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Secured Loans - Pay Less Interest, Avail Heavy Amounts
Recent studies conducted by one of the leading financial websites state that more and more people are going for secured personal loans and debt consolidation is the major reason for this. The coming months of March and April are speculated to have a tremendous rise in the money granted by lenders as secured lendings. With bad credit in Britain increasing due to individual insolvencies, lenders are not preferring to give unsecured loans to the customers. Alliance & Leicester and HBOS are two of the high street banks in UK who have declared that they are more interested in secured lending rather than the unsecured counterparts.

p. BONUS TIP. . . Don’t wait for the flight attendant to let you move. Do it while everyone is getting off the plane (just make sure you’re seated for their headcount!). And NEVER sit in the row in front of the exit row . . . those seats don’t recline.

IF THE PLANE IS DEFINITELY GOING TO BE FULL. . . you can still have a decent ride.

1/3/06 Basketball Picks: Two of the Best Half Court Teams Face Off
Best: Warriors @ Grizzlies: Two of the best half-court teams in the West face each other in Memphis. Bobby Jackson should still be able to run the offense the same way, since he isn’t going to be running up and down the floor. The Warriors are good at shooting 3’s, though Memphis is even better at defending them. A wildcard like Mike Dunleavy needs to step up for either side. Predicted Score: Memphis wins in a defensive matchup 94-89 Runner-up: Rockets @ Wizards: Two separate styles of play interact each other. Washington is a run-and-gun team that still is productive at scoring. H

So you want to fly for a dollar on Southwest, but you’re tired of sitting in the middle seat, at the back of the plane, smelling the restroom sanitizer spray? Yes, THE SECRET isn’t some law of attraction, it’s getting a good seat on an “open-seating” flight. After flying on gazillions of Southwest planes, touring as a corporate comedienne, I’ve figured it out! Here are ways to raise the odds that you’ll get a decent seat too.

IF THE PLANE ISN’T COMPLETELY FULL AND YOU’RE IN THE “A” OR “B” LINE. . . you of course want to get in a row where the middle seat stays empty!

Sit in rows 5 through 8. According to my unscientific research of watching people-patterns (no lab rats involved), I’ve noticed a people-pattern. Passengers tend to fill up the front couple rows first, THEN, starting with about row 5, if they see a person sitting in that row they head to the back, searching for a better seat! I HYPOTHESIZE (like a scientist) that they can’t see the back until about row 9, and then it’s too late to do that salmon swimming upstream move, so they’re stuck. Park it in rows 5-8, where one person is already sitting, and there’s a really, really good chance that the middle seat will stay vacant. BONUS TIP. . .I’ve even noticed (ahem, studied) that people fill up the LEFT side (as you’re walking down the aisle) first; so you should sit on the right side.

Sit in a row that already has one person in it. If you sit in an empty row, there’s the chance that TWO people traveling together will sit next to you.

Sit in a row with one person in it. . .where the overhead bin is FULL. Most people have a carryon the size of Kansas, with all sorts of valuable toothpaste that they have to sit near. So if the bin is full, they’ll keep going! You of course checked your luggage, so you’re a free agent to sit underneath the bin-filled seats. If you have a carry-on, make sure you sit in a seat where your bag fills the bin up. This is a good time to have a bag the size of Kansas.

IF ALL THAT’S LEFT ARE CENTER SEATS BECAUSE YOU’RE A “C” PERSON. . . you still might avoid the “C is for Center seat” fate.

Look for people who match, with an empty middle seat in-between them. Twin Budweiser T-shirts or the same Harley tattoo means they’re probably traveling together. Eureka! Start to sit in THAT middle seat, because, guess what? One of ‘em will move over to be near their honey, and you’ll get an aisle or window even though you’re a “C” person. Brilliant!

Sit behind the exit row. If you’ve got a short (like 30 minute) flight to a hub city like Phoenix, and you’re not changing planes, but rather going on to an even longer flight, sit in the row behind the exit row, even if it’s the center seat. Chances are the exit row people will exit at the hub and you can move up. BONUS TIP. . . Don’t wait for the flight attendant to let you move. Do it while everyone is getting off the plane (just make sure you’re seated for their headcount!). And NEVER sit in the row in front of the exit row . . . those seats don’t recline.

IF THE PLANE IS DEFINITELY GOING TO BE FULL. . . you can still have a decent ride.

Work Smart: Sharpen Your Business!
Have you ever cut down a tree? Did you use an axe or a chainsaw? Was the blade dull or sharp?If the blade was dull, you undoubtedly found the project to be a lot of HARD WORK!In contrast, if the blade was sharp, you accomplished your goal a lot faster and with much less effort.No matter what the project, we use tools to help us get the job done faster and easier. A well designed and maintained tool will be much more efficient and will save us a great deal of effort and frustration. The tool will actually do most of the work for us. In other words, working smart is better than working too hard.So it is with r

noticed a people-pattern. Passengers tend to fill up the front couple rows first, THEN, starting with about row 5, if they see a person sitting in that row they head to the back, searching for a better seat! I HYPOTHESIZE (like a scientist) that they can’t see the back until about row 9, and then it’s too late to do that salmon swimming upstream move, so they’re stuck. Park it in rows 5-8, where one person is already sitting, and there’s a really, really good chance that the middle seat will stay vacant. BONUS TIP. . .I’ve even noticed (ahem, studied) that people fill up the LEFT side (as you’re walking down the aisle) first; so you should sit on the right side.

Sit in a row that already has one person in it. If you sit in an empty row, there’s the chance that TWO people traveling together will sit next to you.

IF ALL THAT’S LEFT ARE CENTER SEATS BECAUSE YOU’RE A “C” PERSON. . . you still might avoid the “C is for Center seat” fate.

IF THE PLANE IS DEFINITELY GOING TO BE FULL. . . you can still have a decent ride.

The Mid-Life Crisis - Anxiety
According to Daniel Levinson’s research into man's evolutionary Seasons, only 20 per cent of people find themselves in a manageable transition period; a time in which they attempt to understand themselves and the changes they are experiencing; a period in which to come to terms with their losses and explore possibilities for growing and enriching their lives. The other 80 per cent go through an anxious crisis period, when every aspect of life comes into question. They become horrified by what is revealed, full of recriminations against themselves and those around them. Carrying on as before is not an option for them. They must choose a

as one person in it. If you sit in an empty row, there’s the chance that TWO people traveling together will sit next to you.

IF ALL THAT’S LEFT ARE CENTER SEATS BECAUSE YOU’RE A “C” PERSON. . . you still might avoid the “C is for Center seat” fate.

IF THE PLANE IS DEFINITELY GOING TO BE FULL. . . you can still have a decent ride.

Music Therapy: Can Music Really Soothe The Savage Beast?
It has long been suggested that “music soothes the savage beast.” But is this true? And if it is, does this have any implication where humans are concerned? The answer, apparently, is yes. To illustrate this, researchers point to the different physiological changes that take place within the human body in response to different sounds and noises. A loud noise that shatters the silence sets the human heart racing and stimulates a rush of adrenaline that prepares you for flight. In contrast a soft, soothing sound helps us to relax.Music therapy has, in fact, been around for thousands of years. Nearly four thousand years ago

or Center seat” fate.

IF THE PLANE IS DEFINITELY GOING TO BE FULL. . . you can still have a decent ride.

Has Cursive Writing Fallen From Grace?
Cursive writing flows across the paper like a magical song reverberating through the strings of a harp. Cursive lettering is more difficult than block lettering (or casual style writing). Lines, loops, spirals and swirls work rhythmatically in slants and rollercoaster hoops.The formality of cursive writing was used in professional correspondence before the development of the typewriter in the eighteenth and nineteenth centuries. Cursive connected words in a single stroke are quite distinctive from “printing” or block lettering. “Joined up writing” is a common phrase for cursive writing in British English. “Running Writing” is th

IF THE PLANE IS DEFINITELY GOING TO BE FULL. . . you can still have a decent ride.

Hand pick your partner. You’re gonna be stuck with potluck if you aren’t proactive and make eye-contact with desirable people. Lure them in with a quick smile and show them that you’ve got a book, which is the universal travel sign for “I won’t bother you with my chatter.” Of course YOU define “desirable”. . I’m tall, so I’m looking for small people who look like they bathed. BONUS TIP. . .As you’re waiting in line, memorize the first person in the “C” line. When the “C” leader starts through, you’ll know it’s time to get serious with your “come hither” looks.

BONUS, BONUS TIPS. . .

A bag on the seat does not mean someone is sitting there. Ask, ask, ask because that person is being rude, rude, rude. They could be trying to hog a whole row by pretending the seats are full.

Bolt for the exit row. If you’re one of the first people in the “A” line, check out the exit row immediately upon boarding. Many, many people only think to sit up front, and forget about the great leg-room in those seats. I’ve gotten the exit row being 20th or later in line!

Check in 24 hours in advance. Even if you’re in a hotel and can’t print the boarding pass, you can check in, and then print the actual pass at the airport. (FYI if you print your boarding pass on your printer, look at the number at the left hand bottom. That number is the number you checked in at - I’m #1 lots of times!)

Take the first flight out in the morning. Because the plane is there, it’s not coming from somewhere else, so you have a better chance of an on-time flight. AND no one is sitting in the prime seats, like the exit row, from an earlier flight.

Of course a friend of mine who was split up from her son, got to switch seats by handing him a barf bag and telling him (loudly) to “use this when you get sick.” The person next to him switched seats with her. Hey, use what you got! Here’s to more comfortable travel. . .for a buck!

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A silly story about how a 440% jump in traffic at uTube.com paralyzed that company's site. Apparently, millions of people confused uTube.com, a site operated by Universal Tube & Rollform Equipment Corporation, with YouTube.com, a site recently acquired by Google (GOOG) for $1.65 billion in stock. Universal Tube specializes in buying and selling used tube mills, used pipe mills and used rollforming machines; YouTube specializes in stupid people doing bodily harm to themselves in amusing ways.

One of the biggest barriers to a profitable business is ourselves. Learn the three steps to stop listening to your negative self talk and start on the path to success.

The Internet has aided in breaking down barriers that can exist offline. As a result communication among different ages, origin and social status is acquirable like never before.

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Added for You - Getting a Great Seat on Southwest Airlines (Without Engaging In Fisticuffs With Other Passengers!)

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