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Added for You - How Christmas Gifts and Valentine's Day Gifts Can Expose a Cheating Husband
Growth of On-line Shopping a Boon to Fundraisers Everywhere too large, too small, a color or style that he knows you wouldn’t wear, or has another woman’s name attached). Wait for a reasonable period of time. Then check the hiding place again. If the gift has disappeared and it wasn’t given to you, then it’s logical to assume that he gave it to someone else. Make it your business to find out who.Around this time of year, just about every school, sports team and non-profit organization in our collective communities send their minions out into the neighborhood to hawk candy bars, candles, Christmas wreaths and just about anything else they can get their hands on. All done in an effort to fill the coffers of the group in support of their activities for the coming year. We’ve all probably done this type of product fundraising sometime in our lives. And we’ve all supported the effort of others since it is as noble as it is capitalistic.But times have changed. The proliferation of groups raising money has reached a fever pitch while at the same time, prices and product quality have suffered under the weight of increasing profit demands from these organizations. We end up buying products we don’t need at over inflated prices just to support little Janie or Johnnie’s soccer team. Perhaps we do it out of guilt or maybe obligation. We definitely don’t do it because it is “consumer savvy”.But there are new options on the horizon, courtesy of the ever efficient and expanding Internet, which ar Beverley’s Story Beverley was ecstatic when she discovered a box containing a hand crafted, one of a kind gold bracelet that she’d been admiring for quite some time. But the box soon disappeared and Beverley never received the bracelet. A few weeks later, at her health club, Beverley noticed a woman wearing a bracelet identical to the one she’d seen in the box. After some discreet checking around, and finding several additional clues to corroborate her suspicions, Beverly found out that her husband and this woman were having an affair. Laura’s Story Laura found a gift box containing a sexy satin negligee in the trunk of her husband's car. He tried to pass it off as a surprise gift he’d purchased for her but the gown was several sizes too small. He tr Your Home Based Business If you have a sneaky suspicion that your husband may be having an affair, the gifts he gives or receives can help you confirm what you suspect. They can also provide you with tangible proof of his infidelity. Lovers delight in giving each other tokens of their affection, especially at Christmas time or on Valentine's Day. This exchange of gifts can prove to be a cheating husband’s undoing. The wife who knows what to look for and where to look can usually find tangible proof of her husband’s affair.What do you think is the number one wish of the average woman when it comes to her work/career life?I recently did a survey of 100 women, single, married women/stay at home moms, and divorced women with children, in which I asked the question, “If could decide what your work life would look like, what would you choose? The overwhelming majority answered one of the following ways:a) Start my own business, be my own boss, make my own schedule b) Do some type of work that I could make a good living, and have the ability to stay at home with my children.Their greatest wish with regard to their work/career lives was to have the ability to either run their own businesses, or have the ability to make money at home.The married women/stay at home moms that I interviewed told me that their wish for starting their own businesses was to contribute to the household income, whether or not it was a financial necessity. The divorced women in the group, wanted not to be completely dependent on child support, so that if and when it no longer existed, they did not have to worry about what they were going to do for money. Gifts Cost Money No self-respecting man would attempt to impress his lover with a cheap token of his affection. He’ll spend whatever amount he deems necessary to buy her a decent gift. The more impressive the gift, the more money it will cost. And you can usually find evidence of his spending somewhere. How to Find the Paper Trail If your husband doesn’t pay cash for his lover’s gifts, he’ll pay by check or use a credit card. Whatever method he chooses, there’s a usually paper trail. Check the bank statements, if you have access to them. Have there been any suspicious withdrawals from your bank accounts? Are there any cancelled checks for large amounts made out to “cash”? Take a really close look at the time period shortly before or after Christmas or Valentine’s Day. Closely scrutinize each of your husband’s ATM withdrawal slips. Are there any large, unexplained ATM withdrawals? Read the information on each ATM slip. Is there anything unusual about the time, place or amount of the withdrawals? Pay close attention to his credit card bills. Especially those for the months of December, January and February when Christmas or Valentine’s charges are likely to show up. Any unusual charges made at jewelry stores, women’s specialty stores, or boutiques, florists, day spas, restaurants etc. could be evidence of gifts bought for his lover. What about actual charge slips or store receipts? Men tend to be careless about these things. Check his wallet, his pockets, backpack, briefcase, desk or dresser drawers. If you find evidence of gift items you didn’t personally receive, that should raise a red flag in your mind. If your husband didn’t give these gifts to you, who did he give them to? Heather’s Story: While going through her husband’s ATM slips, Heather noticed that all but one of his ATM withdrawals were made at the same bank. The suspicious one was made from an ATM machine located in a large shopping mall, and was dated February 12th – 2 days before Valentine’s Day. Even more suspicious was the amount – which was nearly 5 times the amount of his usual withdrawals – far more than the cost of the flowers, box of chocolates and Valentine’s Day card he gave Heather. Rita’s Story While dressing for work, Rita’s husband casually mentioned that today he was treating his secretary to lunch at a French restaurant for “Secretary’s Day. Rita became suspicious when he came home from work 3 ? hours later than usual. While he was watching the 11 o’clock news that night, Rita quickly searched her husband’s wallet and the pockets of the suit he wore to work that day for clues as to where he might have been. She was about to dismiss the receipt from the French restaurant when the time stamp on it caught her eye. It indicated that he had indeed eaten there -- but for dinner, not for lunch. Now Rita knew why he was unreachable by phone at the office earlier that evening when she called to ask him to pick up orange juice on his way home from work. Susan’s Story While checking her husband’s pockets before dropping his clothes off at the cleaners, Susan found a jewelry store receipt for 2 pairs of earrings. When she asked her husband about it, he told her the receipt was for the earrings he’d given her for her birthday the previous week. Susan pointed out that the receipt was for 2 identical pairs of earrings. Caught off guard, he could not come up with an explanation for what he had done with the other pair. Other Places to Look Check various places in and around your home for hidden gifts -- under the bed, in the back of a file cabinet or dresser drawer, on the floor at the back of the closet, or the back of a seldom-used shelf. Don’t forget to search the car too. Look underneath the seats, in the trunk, in the glove compartment and in the tire well. If you find a hidden gift, don’t jump to conclusions unless it’s obvious the gift is not for you (too large, too small, a color or style that he knows you wouldn’t wear, or has another woman’s name attached). Wait for a reasonable period of time. Then check the hiding place again. If the gift has disappeared and it wasn’t given to you, then it’s logical to assume that he gave it to someone else. Make it your business to find out who. Beverley’s Story Beverley was ecstatic when she discovered a box containing a hand crafted, one of a kind gold bracelet that she’d been admiring for quite some time. But the box soon disappeared and Beverley never received the bracelet. A few weeks later, at her health club, Beverley noticed a woman wearing a bracelet identical to the one she’d seen in the box. After some discreet checking around, and finding several additional clues to corroborate her suspicions, Beverly found out that her husband and this woman were having an affair. Laura’s Story Laura found a gift box containing a sexy satin negligee in the trunk of her husband's car. He tried to pass it off as a surprise gift he’d purchased for her but the gown was several sizes too small. He tri Successful Forex Traders Know The Value Of Paper Trading your bank accounts? Are there any cancelled checks for large amounts made out to “cash”? Take a really close look at the time period shortly before or after Christmas or Valentine’s Day.When you open your first mini Forex trading account and start foreign exchange trading your first few trades will be purely paper trades while you find your way around and learn how the market works and how to use the various trading tools on offer. Sooner or later however you'll be ready to move on and to put your paper trading days behind you. But is this really a good idea?Some of the most successful Forex traders, many of whom have been trading for years, have discovered that continuing to trade on paper from time to time can be extremely helpful and, more importantly, very profitable.The problem comes whenever you find yourself in a losing trade. Despite the fact that losing trades are simply part and parcel of trading life, no matter how hard you try you're always going to be affected by a losing trade and there is often a strong, if subconscious, urge to get back the money you've just lost as quickly as possible. As a result, you invariably get right back into the market with a further trade to recoup your losses but, because you're not really in the right frame of mind, this trade often results in a further loss or Closely scrutinize each of your husband’s ATM withdrawal slips. Are there any large, unexplained ATM withdrawals? Read the information on each ATM slip. Is there anything unusual about the time, place or amount of the withdrawals? Pay close attention to his credit card bills. Especially those for the months of December, January and February when Christmas or Valentine’s charges are likely to show up. Any unusual charges made at jewelry stores, women’s specialty stores, or boutiques, florists, day spas, restaurants etc. could be evidence of gifts bought for his lover. What about actual charge slips or store receipts? Men tend to be careless about these things. Check his wallet, his pockets, backpack, briefcase, desk or dresser drawers. If you find evidence of gift items you didn’t personally receive, that should raise a red flag in your mind. If your husband didn’t give these gifts to you, who did he give them to? Heather’s Story: While going through her husband’s ATM slips, Heather noticed that all but one of his ATM withdrawals were made at the same bank. The suspicious one was made from an ATM machine located in a large shopping mall, and was dated February 12th – 2 days before Valentine’s Day. Even more suspicious was the amount – which was nearly 5 times the amount of his usual withdrawals – far more than the cost of the flowers, box of chocolates and Valentine’s Day card he gave Heather. Rita’s Story While dressing for work, Rita’s husband casually mentioned that today he was treating his secretary to lunch at a French restaurant for “Secretary’s Day. Rita became suspicious when he came home from work 3 ? hours later than usual. While he was watching the 11 o’clock news that night, Rita quickly searched her husband’s wallet and the pockets of the suit he wore to work that day for clues as to where he might have been. She was about to dismiss the receipt from the French restaurant when the time stamp on it caught her eye. It indicated that he had indeed eaten there -- but for dinner, not for lunch. Now Rita knew why he was unreachable by phone at the office earlier that evening when she called to ask him to pick up orange juice on his way home from work. Susan’s Story While checking her husband’s pockets before dropping his clothes off at the cleaners, Susan found a jewelry store receipt for 2 pairs of earrings. When she asked her husband about it, he told her the receipt was for the earrings he’d given her for her birthday the previous week. Susan pointed out that the receipt was for 2 identical pairs of earrings. Caught off guard, he could not come up with an explanation for what he had done with the other pair. Other Places to Look Check various places in and around your home for hidden gifts -- under the bed, in the back of a file cabinet or dresser drawer, on the floor at the back of the closet, or the back of a seldom-used shelf. Don’t forget to search the car too. Look underneath the seats, in the trunk, in the glove compartment and in the tire well. If you find a hidden gift, don’t jump to conclusions unless it’s obvious the gift is not for you (too large, too small, a color or style that he knows you wouldn’t wear, or has another woman’s name attached). Wait for a reasonable period of time. Then check the hiding place again. If the gift has disappeared and it wasn’t given to you, then it’s logical to assume that he gave it to someone else. Make it your business to find out who. Beverley’s Story Beverley was ecstatic when she discovered a box containing a hand crafted, one of a kind gold bracelet that she’d been admiring for quite some time. But the box soon disappeared and Beverley never received the bracelet. A few weeks later, at her health club, Beverley noticed a woman wearing a bracelet identical to the one she’d seen in the box. After some discreet checking around, and finding several additional clues to corroborate her suspicions, Beverly found out that her husband and this woman were having an affair. Laura’s Story Laura found a gift box containing a sexy satin negligee in the trunk of her husband's car. He tried to pass it off as a surprise gift he’d purchased for her but the gown was several sizes too small. He tr When Refinancing Your Home - An ARM Or A Fixed Rate? >Refinancing a home means restructuring the loan that you currently have. You have two basic choices to consider: a fixed rate or an ARM loan. A fixed rate loan simply means that the loan’s interest rate remains the same throughout the entire term of the loan. It will always be the same. In an ARM loan, the interest rate fluctuates, generally with the fluctuations of the Prime rate or other indexes. Here, you can benefit from lowered interest rates but may also need to consider the times when these rates may go up.How To Decide Between An ARM And A Fixed RateThere are many things that play a role in which of these options is right for you. For example, you should consider how flexible you are in making payments that are not the same all the time. This year your loan may be a percent higher than last year. Could you handle this type of increase? Most ARM loans do have a limit to how high they can go. For example, it is common to see a the maximum that it can go up or down at 1 percent per year, with a total increase no more or no less than 5 percent over the term of the loan. A fixed rate can be a better so Heather’s Story: While going through her husband’s ATM slips, Heather noticed that all but one of his ATM withdrawals were made at the same bank. The suspicious one was made from an ATM machine located in a large shopping mall, and was dated February 12th – 2 days before Valentine’s Day. Even more suspicious was the amount – which was nearly 5 times the amount of his usual withdrawals – far more than the cost of the flowers, box of chocolates and Valentine’s Day card he gave Heather. Rita’s Story While dressing for work, Rita’s husband casually mentioned that today he was treating his secretary to lunch at a French restaurant for “Secretary’s Day. Rita became suspicious when he came home from work 3 ? hours later than usual. While he was watching the 11 o’clock news that night, Rita quickly searched her husband’s wallet and the pockets of the suit he wore to work that day for clues as to where he might have been. She was about to dismiss the receipt from the French restaurant when the time stamp on it caught her eye. It indicated that he had indeed eaten there -- but for dinner, not for lunch. Now Rita knew why he was unreachable by phone at the office earlier that evening when she called to ask him to pick up orange juice on his way home from work. Susan’s Story While checking her husband’s pockets before dropping his clothes off at the cleaners, Susan found a jewelry store receipt for 2 pairs of earrings. When she asked her husband about it, he told her the receipt was for the earrings he’d given her for her birthday the previous week. Susan pointed out that the receipt was for 2 identical pairs of earrings. Caught off guard, he could not come up with an explanation for what he had done with the other pair. Other Places to Look Check various places in and around your home for hidden gifts -- under the bed, in the back of a file cabinet or dresser drawer, on the floor at the back of the closet, or the back of a seldom-used shelf. Don’t forget to search the car too. Look underneath the seats, in the trunk, in the glove compartment and in the tire well. If you find a hidden gift, don’t jump to conclusions unless it’s obvious the gift is not for you (too large, too small, a color or style that he knows you wouldn’t wear, or has another woman’s name attached). Wait for a reasonable period of time. Then check the hiding place again. If the gift has disappeared and it wasn’t given to you, then it’s logical to assume that he gave it to someone else. Make it your business to find out who. Beverley’s Story Beverley was ecstatic when she discovered a box containing a hand crafted, one of a kind gold bracelet that she’d been admiring for quite some time. But the box soon disappeared and Beverley never received the bracelet. A few weeks later, at her health club, Beverley noticed a woman wearing a bracelet identical to the one she’d seen in the box. After some discreet checking around, and finding several additional clues to corroborate her suspicions, Beverly found out that her husband and this woman were having an affair. Laura’s Story Laura found a gift box containing a sexy satin negligee in the trunk of her husband's car. He tried to pass it off as a surprise gift he’d purchased for her but the gown was several sizes too small. He tr Paid Surveys Directory, How to Find a Good Paid Surveys Directory ot for lunch. Now Rita knew why he was unreachable by phone at the office earlier that evening when she called to ask him to pick up orange juice on his way home from work.The paid survey directories are one of the easiest sites to use they are the heart and soul of Free Paid Surveys. They are sub-directories for one of the master survey list, as you will only qualify for a certain percent of paid survey sites. You will find for each of the sites listed; basic detailed information about the reward type, paid survey reviews and their ratings and more. Before getting started, I would highly recommend visiting the Free Paid Survey Information and Tips page, which can give you some good basic knowledge and some great tips to help you along the way and it explains some of the abbreviations that are used in the directories. Free Paid Surveys do not list any survey sites that they feel may violate your privacy or sell your email address. If you did find a site that is within the Free Paid Survey Directory that you feel did not live up to this standard they would like you to help by sending them an email. Also, if you find a paid survey site that you think should be included, they would like you to let them know.Before You Get StartedBefore you start to sign up for any paid surveys you should acquire Susan’s Story While checking her husband’s pockets before dropping his clothes off at the cleaners, Susan found a jewelry store receipt for 2 pairs of earrings. When she asked her husband about it, he told her the receipt was for the earrings he’d given her for her birthday the previous week. Susan pointed out that the receipt was for 2 identical pairs of earrings. Caught off guard, he could not come up with an explanation for what he had done with the other pair. Other Places to Look Check various places in and around your home for hidden gifts -- under the bed, in the back of a file cabinet or dresser drawer, on the floor at the back of the closet, or the back of a seldom-used shelf. Don’t forget to search the car too. Look underneath the seats, in the trunk, in the glove compartment and in the tire well. If you find a hidden gift, don’t jump to conclusions unless it’s obvious the gift is not for you (too large, too small, a color or style that he knows you wouldn’t wear, or has another woman’s name attached). Wait for a reasonable period of time. Then check the hiding place again. If the gift has disappeared and it wasn’t given to you, then it’s logical to assume that he gave it to someone else. Make it your business to find out who. Beverley’s Story Beverley was ecstatic when she discovered a box containing a hand crafted, one of a kind gold bracelet that she’d been admiring for quite some time. But the box soon disappeared and Beverley never received the bracelet. A few weeks later, at her health club, Beverley noticed a woman wearing a bracelet identical to the one she’d seen in the box. After some discreet checking around, and finding several additional clues to corroborate her suspicions, Beverly found out that her husband and this woman were having an affair. Laura’s Story Laura found a gift box containing a sexy satin negligee in the trunk of her husband's car. He tried to pass it off as a surprise gift he’d purchased for her but the gown was several sizes too small. He tr Follow the Basics of Copywriting to Reap the Benefits too large, too small, a color or style that he knows you wouldn’t wear, or has another woman’s name attached). Wait for a reasonable period of time. Then check the hiding place again. If the gift has disappeared and it wasn’t given to you, then it’s logical to assume that he gave it to someone else. Make it your business to find out who.What you say about your product is what the customers know about your product. So say favourable things about your product, emphatically!Marketing communication plays a very important role in promoting your product or the service that you deal in. Marketing communication can be in the form of the advertising messages that you send out, the newsletters that you mail to the existing and the potential subscribers, and even the web content that you have on your website. Your marketing communication has to be sizzling and the kind that drives the audience to simply take favourable action, by either subscribing or buying your product. You must make sure that your marketing communication adheres to the following checklist:1. Write Killer Headlines that are catchy, attract attention and impossible to ignore. Headlines can also be indicative of what the actual product is.2. Write compelling pre-headlines and sub-headlines, also called the superscript or superscript headlines. These superscripts generally compliment the headline and make the audience think about the choices they have.3. Enumerate the benefits of your pr Beverley’s Story Beverley was ecstatic when she discovered a box containing a hand crafted, one of a kind gold bracelet that she’d been admiring for quite some time. But the box soon disappeared and Beverley never received the bracelet. A few weeks later, at her health club, Beverley noticed a woman wearing a bracelet identical to the one she’d seen in the box. After some discreet checking around, and finding several additional clues to corroborate her suspicions, Beverly found out that her husband and this woman were having an affair. Laura’s Story Laura found a gift box containing a sexy satin negligee in the trunk of her husband's car. He tried to pass it off as a surprise gift he’d purchased for her but the gown was several sizes too small. He tried hard to convince Laura the salesclerk mistakenly put the wrong size in the box. But because Laura had already found other telltale signs of a possible affair, his excuses fell on deaf ears. Other Telltale Signs Warning bells should sound if your husband gives or receives any gift that’s extremely personal nature. He shouldn’t be buying clothing (especially lingerie) for any female other than you or a member of his family. Nor should he ever receive silk boxer shorts or any item of clothing other than a perhaps a tie or handkerchiefs from any woman other than yourself -- unless it’s his mother or his sister. (And even then, you should check to make sure.) Be equally suspicious if your husband gives or receives a disproportionately expensive gift to or from any woman who is supposedly a business associate or casual friend. In fact, any expensive gift your husband receives should be regarded with extreme suspicion. Especially if he claims to have purchased the item for himself, but can’t produce the receipt. Keisha’s Story: Keisha became suspicious when her husband Jerome started wearing an expensive-looking gold ID bracelet. It appeared on his wrist shortly after his birthday and he wore it all the time. When she asked Jerome about it, he said he bought it for himself. But upon further questioning, Jerome couldn’t recall the name of the store he’d supposedly bought the bracelet from. Keisha suggested they check the receipt, so he made a cursory search then claimed he must have thrown it away. One weekend while Jerome was painting the apartment, Keisha noticed he’d removed the ID bracelet. It didn’t take her long to find it in the top drawer of his dresser. On the underside of the bracelet was an inscription that read “ With all my love, Tanya.” Barbara’s Story: Barbara called Stan at workWhen Barbara and Stan’s next door neighbor Judy, moved to a new house she gave a big housewarming party. While discussing what to give Judy as a housewarming gift, Stan suggested a CD player, and volunteered to pick up the gift. The night of the party, when Judy opened the gift, the CD player turned out to be a Bose sound system. Barbara immediately became suspicious. Especially since their sound system at home was only a Sharp. This led Barbara to search for additional telltale signs. She eventually found out Stan and Judy were having an affair. Don’t Be the Last One to Know Lovers give each other gifts throughout the year. However you should be especially watchful around your husband’s birthday, and Christmas and Valentine’s Day. If you suspect your husband of cheating, gifts could provide the missing pieces of the infidelity puzzle. Especially if you’ve already found other telltale signs. It may be time to sit down and have a serious talk with your husband. If your marriage is in jeopardy, you don’t want to be the last to know. Find out what’s going on before it’s too late. © 2004 Ruth Houston All rights reserved. NOTE: “Is He Cheating on You? – 829 Telltale Signs” contains 21 categories of telltale signs. There are 52 telltale signs listed in the category of “Financial Affairs” and 19 telltale signs listed in the category of “Gifts. To receive a FREE Special Report which describes each of the 21 Categories of Telltale Signs, send an e-mail to InfidelityInfo@gmail.com with “21 categories” in the subject line.
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