1. Look before you leap.

In life, as in commercial marketing, "Buy now before this opportunity is gone!" is almost always code-speak for, "Buy now, before you have time to read the fine print." True, from time to time real, honest-to-goodness, amazing, once-in-a-lifetime offers do come around. But if you have laid down a foundation of well-considered choices and clear-minded focus before this happens, you will have the presence of mind and strength of purpose to know when to jump and when to pass, and be much more capable of telling the difference between a missed opportunity and a close call.

2. Life is no longer a "one chance per person" event.

The times, they are definitely a'changing, and one of the best things to come out of that change is that we now understand that people change as well and that this is not only normal, but expected. The career or life that suited you perfectly in your 20's will most likely not fit the middle-aged you, no more than the same wardrobe or lifestyle would. Sometimes this is merely the result of the normal process of personal evolution we all go through as we age and mature, and sometimes it comes about suddenly in response to reality-shifting events and life-changing transitions such as living through a traumatic event, losing a

Writing Articles to Promote Your Website or Business
How do I know that writing and submitting articles works? I have placed a tracking link in one of my articles, and seen the hits from that link increasing as the article circulates. I'm sure that the traffic will die off sometime, that's why I write and submit at least one new article every week.If you want to take advantage of traffic from articles you write and submit, then the following few tips may help to make it easier and more effective for you.5 Tips for writing & submitting articles...1. Just go for it, don't be overly fussy, write an article, read it and check for spelling mistakes and then submit it. People get too wrapped up in spelling, grammar etc. and never get round to doing it.2. Make sure you have a good title, which contains keywords for your article, but also write it to catch attention. Which would you read? 10 tips to increase your sales or 10 supercharged tips to send your sales soaring3. Submit to as many authors and article sites as you can, so your article gets picked up and used by as many ezine writers, and web builders as possible. You can find a list of article sites to submit to at http://www.cashinonline.info/articledirectorylist.htm4. Don't turn your article into an ad if you are

Unexpected life changes. Anticipated transitions. Long, sleepless nights. What do these three things have in common? The ability to provoke one of the most haunting questions in the library of human introspectives:

"What on earth am I going to do with the rest of my life?"

While I can't pretend to answer to this question for anyone other than myself, I can offer those in this position some basic tips on how to ensure that their future turns out as bright as their class valedictorian said it would be.

Take Time To Create A Map

Too often, when faced with a major (or even not so major) life decision, we tend to either take the first decent choice that presents itself or we allow circumstances to choose for us by default - putting off the decision until the inexorable current of life sweeps us past the turning point. As you can imagine, this is not the best way to get what you want out of life. But the options we are faced with in life can be so wildly divergent, or so deceptively similar, that it is difficult to know which turning to take. Wouldn't it be great if we had some kind of road map that would help us know which paths to follow and which to pass by?

Below are five questions that everybody should ask himself or herself before starting out on any new path. The answers to these questions should then be used to guide decisions and to direct actions - when a choice comes up, simply compare the various options with your stated desires and choose the option that takes you closer to (or at least moves you the least farthest away from) your destination - your stated goals and desires.

1. What does success mean to me?

Be very specific. "I want to be rich," is not an answer - just what does "rich" mean, anyway? Are you thinking of a set number? And if so, why? Or is the term "rich" a substitute for certain freedoms and opportunities that you view as coming only with money - and by limiting them to being accessed only through money, are you missing out on other alternative pathways?

Some more specific alternatives to "I want to be rich," depending on the individual, might be: "I want to have enough net income to meet my current financial responsibilities without strain, plus have time and money left over for travel," or "I want to be able to comfortably afford a jet-setting lifestyle in New York City," or "I want to spend 4 days a week at home with my kids," etc.

You should try to come up with at least three answers to the question of what success really means to you personally, with each one reflecting a different facet of what you feel makes up a truly successful life. And keep the money issue to just one statement - after all, such things as personal fulfillment, spiritual meaning and other essential needs and values cannot be solved, acquired or even influenced by money

One of the biggest obstacles to success is that most of us have never consciously explored what that means to us, aside from some vague and nebulous idea of fame, fortune or other worldly success. Knowing what success really means to you - what you hope or imagine that these generic definitions of success would actually provide and how you want those things to physically look like in your life - allows you to weigh your choices more accurately.

2. What are my non-negotiable needs?

List all the things that you envision as inescapable parameters of a successful and enjoyable life. Family, travel, no debt, pleasant work environment, social status, contributions to society, spiritual involvement, public acclaim, love, excitement, comfort - any or all of these, and any others you can think of are legitimate needs that when not met create an environment of stress, want and disempowerment in your life. Knowing what you are not willing to do without makes the relative values of different options clearer.

3. What are my non-negotiable boundaries?

List all the things that you absolutely do not want present in your life. If the idea of working in a standard hierarchical office environment makes you ill, put that down. If you can't stand the thought of living in a cold climate, add that to the list. If being poked fun at about your physical condition or other attributes makes life unlivable, note that as well. By knowing what you will not tolerate, many choices become much easier to make. Plus, it allows you to set down rules and policies about who and what you will invite into your life and the standards of behavior you will, and will not, tolerate.

4. What are my key values?

Spend some time searching your soul to come up with a list of your basic values, creating a life around which would make you the person you want to be and allow you to live the life you want to live. Are you the type who values honesty, clean/green living and a deep love of nature above all things? Or are you more of a 'comforts of home', family and fun kind of person? Do you value charity over letting others find their way on their own, or is it the other way around? Knowing what you truly stand for is a vital component of good decision-making.

5. What do I want to be remembered for?

What legacy do you want to leave here when you pass on? What do you want people to say about your life and you as a person? What do you want to be known for? What would you like your obituary to say about you? Knowing where you want to end up makes choosing the path to get there, and keeping track of your progress, infinitely easier.

Key Points To Consider

There are three key points to keep in mind when you are faced with making life-changing decisions.

1. Look before you leap.

In life, as in commercial marketing, "Buy now before this opportunity is gone!" is almost always code-speak for, "Buy now, before you have time to read the fine print." True, from time to time real, honest-to-goodness, amazing, once-in-a-lifetime offers do come around. But if you have laid down a foundation of well-considered choices and clear-minded focus before this happens, you will have the presence of mind and strength of purpose to know when to jump and when to pass, and be much more capable of telling the difference between a missed opportunity and a close call.

2. Life is no longer a "one chance per person" event.

The times, they are definitely a'changing, and one of the best things to come out of that change is that we now understand that people change as well and that this is not only normal, but expected. The career or life that suited you perfectly in your 20's will most likely not fit the middle-aged you, no more than the same wardrobe or lifestyle would. Sometimes this is merely the result of the normal process of personal evolution we all go through as we age and mature, and sometimes it comes about suddenly in response to reality-shifting events and life-changing transitions such as living through a traumatic event, losing a j

Dating Tip: You Gotta Trust Your Instincts
Do you trust your instincts about people?For a long time, I didn't. If I got a bad feeling (or even a series of bad feelings) about a person, I'd berate myself for jumping to conclusions. I'd figure I was just being a judgmental jerk.Let's just say I ended up getting hurt a lot.My late mother said to me once, "Terry, you see a red light, but you just keep on going. It's self-destructive." Of course, she was right, but it took me several years (and a heap of painful relationships) before I appreciated what she meant. These days I frequently have the opportunity to heed her advice because I just love to entertain. I enjoy spending time with friends, and I welcome my friends to bring along their friends so I can meet new people.My husband and I recently threw a get-together. For the most part, we had a great time: Vodka and tonic and bruschetta and chili dip and a crackling fire added up to a pretty spectacular night.The low point? One of our guests brought along a friend who gave me the heebie-jeebies. He dressed well, approached Brad Pitt in star-quality looks, and came off reasonably well-mannered. Yet something bothered me about him. Instead of dismissing my feelings this time, I honored them. I managed to stay away from him unti

compare the various options with your stated desires and choose the option that takes you closer to (or at least moves you the least farthest away from) your destination - your stated goals and desires.

1. What does success mean to me?

Be very specific. "I want to be rich," is not an answer - just what does "rich" mean, anyway? Are you thinking of a set number? And if so, why? Or is the term "rich" a substitute for certain freedoms and opportunities that you view as coming only with money - and by limiting them to being accessed only through money, are you missing out on other alternative pathways?

Some more specific alternatives to "I want to be rich," depending on the individual, might be: "I want to have enough net income to meet my current financial responsibilities without strain, plus have time and money left over for travel," or "I want to be able to comfortably afford a jet-setting lifestyle in New York City," or "I want to spend 4 days a week at home with my kids," etc.

You should try to come up with at least three answers to the question of what success really means to you personally, with each one reflecting a different facet of what you feel makes up a truly successful life. And keep the money issue to just one statement - after all, such things as personal fulfillment, spiritual meaning and other essential needs and values cannot be solved, acquired or even influenced by money

One of the biggest obstacles to success is that most of us have never consciously explored what that means to us, aside from some vague and nebulous idea of fame, fortune or other worldly success. Knowing what success really means to you - what you hope or imagine that these generic definitions of success would actually provide and how you want those things to physically look like in your life - allows you to weigh your choices more accurately.

2. What are my non-negotiable needs?

List all the things that you envision as inescapable parameters of a successful and enjoyable life. Family, travel, no debt, pleasant work environment, social status, contributions to society, spiritual involvement, public acclaim, love, excitement, comfort - any or all of these, and any others you can think of are legitimate needs that when not met create an environment of stress, want and disempowerment in your life. Knowing what you are not willing to do without makes the relative values of different options clearer.

3. What are my non-negotiable boundaries?

List all the things that you absolutely do not want present in your life. If the idea of working in a standard hierarchical office environment makes you ill, put that down. If you can't stand the thought of living in a cold climate, add that to the list. If being poked fun at about your physical condition or other attributes makes life unlivable, note that as well. By knowing what you will not tolerate, many choices become much easier to make. Plus, it allows you to set down rules and policies about who and what you will invite into your life and the standards of behavior you will, and will not, tolerate.

4. What are my key values?

Spend some time searching your soul to come up with a list of your basic values, creating a life around which would make you the person you want to be and allow you to live the life you want to live. Are you the type who values honesty, clean/green living and a deep love of nature above all things? Or are you more of a 'comforts of home', family and fun kind of person? Do you value charity over letting others find their way on their own, or is it the other way around? Knowing what you truly stand for is a vital component of good decision-making.

5. What do I want to be remembered for?

What legacy do you want to leave here when you pass on? What do you want people to say about your life and you as a person? What do you want to be known for? What would you like your obituary to say about you? Knowing where you want to end up makes choosing the path to get there, and keeping track of your progress, infinitely easier.

Key Points To Consider

There are three key points to keep in mind when you are faced with making life-changing decisions.

1. Look before you leap.

In life, as in commercial marketing, "Buy now before this opportunity is gone!" is almost always code-speak for, "Buy now, before you have time to read the fine print." True, from time to time real, honest-to-goodness, amazing, once-in-a-lifetime offers do come around. But if you have laid down a foundation of well-considered choices and clear-minded focus before this happens, you will have the presence of mind and strength of purpose to know when to jump and when to pass, and be much more capable of telling the difference between a missed opportunity and a close call.

2. Life is no longer a "one chance per person" event.

The times, they are definitely a'changing, and one of the best things to come out of that change is that we now understand that people change as well and that this is not only normal, but expected. The career or life that suited you perfectly in your 20's will most likely not fit the middle-aged you, no more than the same wardrobe or lifestyle would. Sometimes this is merely the result of the normal process of personal evolution we all go through as we age and mature, and sometimes it comes about suddenly in response to reality-shifting events and life-changing transitions such as living through a traumatic event, losing a

Weight Training For Life
My life has been devoted to fitness. In all my research, I have found that it’s very important not only to exercise your body, but your mind as well. After all, we are total beings, and the body, mind, and spirit are all housed in one mass.Like most people, perhaps you associate fitness and exercise with physical acts of moving your body. Perhaps negative thoughts or lethargy sometimes causes you to resist moving or doing physical things that are good for you. If so, you might care to re-train your thoughts so that when your mind says “I can’t”, your body says, “Watch this!” With a little persistence and experience, your body may more easily win out in these situations, and you will try the very thing that your mind told you that you were incapable of doing.For example, say you are beginning a weight training program and someone suggests that you lift a five-pound weight up in the air above your shoulder. Perhaps your first instinct is to say, “I can’t do that”. This reaction occurs mainly because you have never tried that before and you’ve read articles that warn you that you might hurt yourself if you don’t execute the movement properly. A greater mistake would be made, however, if you did not try. If five pounds seems too heavy, use one, tw

ced by money

One of the biggest obstacles to success is that most of us have never consciously explored what that means to us, aside from some vague and nebulous idea of fame, fortune or other worldly success. Knowing what success really means to you - what you hope or imagine that these generic definitions of success would actually provide and how you want those things to physically look like in your life - allows you to weigh your choices more accurately.

2. What are my non-negotiable needs?

List all the things that you envision as inescapable parameters of a successful and enjoyable life. Family, travel, no debt, pleasant work environment, social status, contributions to society, spiritual involvement, public acclaim, love, excitement, comfort - any or all of these, and any others you can think of are legitimate needs that when not met create an environment of stress, want and disempowerment in your life. Knowing what you are not willing to do without makes the relative values of different options clearer.

3. What are my non-negotiable boundaries?

List all the things that you absolutely do not want present in your life. If the idea of working in a standard hierarchical office environment makes you ill, put that down. If you can't stand the thought of living in a cold climate, add that to the list. If being poked fun at about your physical condition or other attributes makes life unlivable, note that as well. By knowing what you will not tolerate, many choices become much easier to make. Plus, it allows you to set down rules and policies about who and what you will invite into your life and the standards of behavior you will, and will not, tolerate.

4. What are my key values?

Spend some time searching your soul to come up with a list of your basic values, creating a life around which would make you the person you want to be and allow you to live the life you want to live. Are you the type who values honesty, clean/green living and a deep love of nature above all things? Or are you more of a 'comforts of home', family and fun kind of person? Do you value charity over letting others find their way on their own, or is it the other way around? Knowing what you truly stand for is a vital component of good decision-making.

5. What do I want to be remembered for?

What legacy do you want to leave here when you pass on? What do you want people to say about your life and you as a person? What do you want to be known for? What would you like your obituary to say about you? Knowing where you want to end up makes choosing the path to get there, and keeping track of your progress, infinitely easier.

Key Points To Consider

There are three key points to keep in mind when you are faced with making life-changing decisions.

1. Look before you leap.

In life, as in commercial marketing, "Buy now before this opportunity is gone!" is almost always code-speak for, "Buy now, before you have time to read the fine print." True, from time to time real, honest-to-goodness, amazing, once-in-a-lifetime offers do come around. But if you have laid down a foundation of well-considered choices and clear-minded focus before this happens, you will have the presence of mind and strength of purpose to know when to jump and when to pass, and be much more capable of telling the difference between a missed opportunity and a close call.

2. Life is no longer a "one chance per person" event.

The times, they are definitely a'changing, and one of the best things to come out of that change is that we now understand that people change as well and that this is not only normal, but expected. The career or life that suited you perfectly in your 20's will most likely not fit the middle-aged you, no more than the same wardrobe or lifestyle would. Sometimes this is merely the result of the normal process of personal evolution we all go through as we age and mature, and sometimes it comes about suddenly in response to reality-shifting events and life-changing transitions such as living through a traumatic event, losing a

100% Equity Financing For Home Improvements
The highly competitive loan market has made available home equity loans that added to the outstanding mortgages can provide funds up to the total value of the property securing the loan. These high amounts make home equity loans the best source for funds to undertake a home improvement project that you’ll find on the loan market. Home Equity Loans Home equity loans work in a rather simple way, they use part of the remaining value of a property to secure another loan (apart from the mortgage) thus obtaining finance with very competitive terms compared to unsecured personal loans. Also, this provides high loan amounts that can easily fund any home improvement project.Equity is the difference between the value of a property and the outstanding debt that this property guarantees. For example: if you have a property worth $120,000 in the real estate market and you owe $60,000 on your mortgage balance, you’ve got $60,000 of remaining equity and you can obtain a loan by securing the money borrowed with that remaining equity.100% Financing: How Is It Possible? Usually, the amount of money you can request on a home equity loan is limited. The combination of your home loan and your home equity loan can’t reach up more than 8

butes makes life unlivable, note that as well. By knowing what you will not tolerate, many choices become much easier to make. Plus, it allows you to set down rules and policies about who and what you will invite into your life and the standards of behavior you will, and will not, tolerate.

4. What are my key values?

Spend some time searching your soul to come up with a list of your basic values, creating a life around which would make you the person you want to be and allow you to live the life you want to live. Are you the type who values honesty, clean/green living and a deep love of nature above all things? Or are you more of a 'comforts of home', family and fun kind of person? Do you value charity over letting others find their way on their own, or is it the other way around? Knowing what you truly stand for is a vital component of good decision-making.

5. What do I want to be remembered for?

What legacy do you want to leave here when you pass on? What do you want people to say about your life and you as a person? What do you want to be known for? What would you like your obituary to say about you? Knowing where you want to end up makes choosing the path to get there, and keeping track of your progress, infinitely easier.

Key Points To Consider

There are three key points to keep in mind when you are faced with making life-changing decisions.

1. Look before you leap.

In life, as in commercial marketing, "Buy now before this opportunity is gone!" is almost always code-speak for, "Buy now, before you have time to read the fine print." True, from time to time real, honest-to-goodness, amazing, once-in-a-lifetime offers do come around. But if you have laid down a foundation of well-considered choices and clear-minded focus before this happens, you will have the presence of mind and strength of purpose to know when to jump and when to pass, and be much more capable of telling the difference between a missed opportunity and a close call.

2. Life is no longer a "one chance per person" event.

The times, they are definitely a'changing, and one of the best things to come out of that change is that we now understand that people change as well and that this is not only normal, but expected. The career or life that suited you perfectly in your 20's will most likely not fit the middle-aged you, no more than the same wardrobe or lifestyle would. Sometimes this is merely the result of the normal process of personal evolution we all go through as we age and mature, and sometimes it comes about suddenly in response to reality-shifting events and life-changing transitions such as living through a traumatic event, losing a

Zero Sum Game
Most people think the stock market is a zero sum game because there is a buyer for each seller and seller for each buyer so each cancels the other and everything is equal. Not quite.There are losers here, both the buyer and the seller because each one paid a commission to buy and a second commission to sell. This eats away at the profit of the winner and adds to the loss of the seller if he sold for less than he paid.How does buying and selling of a stock effect the company? When you buy GM stock from your broker he is completing a transaction between you, the buyer, and someone else, the seller. The company has nothing to do with the transaction other than change the name of the shareholder on their record books. It has no effect on the corporation’s finances. It is merely an expression by an individual; fund or pension plan that they think the company’s stock will go up.There is one time that purchasing a company’s stock does affect their bottom line. That is when you purchase a new offering called an Initial Public Offering or IPO. The money that you pay for that stock then goes directly to the company and not to another individual. That cash is used as the company sees fit usually to fund expansion to increase both sales and profits.fe-changing decisions.

1. Look before you leap.

In life, as in commercial marketing, "Buy now before this opportunity is gone!" is almost always code-speak for, "Buy now, before you have time to read the fine print." True, from time to time real, honest-to-goodness, amazing, once-in-a-lifetime offers do come around. But if you have laid down a foundation of well-considered choices and clear-minded focus before this happens, you will have the presence of mind and strength of purpose to know when to jump and when to pass, and be much more capable of telling the difference between a missed opportunity and a close call.

2. Life is no longer a "one chance per person" event.

The times, they are definitely a'changing, and one of the best things to come out of that change is that we now understand that people change as well and that this is not only normal, but expected. The career or life that suited you perfectly in your 20's will most likely not fit the middle-aged you, no more than the same wardrobe or lifestyle would. Sometimes this is merely the result of the normal process of personal evolution we all go through as we age and mature, and sometimes it comes about suddenly in response to reality-shifting events and life-changing transitions such as living through a traumatic event, losing a job or getting married.

However change comes, be prepared to go with the flow. Don't worry about "all that time I spent in grad school," or what your friends and family will say. In the first instance, there is no such thing as "sunk costs" in life - 90% of nearly any education or life experience is 100% transferable to new situations and new outlets. In sports they call it "cross-training," and an athlete doesn't consider his or her training complete without in. In the second instance, well, if they love you they will want you to be happy and if they don't love you, then who cares what they think? Besides, they're not the ones who have to live this life - you are.

Also falling under this heading is the admonition not to trade a good life now for some nebulous "better tomorrow," such as spending your life zombie-ing through a career you hate for the promise of a pensioned retirement. All too often, these "tomorrows," if they ever do come, are no better than the "nows" you wasted. And as often as not the stress of living an unhappy life permanently cripples or even kills people, physically or otherwise, well before they can get to their imagined golden "tomorrow."

3. Trying to find your "one, true purpose" is a waste of life.

We are all put here on this earth for any number of reasons - some big, some small and most of which we will never understand or even realize we've participated in until well after they've become distant memory. Spending too much time trying to scry your "true purpose" in the tea leaves of life can take your attention and energy away from creating the kind of life that would actually support the accomplishment these purposes in the first place.

A far better is alternative to create what I call a "Groundhog Day-Proof Life." Based on the Bill Murray movie in which his character has to live the same day over and over, this concept involves creating a life that reflects your values, offers you opportunities to challenge yourself and is fulfilling enough and just plain pleasant enough so that if by some strange cosmic fluke you became trapped in any given day of your life, it would be a good thing rather than a tragedy. Living this sort of life virtually ensures that you will be who and where you need to be to fulfill any purpose you may have been sent here to accomplish, while at the same time providing you with a wonderful and rewarding "rest of your life" in the process.

Summary

Getting the most out of life isn't about living "right." It's about living well. Learning to consciously steer your life in the direction you want to take it, making the choice to live by your own set of values and desires and making sure that you get the most out of the limited days you are given ensures that when the time comes for your life to pass before your eyes in review, the show will definitely be worth the price of the admission.

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