a record of verbal and written warnings. If you are not working with an accountant, then contact your local state employment office to obtain the appropriate tax documents for each employee to complete.

Before You Start Cleaning:

Licenses & Insurance - Get your federal tax ID; local & state business licenses; bonding insurance, and liability insurance. When you hire employees you'll need worker's compensation insurance. The Small Business Administration is a great source of information for start-up paperwork and links to informative websites. www.sba.gov/starting_business/startup/guide.html

IRS - The IRS website offers a wealth of information for small businesses. You'll find start-up guides, information on tax credits and business deductions, advice on record keeping and choosing an accounting method, employee tax issues, and more. The most up-to-date tax information is available through the site, as well as forms, publications and instructions for filing taxes. www.irs.gov/businesses/small/index.html

State Tax - State tax information can be found at www.taxadmin.org/fta/link/forms.html , which provides links to the Department of Revenue for every state.

Here's a few other links you should look at:

Cleaning Business Forms and More: www.MaidDocs.com/shop - provides a start up cleaning business package which includes a cleaning fee estimate calculator; lists of resources; a full color tri-fold customizable brochure, and over a dozen customizable forms and customer letters. When you are ready to grow your business there is a complete Employee Package which includes a guide to hiring and managing cleaning business employees, an employee handbook and cleaning procedures manual; performance reviews and warnings. There is also a payroll template and customer database template.

Business Law: www.businesslaw.gov - Complying with business laws and regulations can be a burden. To help small businesses overcome this, the Small Business Administration (sba.gov) in cooperation with multiple Federal agencies developed BusinessLaw.gov, an online resource designed to provide legal and regulatory information. Topics covered on this site range from choosing a business structure to hiring an attorney. The site also provides links to federal, state and local agencies.

Employment Law: www.dol.gov/asp/programs/EmpLawGuide - This guide describes the statutes and regulations administered by the Department of Labor (DOL) that affect businesses and workers. The guide is designed mainly for those needing "hands-on" information to develop wage, benefit, safety and health, and nondiscrimination policies for businesses in general industry.

Compliance Laws: www.dol.gov/esa/regs/compliance - Statutes and regulations administered by the Department of Labor (DOL) that affect businesses and workers.

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