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Added for You - Go To Work In Your UNDERPANTS!
A Crash Course on Understanding Financial Statements nformation on how to make money on the Internet, please send me a copy of the book How To Work In Your Underpants. I enclose a cheque/P.O. (Includes postage and packing) for ?14.99 made payable to Joe Bloggs.....etc"Financial statements (or financial reports) are a record of a business’ financial flows and levels.The big four statements are:1. Balance sheet which describes a company's assets and liabilities.2. Income statement which describes a company's income and expenses.3. Statement of Cash Flows which describes how corporate operating, investment, and financing activities have affected the company's cash position.4. Statement of Retained Earnings which describes changes to shareholders equity (for example a payment of dividend).Because these statements are often complex an extensive set of Notes to the Financial Statements and management discussion and analysis is usually included. The notes will typically describe each item on the Balance Sheet and Income statement in further detail. In many cases the notes are much longer than the financial statement they are elucidating.If a company has extraordinary items that affect the balance sheet or the shareholders equity position it will usually include a Other Comprehensive Income Statement, which describes the adjustments to made. Examples of Other Now anyone who has just scanned your ad and gone straight to the order form will be intrigued enough to read the whole advert! Don’t confuse your customers You must be very clear as to how much your customer is going to pay, don’t confuse them, a confused customer won’t buy! If your product costs ?20 plus ?5 postage and packing then your order form should say:- "I enclose a cheque/P.O. for ?25 (?20 plus ?5 p&p) made payable to Joe Bloggs" If you do not P&P then you should state this in on your order form:- "I enclose a cheque/P.O. for ?25 (price includes p&p) made payable to Joe Bloggs" It is common practise to inflate the p&p price in order to deflate the product price, don’t go over the top though. Whenever you see the word ‘handling’, as in ‘post, packing and handling’, you know that you are 360 Degree Feedback - Legal Pitfalls and Dangers? A Step-By-Step Guide for creating imaginative order pulling adverts for both on and offline marketingThere are legal risks and potential liabilities involved with using 360 degree feedback, although you can reduce your risk by using 360 feedback correctly. The risk of a law suit associated with 360 increases when you use it for determining promotions, bonuses, pay raises and the like. It's much less when the ONLY purpose you use 360 for is to improve performance. In other words, use 360 as a replacement for traditional performance appraisals, and you have the potential for legal problems.For the most part, the risks associated with performance appraisal in general, and 360 specifically have to do with whether the information used is valid, job related, accurately measures employee performance, and is not discriminatory against any protected classes. The major issue has to do with the potential for someone from a designated minority group who has been passed over for promotion, to accuse the company of discrimination. If 360 is used to determine who was promoted, AND, the company cannot demonstrate the validity, or relevance of the 360 process, that's where problems lie.The employee can take the company to court, or to th OK, let’s get started! Rule One - The Headline The headline is without doubt the most important part of your advert, that big chunky text at the top of your ad, if this doesn’t grab their attention then you’ve lost a potential customer/sale. The sole function of your headline is to get the readers attention so that they will read the rest offer your offer, right? That’s obvious, but pick up any newspaper and take a look at the classified section and look at all those lousy headlines :- Increase Your Sales Today Beat Inflation The above headlines hardly make you want to read on, do they? In fact they’d be lucky to get a second glance. Let’s say, for example, you was trying to promote a book about working from home on the Internet, what would be a good imaginative headline? Learn How To Work From Home On The Internet Yawn!...Boring! Not exactly imaginative is it? Or Go To Work In Your UNDERPANTS! Hhmm....No prizes for guessing which headline would get their attention! Rule Two - The Sub-heading With the sub-heading you should just give the reader a couple of lines of text to draw them into the main body of your advert, such as:- Millions of people all over the world are making a fortune working in their underpants! Discover how YOU can do it too. Now they’ve just got to read on, I haven’t even mentioned the Internet yet, I’m pretty sure they’ll want to know what I’m talking about. Rule Three - The Body Text The body text of your advert is where you have the chance to ‘sell’ the reader your product, it’s time to make that sale! This is where a lot of people blow it, instead of concentrating on what benefits the customer can gain from their product or service they just ramble on how good their company or product is. For example, for the Internet book I could write:- "I’ve been marketing on the Internet for over 20 years, last year alone I made over ?250,000 from selling just one product..." So what? Big deal! I’m not interested in how good you are, what can you do for ME, the customer? Make a list of all the benefits people will get by buying your product and work them into your body text keeping the focus on your reader. So, for the Internet book we could have:- Discover the free way to get thousands of people advertising your product and YOU keep all the profit! Learn how to start your own Internet business for less than the price of a pizza. How to get your hands on top selling Internet products free. Get a systematic marketing system that works while you sleep. Insider secrets to e-mail marketing revealed. How to TRIPLE your sales using one simple technique that doesn't cost a dime! How to advertise your product just once and keep on selling it for years to come automatically. How to build websites which really pull in the money and that take less than an hour to build. etc. etc. That’s better, now we’ve got their interest peaked, they are surely intrigued by now, we still need some more body copy to go along with these bullet points, such as:- Discover how you can earn what you want, when you want without leaving home! For the first time ever a top Internet marketer teaches you how to stake your claim on the Internet spending little to no money. You don’t need any Internet knowledge, business premises or employees, just a home computer and this powerful book. This step-by-step book will teach you how to.... Rule Four - The Coupon / Order Form The coupon or order form should ALWAYS restate the price and briefly describe what you are selling. If the price is right for them, they will then read your entire advert before making a buying decision. Keeping this in mind, it would be WRONG to have the coupon or order form say:- "Please send me a copy of How To Work In Your Underpants, I enclose a cheque for ?14.99 made payable to Joe Bloggs...." This is wrong because you haven’t resold the product, it should look something like this:- "Yes, I would like the secret inside information on how to make money on the Internet, please send me a copy of the book How To Work In Your Underpants. I enclose a cheque/P.O. (Includes postage and packing) for ?14.99 made payable to Joe Bloggs.....etc" Now anyone who has just scanned your ad and gone straight to the order form will be intrigued enough to read the whole advert! Don’t confuse your customers You must be very clear as to how much your customer is going to pay, don’t confuse them, a confused customer won’t buy! If your product costs ?20 plus ?5 postage and packing then your order form should say:- "I enclose a cheque/P.O. for ?25 (?20 plus ?5 p&p) made payable to Joe Bloggs" If you do not P&P then you should state this in on your order form:- "I enclose a cheque/P.O. for ?25 (price includes p&p) made payable to Joe Bloggs" It is common practise to inflate the p&p price in order to deflate the product price, don’t go over the top though. Whenever you see the word ‘handling’, as in ‘post, packing and handling’, you know that you are Car Seat Covers ANTS!Car seats can undergo massive wear and tear. With regular use, sweat, dirt, dust particles, spills and other things cling to seats making them look drab, dirty and old. Fortunately, numerous companies provide excellently designed car seat covers in different materials and in several designs and sizes.Companies such as Car Cover World, Mats-n-Covers, Equipment Covers, Auto Anything, California Car Cover Co, Car Covers-Car Bras, 1A Auto.com, Buy Automotive, Seat Covers.net, Car Accessories, Nascar.com, Car Bytes, Eastwood, Seat Lovers, Seat Covers Unlimited, Auto Seats, Legacy and Overland specialize in car covers of excellent quality that are suited for all types of vehicles.Car Cover World, Auto Anything, Car Bytes and Eastwood are companies that provide CoverCraft car seat covers. These covers are washable, polycotton fabric available in different colors. They come with a ninety-day warranty and are very popular. Coverking is another popular brand whose seat covers usually come with headrests, armrests and map pockets.Other popular brands are Coverking, Wet Okole, Call Trend Auto Accessories, Sheepskin Experts, C Hhmm....No prizes for guessing which headline would get their attention! Rule Two - The Sub-heading With the sub-heading you should just give the reader a couple of lines of text to draw them into the main body of your advert, such as:- Millions of people all over the world are making a fortune working in their underpants! Discover how YOU can do it too. Now they’ve just got to read on, I haven’t even mentioned the Internet yet, I’m pretty sure they’ll want to know what I’m talking about. Rule Three - The Body Text The body text of your advert is where you have the chance to ‘sell’ the reader your product, it’s time to make that sale! This is where a lot of people blow it, instead of concentrating on what benefits the customer can gain from their product or service they just ramble on how good their company or product is. For example, for the Internet book I could write:- "I’ve been marketing on the Internet for over 20 years, last year alone I made over ?250,000 from selling just one product..." So what? Big deal! I’m not interested in how good you are, what can you do for ME, the customer? Make a list of all the benefits people will get by buying your product and work them into your body text keeping the focus on your reader. So, for the Internet book we could have:- Discover the free way to get thousands of people advertising your product and YOU keep all the profit! Learn how to start your own Internet business for less than the price of a pizza. How to get your hands on top selling Internet products free. Get a systematic marketing system that works while you sleep. Insider secrets to e-mail marketing revealed. How to TRIPLE your sales using one simple technique that doesn't cost a dime! How to advertise your product just once and keep on selling it for years to come automatically. How to build websites which really pull in the money and that take less than an hour to build. etc. etc. That’s better, now we’ve got their interest peaked, they are surely intrigued by now, we still need some more body copy to go along with these bullet points, such as:- Discover how you can earn what you want, when you want without leaving home! For the first time ever a top Internet marketer teaches you how to stake your claim on the Internet spending little to no money. You don’t need any Internet knowledge, business premises or employees, just a home computer and this powerful book. This step-by-step book will teach you how to.... Rule Four - The Coupon / Order Form The coupon or order form should ALWAYS restate the price and briefly describe what you are selling. If the price is right for them, they will then read your entire advert before making a buying decision. Keeping this in mind, it would be WRONG to have the coupon or order form say:- "Please send me a copy of How To Work In Your Underpants, I enclose a cheque for ?14.99 made payable to Joe Bloggs...." This is wrong because you haven’t resold the product, it should look something like this:- "Yes, I would like the secret inside information on how to make money on the Internet, please send me a copy of the book How To Work In Your Underpants. I enclose a cheque/P.O. (Includes postage and packing) for ?14.99 made payable to Joe Bloggs.....etc" Now anyone who has just scanned your ad and gone straight to the order form will be intrigued enough to read the whole advert! Don’t confuse your customers You must be very clear as to how much your customer is going to pay, don’t confuse them, a confused customer won’t buy! If your product costs ?20 plus ?5 postage and packing then your order form should say:- "I enclose a cheque/P.O. for ?25 (?20 plus ?5 p&p) made payable to Joe Bloggs" If you do not P&P then you should state this in on your order form:- "I enclose a cheque/P.O. for ?25 (price includes p&p) made payable to Joe Bloggs" It is common practise to inflate the p&p price in order to deflate the product price, don’t go over the top though. Whenever you see the word ‘handling’, as in ‘post, packing and handling’, you know that you are Getting Through The Holiday Spending Season "When it comes to the holidays, most people expect to see their wallets emptied. The holiday shopping season is crazy. People are maxing out their credit cards, only to pay for years to come.And it isn't just the gifts that can hurt the budget. Most people forget the added groceries for holiday celebrations, the travel expenses and other associated costs.How can you get through it?The best way is to be prepared well in advance. Either save a little back each month for your holiday spending, or shop for gifts all year long. This takes time and planning, so be ready to start thinking about next holiday season in January.If you are like most people, you haven't planned at all. If you find that you are now wondering where you will get the money to do it all, you need to sit down and make some lists. Just like Santa, you have to be prepared.First, you might want to make sure that you have enough money for your holiday traveling. Many Americans must travel to be with their families on the holidays. Take this money out of your budget first. Remember, seeing your family is more important than the gifts you bri So what? Big deal! I’m not interested in how good you are, what can you do for ME, the customer? Make a list of all the benefits people will get by buying your product and work them into your body text keeping the focus on your reader. So, for the Internet book we could have:- Discover the free way to get thousands of people advertising your product and YOU keep all the profit! Learn how to start your own Internet business for less than the price of a pizza. How to get your hands on top selling Internet products free. Get a systematic marketing system that works while you sleep. Insider secrets to e-mail marketing revealed. How to TRIPLE your sales using one simple technique that doesn't cost a dime! How to advertise your product just once and keep on selling it for years to come automatically. How to build websites which really pull in the money and that take less than an hour to build. etc. etc. That’s better, now we’ve got their interest peaked, they are surely intrigued by now, we still need some more body copy to go along with these bullet points, such as:- Discover how you can earn what you want, when you want without leaving home! For the first time ever a top Internet marketer teaches you how to stake your claim on the Internet spending little to no money. You don’t need any Internet knowledge, business premises or employees, just a home computer and this powerful book. This step-by-step book will teach you how to.... Rule Four - The Coupon / Order Form The coupon or order form should ALWAYS restate the price and briefly describe what you are selling. If the price is right for them, they will then read your entire advert before making a buying decision. Keeping this in mind, it would be WRONG to have the coupon or order form say:- "Please send me a copy of How To Work In Your Underpants, I enclose a cheque for ?14.99 made payable to Joe Bloggs...." This is wrong because you haven’t resold the product, it should look something like this:- "Yes, I would like the secret inside information on how to make money on the Internet, please send me a copy of the book How To Work In Your Underpants. I enclose a cheque/P.O. (Includes postage and packing) for ?14.99 made payable to Joe Bloggs.....etc" Now anyone who has just scanned your ad and gone straight to the order form will be intrigued enough to read the whole advert! Don’t confuse your customers You must be very clear as to how much your customer is going to pay, don’t confuse them, a confused customer won’t buy! If your product costs ?20 plus ?5 postage and packing then your order form should say:- "I enclose a cheque/P.O. for ?25 (?20 plus ?5 p&p) made payable to Joe Bloggs" If you do not P&P then you should state this in on your order form:- "I enclose a cheque/P.O. for ?25 (price includes p&p) made payable to Joe Bloggs" It is common practise to inflate the p&p price in order to deflate the product price, don’t go over the top though. Whenever you see the word ‘handling’, as in ‘post, packing and handling’, you know that you are Cheap Secured Loan - Rekindle Your Expectations we still need some more body copy to go along with these bullet points, such as:-Cheap secured loan will rekindle your expectation to fulfill your dreams and desires with its fascinating features. Cheap secured loan demands collateral as a security against the loan amount.Cheap secured loan acquires a security against the loan. Security or collateral should be valuable enough to fetch handsome loan amount to the borrower. Most often collateral used against the cheap secured loan is borrower’s home, car, property etc.Collateral against the loan amount offers the borrower to enjoy loan at cheap rates and easy terms. Like interest rate (APR) offered is usually lower compared to unsecured loans. Cheap secured loan offers lower interest rates as lender is secured against the loan amount.Depending upon the borrower’s collateral he is offered the secured loan. The amount that borrower can borrow under cheap secured loan may be equivalent to collateral value. So, it can be said that greater the collateral value, greater the loan amount that borrower can borrow. Generally secured loans amount varies from ?5,000 to ?75,000 for the repayment terms of 5-25 years.Cheap secured loan offers it borrower Discover how you can earn what you want, when you want without leaving home! For the first time ever a top Internet marketer teaches you how to stake your claim on the Internet spending little to no money. You don’t need any Internet knowledge, business premises or employees, just a home computer and this powerful book. This step-by-step book will teach you how to.... Rule Four - The Coupon / Order Form The coupon or order form should ALWAYS restate the price and briefly describe what you are selling. If the price is right for them, they will then read your entire advert before making a buying decision. Keeping this in mind, it would be WRONG to have the coupon or order form say:- "Please send me a copy of How To Work In Your Underpants, I enclose a cheque for ?14.99 made payable to Joe Bloggs...." This is wrong because you haven’t resold the product, it should look something like this:- "Yes, I would like the secret inside information on how to make money on the Internet, please send me a copy of the book How To Work In Your Underpants. I enclose a cheque/P.O. (Includes postage and packing) for ?14.99 made payable to Joe Bloggs.....etc" Now anyone who has just scanned your ad and gone straight to the order form will be intrigued enough to read the whole advert! Don’t confuse your customers You must be very clear as to how much your customer is going to pay, don’t confuse them, a confused customer won’t buy! If your product costs ?20 plus ?5 postage and packing then your order form should say:- "I enclose a cheque/P.O. for ?25 (?20 plus ?5 p&p) made payable to Joe Bloggs" If you do not P&P then you should state this in on your order form:- "I enclose a cheque/P.O. for ?25 (price includes p&p) made payable to Joe Bloggs" It is common practise to inflate the p&p price in order to deflate the product price, don’t go over the top though. Whenever you see the word ‘handling’, as in ‘post, packing and handling’, you know that you are Homeowner Loans - First Rate Service for Homeowners nformation on how to make money on the Internet, please send me a copy of the book How To Work In Your Underpants. I enclose a cheque/P.O. (Includes postage and packing) for ?14.99 made payable to Joe Bloggs.....etc"Your home serves so many purposes at a time. It shelters you from the rain and the sun. It offers you a place of rest when you come tired from work. Add to this an important help that you get by being an owner of home. This is in arranging finance by way of homeowner loans. Homeowner loans are generally a form of secured loan, where it is the home of the borrower, which is kept as collateral. Again the borrowers home is not actually possessed by the lenders. It is only the right to the home. The borrower may continue to live in the house as earlier.Homeowner loans, as can be well reasoned from the name, are available only to homeowners. Do you know why this favour to the homeowners exclusively? This is because of the conception that a home denotes stability. We will also find a similar conception about homeowners in our day to day life. And for tenants, we cannot but think that he has no surety when he will run from his commitment. Same is the case with a lending agency when it is advancing any sum. It knows that the homeowner is there to fully repay the sum advanced under homeowner loans. And it also knows that they can easi Now anyone who has just scanned your ad and gone straight to the order form will be intrigued enough to read the whole advert! Don’t confuse your customers You must be very clear as to how much your customer is going to pay, don’t confuse them, a confused customer won’t buy! If your product costs ?20 plus ?5 postage and packing then your order form should say:- "I enclose a cheque/P.O. for ?25 (?20 plus ?5 p&p) made payable to Joe Bloggs" If you do not P&P then you should state this in on your order form:- "I enclose a cheque/P.O. for ?25 (price includes p&p) made payable to Joe Bloggs" It is common practise to inflate the p&p price in order to deflate the product price, don’t go over the top though. Whenever you see the word ‘handling’, as in ‘post, packing and handling’, you know that you are seeing an inflated p&p figure. The word ‘handling’ can be used to justify any amount of expense if someone queries the fact they have been charged ?8 p&p and when they get the product it’s got a 50 pence stamp on it. Rule Five - The Guarantee You’re selling a quality product, right? There shouldn’t be any reason why the customer will be unhappy with your product, is there? So you should be able to offer customers a full, no questions asked, money back guarantee. Don’t put any conditions on your guarantee, i.e., “if you’re not 100% happy with your product, just return it with it’s original packaging for a full refund”, with a guarantee like that the customer will think, “Oh, I see, if I actually take it out of the wrapping they won’t refund my money! sneaky !#@&*!”. Keep it simple and put a time limit on your guarantee:- “If you’re not totally satisfied with the book Go To Work In Your UNDERPANTS! simply return it within 30 days of receipt for a full refund.” Rule Six - Typefaces & Graphics The purpose of your ad is to get the readers attention, there’s no need for fancy typefaces, colours or images (unless it’s a picture of your product). Make it easy for the customer to read, there’s no need to give them a headache or eye strain when they read your advert. Rule Seven - Always ‘Close’ The Sale Anyone who’s had any kind of training in sales will be able to tell you the importance of closing a sale which is basically a quick run down of the benefits of your product and then asking for the order. No matter how good your advert is, if you don’t close the sale at the end of your advert, that’s another potential customer lost! You must evoke some kind of buying action, make them see that they’ve got nothing to lose by just trying your fantastic product, get that order! i.e.:- "Order your copy of Go To Work In Your Underpants TODAY and try it out for 3 whole months, if the secrets of Internet success outlined in this incredible book don’t work for you just simply return it for a FULL, no questions asked, refund." Rule Eight - Make It Easy To Order Offer as many different ways for them to pay as you can, cheque, postal order, credit card, egold, or paypal etc. Try and offer a FREEPOST address for them to send the money, it’s bad enough trying to find an envelope in most households, never mind a stamp. Make sure it’s clear EXACTLY how much they have to pay for your product, including postage and packing, i.e.:- "I enclose a cheque/P.O. (Includes postage and packing) for ?14.99 made payable to..." Don’t expect people to calculate it for themselves. If you don’t have a coupon or order form on your advert, let them know they don’t have to write you a letter explaining why they’ve sent you a cheque in the first place. For a no coupon advert you would write something like:- "To order your book, write your NAME and ADDRESS on a piece of paper, enclose a cheque/P.O. for ?14.99 (includes postage and packing) and send it to Joe Bloggs FREEPOST, 14 Anystreet, Sometown, England." Rule Nine - Know Your Target Audience & Market It’s very important that you know who your target audience is and that you craft your adverts accordingly. Don’t use long words that most people wouldn’t know the meaning of, keep your sentences short, simple, and to the point. How would your product benefit your target audience? Why should they buy your product? What are it’s key features? Never talk about ‘you’ in your adverts, the customer only cares about ‘themselves’ and how your product will enhance THEIR lives. OK that concludes the rules for crafting order pulling adverts, you may not be able to sell ice to the Eskimos, but you’ll at least have a better chance than most!
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