esponsibility for their actions, if they ask you for a loan, say sure I will give you 50% if you can get the other 50% without borrowing it. I guarantee you will never have to loan them any money. The other problem with loaning money to friends, is that you invariably fall out when it comes to the repayment of it. If the person is a good friend then give them the money free of any conditions that way you can feel good about the situation andIn life we establish patterns of behaviour or habits, these are the curse to really enjoying ones self, if they are not formulated correctly as we grow.

How many people become successful financially but cannot enjoy their wealth because they have always been miserley in their actions? Happiness is not about having money, it is about enjoying what it can do. Any person who starts their working life and decides to scrimp and save, will undoubtedly end up with some money, the problem is, that they will not have enjoyed their journey to that point, and when they get there they cannot spend the money because they have not formed good habits on the way through.

How many people had this mentality leading up to the Great Depression of 1929 in America? and overnight, they were wiped out financially. The man who obtained his wealth by being miserley, had no chance of regaining his wealth, because he had run out of time, but the man who was philanthropic and generous, found that all the people he had helped in the past, would come to his aid and help him rebuild his fortune. It is the same in day to day life for everyone, if you are caring and generous with everything you do, that includes time, emotion and money, you will find that good things tend to happen and flow towards you. A lot of people tend to misinterpret this, and say what about giving to people who are wasters,or do not bother to help themselves, this is a special case and you can often do more harm than good if you help these people. These people have no idea as to the value of money and they always have good intentions to repay you, or make good somehow, but because you have helped them, you have infact increased their debt. To assist these people, the only way is to make them take responsibility for their actions, if they ask you for a loan, say sure I will give you 50% if you can get the other 50% without borrowing it. I guarantee you will never have to loan them any money. The other problem with loaning money to friends, is that you invariably fall out when it comes to the repayment of it. If the person is a good friend then give them the money free of any conditions that way you can feel good about the situation and

ndoubtedly end up with some money, the problem is, that they will not have enjoyed their journey to that point, and when they get there they cannot spend the money because they have not formed good habits on the way through.

How many people had this mentality leading up to the Great Depression of 1929 in America? and overnight, they were wiped out financially. The man who obtained his wealth by being miserley, had no chance of regaining his wealth, because he had run out of time, but the man who was philanthropic and generous, found that all the people he had helped in the past, would come to his aid and help him rebuild his fortune. It is the same in day to day life for everyone, if you are caring and generous with everything you do, that includes time, emotion and money, you will find that good things tend to happen and flow towards you. A lot of people tend to misinterpret this, and say what about giving to people who are wasters,or do not bother to help themselves, this is a special case and you can often do more harm than good if you help these people. These people have no idea as to the value of money and they always have good intentions to repay you, or make good somehow, but because you have helped them, you have infact increased their debt. To assist these people, the only way is to make them take responsibility for their actions, if they ask you for a loan, say sure I will give you 50% if you can get the other 50% without borrowing it. I guarantee you will never have to loan them any money. The other problem with loaning money to friends, is that you invariably fall out when it comes to the repayment of it. If the person is a good friend then give them the money free of any conditions that way you can feel good about the situation and

g his wealth, because he had run out of time, but the man who was philanthropic and generous, found that all the people he had helped in the past, would come to his aid and help him rebuild his fortune. It is the same in day to day life for everyone, if you are caring and generous with everything you do, that includes time, emotion and money, you will find that good things tend to happen and flow towards you. A lot of people tend to misinterpret this, and say what about giving to people who are wasters,or do not bother to help themselves, this is a special case and you can often do more harm than good if you help these people. These people have no idea as to the value of money and they always have good intentions to repay you, or make good somehow, but because you have helped them, you have infact increased their debt. To assist these people, the only way is to make them take responsibility for their actions, if they ask you for a loan, say sure I will give you 50% if you can get the other 50% without borrowing it. I guarantee you will never have to loan them any money. The other problem with loaning money to friends, is that you invariably fall out when it comes to the repayment of it. If the person is a good friend then give them the money free of any conditions that way you can feel good about the situation andpret this, and say what about giving to people who are wasters,or do not bother to help themselves, this is a special case and you can often do more harm than good if you help these people. These people have no idea as to the value of money and they always have good intentions to repay you, or make good somehow, but because you have helped them, you have infact increased their debt. To assist these people, the only way is to make them take responsibility for their actions, if they ask you for a loan, say sure I will give you 50% if you can get the other 50% without borrowing it. I guarantee you will never have to loan them any money. The other problem with loaning money to friends, is that you invariably fall out when it comes to the repayment of it. If the person is a good friend then give them the money free of any conditions that way you can feel good about the situation andesponsibility for their actions, if they ask you for a loan, say sure I will give you 50% if you can get the other 50% without borrowing it. I guarantee you will never have to loan them any money. The other problem with loaning money to friends, is that you invariably fall out when it comes to the repayment of it. If the person is a good friend then give them the money free of any conditions that way you can feel good about the situation and you never have to ask for repayment. It is not really beneficial to spend too much time in the company of someone who is on a different wave length to you, or is moping constantly about how hard fortune has been on them . Surround yourself and associate with people you admire, that could be the fact that they are a happy family, it could be that they play golf well, or you just feel good in their company. This association has nothing to do with wealth some of my dearest friends are on a different social level to me and many are in a much wealthier position than me, all that is important is that you enjoy their company. Choosing your friends is a great leveller because a true friendship transcends everything. Once a genuine friendship has been formed it does not seem to matter how long it is between seeing each other when you do meet again it is as if you had never been apart.