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    Estate Planning and Trusts
    A CONTRACT is defined from the Latin word contractus. An agreement between two or more parties, especially one that is written and enforceable by “law.” To enter into by contract; establish or settle by formal agreement. An agreement between two or more parties which creates obligations to do or not do the specific things that is the subject of that agreement.OWNERSHIP from the word possessore, is defined as someone who has the legal right to possession with the legal right to transfer possession to others.ESTATE, (inheritance) patrimonio (possession) a term used in common “law” used to denote the sum total of all possessions by a person at the time of his/hers death.A TRUST is a CONTRACT. A legal arrangement between two or more persons defining the ownership and distribution of his/hers possessions, under the “law.”ESTATE PLANNING AND TRUSTS therefore is the written legal agreement (contract) outlining a contractual obligation between the parties.WHAT IS AN ESTATE TAX?An ESTATE TAX is a tax on your possessions on the date of your death,
    as a thermos somehow “magically” knows to keep cold things cold, and hot things hot…this car knows how to assess various situations and respond accordingly and appropriately. It has enough buttons, switches, bells, whistles, gadgets and features to keep a rocket scientist happy for quite some time. Fortunately, my friend is a maven with regard to such matters, and I am convinced he will learn to use all the technological wonders available in his new car. However, I imagine some people will buy a car just like my friend’s and never learn to use a fraction of the gadgets. All the gadgets will be available, ready for use…but they will get little use out of them u
    Compensation Resources, Inc. Releases Its 2004 Turnover Survey
    Upper Saddle River, N.J. - September 2004 - Compensation Resources, Inc. has released the results of its 2004 Turnover Survey. The purpose of this study was to obtain turnover statistics and trends. Data was compiled from survey questions that were developed by CRI and distributed to companies in over ten industrial classifications, in addition to Not-for-Profit organizations. The survey sampled turnover data from a variety of organizations, collected in July and August 2004.Results indicated that from May 31, 2003 to May 31, 2004, the average voluntary turnover rate was 11.3%. The majority of respondents indicated this rate has either increased or remained the same, while only 20.9% of participants indicated this rate has decreased in the prior 12-month period. Of all employee functional groups, Administrative level and Production level positions show the highest voluntary turnover rates; however, according to survey participants Administrative and Production level positions also take the shortest amount of time to fill. Overall, the cost of turnover to organizations is on average ? x the employee’s
    What?

    I guess at this point in my life, some would say I have gone completely “around the bend” or “over the edge” about this issue of getting more focused, organized and productive. It is no longer just an area of interest for me. It is my career, my passion and pretty much all I want to do for the rest of my life. I believe that studying about and teaching this body of knowledge is my true “calling,” and my fascination with this field continues to grow stronger each day.

    If you study any topic diligently, sooner or later you begin to see fascinating connections and begin to understand how the various strands of knowledge and snippets of information come together at a common point. When this starts to happen, you can’t help but wonder about the unifying element of it all. You wonder, “Is there a central idea, concept or focal point that pulls it all together?”

    So…is there a focal point or unifying element of getting focused, organized and productive? I’m beginning to think there is!

    So What?

    If you observe highly focused people, you can usually track their behavior to the same controlling source. If you trace good organizing habits to their source, you always arrive at the same place. If you track down what makes a person highly productive, once again, you find yourself heading in the same direction. It’s as if you backed down the train tracks heading out of New York City until you arrived at their originating point. If you do this, sooner or later, you arrive at or near 42nd Street and Park Avenue…New York’s Grand Central Terminal.

    In similar fashion, if you back down the tracks leading to focus, organization and productivity…they take you to the Grand Central Terminal of human beings…the brain.

    I often tell people who are struggling to get organized, “If you get your mind right…everything else will begin to easily fall into place.” I suspect most people probably pass this off as a casual statement or consider it tired, worn-out advice. However, in my mind, there is no better advice I can offer. I have studied this topic for a long, long time. I am becoming more convinced that the human brain is the focal point that pulls everything together. Therefore, if you understand more about how the brain works, you will begin to uncover the true secrets of living a more focused, organized and productive life.

    Now What?

    A friend of mine recently bought a very expensive, very sophisticated new car. Right after he bought it, we jumped in his car and took a short ride. The car is the high-tech automotive equivalent of a thermos. It knows! Just as a thermos somehow “magically” knows to keep cold things cold, and hot things hot…this car knows how to assess various situations and respond accordingly and appropriately. It has enough buttons, switches, bells, whistles, gadgets and features to keep a rocket scientist happy for quite some time. Fortunately, my friend is a maven with regard to such matters, and I am convinced he will learn to use all the technological wonders available in his new car. However, I imagine some people will buy a car just like my friend’s and never learn to use a fraction of the gadgets. All the gadgets will be available, ready for use…but they will get little use out of them un

    Quantum Mechanics and the End of Chemistry
    One of the great triumphs of 20th century science was the reduction of chemistry to physics via quantum mechanics. By 1927, Wolfgang Pauli was able to explain the structure of the periodic table of elements by means of his Pauli Exclusion Principle, which is a consequence of quantum theory. Now all of chemistry can in principle be reduced to physics.In 1913, Neils Bohr developed a new model of the atom, which contains fixed orbitals to which the electrons are restricted. Electrons are allowed to jump from one orbital to another but at all times they must remain in a single orbital. By 1927, once quantum theory reached fruition, Pauli derived his exclusion principle, which states that no two electrons can occupy the same quantum mechanical state at the same time. This means that at most two electrons can occupy the same orbital, each having opposite spin in the case of two occupying the same orbital.By applying the Pauli Exclusion Principle, one can build up the periodic table. A hydrogen atom contains just one electron, which goes to the ground state, labeled as 1s, the number 1 being the principal q
    of information come together at a common point. When this starts to happen, you can’t help but wonder about the unifying element of it all. You wonder, “Is there a central idea, concept or focal point that pulls it all together?”

    So…is there a focal point or unifying element of getting focused, organized and productive? I’m beginning to think there is!

    So What?

    If you observe highly focused people, you can usually track their behavior to the same controlling source. If you trace good organizing habits to their source, you always arrive at the same place. If you track down what makes a person highly productive, once again, you find yourself heading in the same direction. It’s as if you backed down the train tracks heading out of New York City until you arrived at their originating point. If you do this, sooner or later, you arrive at or near 42nd Street and Park Avenue…New York’s Grand Central Terminal.

    In similar fashion, if you back down the tracks leading to focus, organization and productivity…they take you to the Grand Central Terminal of human beings…the brain.

    I often tell people who are struggling to get organized, “If you get your mind right…everything else will begin to easily fall into place.” I suspect most people probably pass this off as a casual statement or consider it tired, worn-out advice. However, in my mind, there is no better advice I can offer. I have studied this topic for a long, long time. I am becoming more convinced that the human brain is the focal point that pulls everything together. Therefore, if you understand more about how the brain works, you will begin to uncover the true secrets of living a more focused, organized and productive life.

    Now What?

    A friend of mine recently bought a very expensive, very sophisticated new car. Right after he bought it, we jumped in his car and took a short ride. The car is the high-tech automotive equivalent of a thermos. It knows! Just as a thermos somehow “magically” knows to keep cold things cold, and hot things hot…this car knows how to assess various situations and respond accordingly and appropriately. It has enough buttons, switches, bells, whistles, gadgets and features to keep a rocket scientist happy for quite some time. Fortunately, my friend is a maven with regard to such matters, and I am convinced he will learn to use all the technological wonders available in his new car. However, I imagine some people will buy a car just like my friend’s and never learn to use a fraction of the gadgets. All the gadgets will be available, ready for use…but they will get little use out of them u

    Making Money with Articles - Picking a Good Web Hosting Company
    Picking a good web hosting company is important to keeping your website open and your costs down. There are many to choose from, as well as different pricing plans to look over. Depending on the amount of sites that you intend on building, you may want to consider a larger web space in the long run.You should start with the smallest web space that you can get to test the waters, just incase niche website Internet marketing does not work out for you. You may want to add on later, so make sure that your provider offers that option.You will want to choose a provider that has a reliable service. If your site is down or takes to long to open up when visitors are trying to get in, it may lead them to click out of your site and move on to the next one. They will also more than likely not visit in the future since they will remember their bad experience. For this reason, it is probably best to stick with a well known company who you can check reliable references on. There are many small hosting providers that offer space for as low as $.50 to $1 per month, however, you never know what you will be getting and
    yourself heading in the same direction. It’s as if you backed down the train tracks heading out of New York City until you arrived at their originating point. If you do this, sooner or later, you arrive at or near 42nd Street and Park Avenue…New York’s Grand Central Terminal.

    In similar fashion, if you back down the tracks leading to focus, organization and productivity…they take you to the Grand Central Terminal of human beings…the brain.

    I often tell people who are struggling to get organized, “If you get your mind right…everything else will begin to easily fall into place.” I suspect most people probably pass this off as a casual statement or consider it tired, worn-out advice. However, in my mind, there is no better advice I can offer. I have studied this topic for a long, long time. I am becoming more convinced that the human brain is the focal point that pulls everything together. Therefore, if you understand more about how the brain works, you will begin to uncover the true secrets of living a more focused, organized and productive life.

    Now What?

    A friend of mine recently bought a very expensive, very sophisticated new car. Right after he bought it, we jumped in his car and took a short ride. The car is the high-tech automotive equivalent of a thermos. It knows! Just as a thermos somehow “magically” knows to keep cold things cold, and hot things hot…this car knows how to assess various situations and respond accordingly and appropriately. It has enough buttons, switches, bells, whistles, gadgets and features to keep a rocket scientist happy for quite some time. Fortunately, my friend is a maven with regard to such matters, and I am convinced he will learn to use all the technological wonders available in his new car. However, I imagine some people will buy a car just like my friend’s and never learn to use a fraction of the gadgets. All the gadgets will be available, ready for use…but they will get little use out of them u

    Communism
    A) SURVIVAL & THE PEDIGREE Charles Darwin (1809-1882), British naturalist, revolutionised the science of biology by his demonstration of "evolution by natural selection". In 19th Century, he pondered over the survival and extinction of biological species. He said "Survival of the Fittest" alone inducts any species to grow and continue to survive in any given geographical and environmental infrastructure in the world. (Note : He did not say “Survival of the Biggest, Fastest, Healthiest, Mightiest, Smartest or Toughest” etc.. !!). He inferred that the organism that best “fits” into its environment, puts up with sufferings, adjusts and continues to progress, had the best chance of survival in the world. Human species are very well a part of this survival concept on the earth. However, human beings are provided with an additional attribute of intelligence. Hence, they have acquired an extra “economic” and “social” survival dimension. This is in addition to the natural environmental and physical magnitude, shared in common with all other species. All human beings, hence try to fit into a 3 dimensional surviv
    er it tired, worn-out advice. However, in my mind, there is no better advice I can offer. I have studied this topic for a long, long time. I am becoming more convinced that the human brain is the focal point that pulls everything together. Therefore, if you understand more about how the brain works, you will begin to uncover the true secrets of living a more focused, organized and productive life.

    Now What?

    A friend of mine recently bought a very expensive, very sophisticated new car. Right after he bought it, we jumped in his car and took a short ride. The car is the high-tech automotive equivalent of a thermos. It knows! Just as a thermos somehow “magically” knows to keep cold things cold, and hot things hot…this car knows how to assess various situations and respond accordingly and appropriately. It has enough buttons, switches, bells, whistles, gadgets and features to keep a rocket scientist happy for quite some time. Fortunately, my friend is a maven with regard to such matters, and I am convinced he will learn to use all the technological wonders available in his new car. However, I imagine some people will buy a car just like my friend’s and never learn to use a fraction of the gadgets. All the gadgets will be available, ready for use…but they will get little use out of them u

    New Procedure for Settling Tax Debts with the IRS
    The Tax Increase Prevention and Reconciliation Act of 2005 has ushered in new rules for settling tax debts with the IRS. Here is the scoop on the compromise procedures.New Procedure for Settling Tax Debts with the IRSIf you owe the federal government back taxes, there are two approaches you can take to resolve the issue. The first is to file an installment agreement wherein you agree to pay off the debt by making monthly payments. The second is to try to settle the bill with a one time payment, which is often relatively low given your position you will not reasonably have the money to pay back the total bill. This rules and procedures related to this second approach have changed dramatically.The settlement process, often called an offer in compromise, underwent a massive change with the passage of the Tax Increase Prevention and Reconciliation Act of 2005. Starting July 16, 2006, the new rules go into affect and they are a bear. The biggest issue is you now must pay 20 percent of your offer amount to even have the settlement offer considered!The procedure now works as follows. To file a
    as a thermos somehow “magically” knows to keep cold things cold, and hot things hot…this car knows how to assess various situations and respond accordingly and appropriately. It has enough buttons, switches, bells, whistles, gadgets and features to keep a rocket scientist happy for quite some time. Fortunately, my friend is a maven with regard to such matters, and I am convinced he will learn to use all the technological wonders available in his new car. However, I imagine some people will buy a car just like my friend’s and never learn to use a fraction of the gadgets. All the gadgets will be available, ready for use…but they will get little use out of them until they take the time to understand how these features work.

    In a sense, this is a good metaphor for your brain. It also has a lot of interesting bells, whistles, gadgets and features. You increase your ability to take advantage of these wonderful features if you know more about how they work. Here are just a few examples:

    • The brain has three separate systems that either work in harmony or compete for control over your behavior. One system is in control of your automatic functions such as breathing, heartbeat, temperature, metabolism, etc. A separate brain system controls your emotional functions. A third system controls your ability to think and exercise sound judgment. Everything works best when the systems are in balance and working together. When you see someone who is focused, organized and productive, the three systems are operating in harmony. The best way to create balance among the three systems is to pace yourself properly (as opposed to overloading your systems with too much input) and simply think about what you are doing…when you are doing it. Another way of saying this is: Do one thing at a time! Somewhat rare behavior these days. The brain systems work together best when you focus on one thing at a time.

    • When you begin to overload your brain systems by multitasking, rushing or operating under too much stress, your emotional brain (the limbic system) takes over and starts calling the shots. One part of your emotional brain (the amygdala) hijacks your body and takes total control over your behavior. Although this can be a good thing at times (for example, if you find yourself being chased by a saber-toothed tiger), unlike a thermos, the emotional brain doesn’t always know how to respond appropriately to incoming messages from your five senses. For example, when the incoming messages indicate a tiger is on your tail, every nonessential brain system that doesn’t have a lot to do with running in the opposite direction is essentially shut down. One of the first systems to shut down is the thinking system of your brain (the neocortex). Your emotional brain basically says, “Don’t think…run!” The good news…we are not chased by tigers very often these days. The bad news…the brain doesn’t know that. Anytime you operate under too much stress, the brain thinks a tiger is on your tail and shuts down the thinking functions of your brain. In general, when the thinking functions of your brain are shut down, you default to your habits…good or bad.

    • The moral of this story…if you are going to operate in a state of heightened emotions, you had better install some very g

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