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    Top 5 Tips for Planning an Unforgettable Anniversary Celebration
    Anniversaries are a time for celebration. That being said, there are a few things to keep in mind if you are planning your own anniversary celebration or are trying to plan a special anniversary party for family or friends. Here are the Top 5 Tips for Planning an Unforgettable Anniversary Celebration.Tip 1: Make sure the couple knows!Anniversaries are not the time to plan a surprise party for family or friends. The only time you should be involving "surprise" and "anniversary" is if you are the spouse. Otherwise, do not plan a shindig for family and friends for their special wedding remembrance day because they may have their own plans that they saw no reason to share with you-- nor should they have to. Avoid this awkwardness and consult the couple bef
    ther passengers. Take a copy of War and Peace. Learn more at http://www.freighterworld.com

    What, you are ready to face the crowds on a Luxury ship?

    For general information on luxury cruises including accommodations and activities try: http://tinyurl.com/ots5g and http://www.freetraveltips.com/Cruises/

    Documents

    You many need a passport or other documentation for your cruise. For information go to: http://www.freetraveltips.com/Cruises/Cruises13.htm#70

    Insurance

    If you are taking a cruise, you will need insurance.

    What if you can’t go because of an illness or a family problem? Don’t think you will get your money back.

    What if you get sick on the ship? Don’t think your regular insurance will pay the medical bills.

    What if you have your wallet stolen in port? Don’t think you will get it back.

    No, you must have insurance. You can get it from a reliable firm like CSA Travel online and you will be able to c

    Get The Most with Low Cost Secured Loan
    Loans gives you the financial assistance when you are over with your funds or some need arises which you can’t cover up from your own funds. Low cost secured loans are one such form of loans apt for your requirements.What is a low cost secured loan?A low cost secured loan is a generic name for a loan secured against your home or property. The collateral acts as an assurance to the lender for his money. These loans are best suited when you need to raise larger amounts or having problems in getting unsecured form of loans.How much can I borrow as a low cost secured loan? How long will be the repayment period?With a low cost secured loan you can borrow amounts ranging between ₤7500 to ₤100000 and even more if the value of your property
    I’m Thinking about Taking a Luxury Cruise: Early Planning

    I’ve been on four cruises so far.

    They were sponsored by the United States Army.

    I was paid $169.00 each month while on these cruises. (Now days my rank of Sergeant First Class, E-6, would make 14 times that much.)

    Also, the cruises were free. You can’t beat that.

    Now, I’m thinking of taking one of those luxury cruises like you see on television.

    First, I’ll give you a rundown on each Army-sponsored cruise. I know you are hanging on the edge of your seat to hear about them. I’ll be brief.

    Cruise I: The Orient. It's every bit as exotic and enchanting as you imagine it to be.

    We steamed from San Francisco to Yokohama, Japan on what is called the Great Circle Route up along the Aleutian Islands where the Seventh Division fought the Japanese during World War II. I didn’t know it then, but I was about to join that very division in Korea.

    This cruise featured rough seas, the waves breaking over the bow of our ship for 14 days, flying fishes, garbage-eating fishes, albatrosses and other sea birds, endless sea sickness for some, endless poker for others, the exhilaration of the ship’s prop spending most of it’s time spinning in the air, bean soup for every meal, and an occasional movie from an abandoned Hollywood warehouse. The previous crossing has featured whale bashing but we didn’t see any whales nor did we steam into one. Our cruise guide blasted throughout each day: “All Troops off the Bow! This trip featured a train ride from Tokyo to Sasebo, Japan.

    Cruise II: Korea. The Land of the Morning Calm (which was good after fighting all night.)

    This was on the Japanese luxury liner the Congo Maru. (The ship sunk on a latter crossing but was salvaged.) The cruise featured an overnight steam from Sasebo, Japan to Pusan Korea, bamboo mats on the deck to sleep on out under the stars, choppy seas that make everybody want to puke, intimate contact with fellow travelers featuring a bayonet in one ear and a boot in the other. This cruise also featured a train ride in box cars with boards to sleep on and one stop to grab a couple of apples from quaint along-the-track vendors.

    Cruise III: Japan. The Land of the Rising Sun

    This was like Cruise II but in a more favorable direction.

    Cruise III Leg I: Hawaii. Trade winds and tropics set a romantic mood in the Hawaiian Islands and South Pacific.

    This trip featured fog for 23 days. We saw the sun only on the day we spent in Hawaii as we unloaded the coffins of dead GIs to no fanfare.

    I was sergeant of the guard so I did not see the Island at that time, but I did see how drunk the GIs could get in Hawaii and that not one of them had taken time to see what I wanted to see, the island.

    Cruise III Leg II: Seattle. Sail across Puget Sound in the fog.

    This cruise featured a bus ride to Fort Lewis which terrorized all the GIs because the driver was going almost 30 miles an hour. That was way too fast for a bunch of ground-pounders who had walked the hills and fields of Korea.

    At Fort Lewis we were given a steak that was so tough that not even we fighting men could chew it.

    Let’s Prepare for that Luxury Cruise

    Ah, yes! Cruising the seven seas and the zillion food tables on a luxury liner will be a blast.

    But wait! We have an alternative. We can cruise the world or any part of it by freighter. You can cruise for $90 to $130 a day which includes three meals, walks on the deck, visits to the bridge, chats with officers and crew members, video movies, swimming if you are fast and can keep up with the ship (I’m only kidding; they have swimming pools–at least some of them), studying wildlife (but no night life), and talking to your navel (belly button). You won’t need your tux on a freighter cruise. You also won’t be shoulder to shoulder with a zillion other passengers. Take a copy of War and Peace. Learn more at http://www.freighterworld.com

    What, you are ready to face the crowds on a Luxury ship?

    For general information on luxury cruises including accommodations and activities try: http://tinyurl.com/ots5g and http://www.freetraveltips.com/Cruises/

    Documents

    You many need a passport or other documentation for your cruise. For information go to: http://www.freetraveltips.com/Cruises/Cruises13.htm#70

    Insurance

    If you are taking a cruise, you will need insurance.

    What if you can’t go because of an illness or a family problem? Don’t think you will get your money back.

    What if you get sick on the ship? Don’t think your regular insurance will pay the medical bills.

    What if you have your wallet stolen in port? Don’t think you will get it back.

    No, you must have insurance. You can get it from a reliable firm like CSA Travel online and you will be able to ch

    Working Over Builders For Your New Real Estate Purchase
    As the real estate market swings away from sellers, buyers are in position to makes financially advantageous purchases. This is no more so the case than with builders.For the last five years or so, people selling properties in the real estate market have made out like bandits. Demand was so high, they could ask what they wanted and often get it. Buyers were so worried about missing out on a property, they often rushed in and made any old purchase they could get.Alas, the real estate tied has shifted in a rather big way. For the last year or so, the market has cooled dramatically. Property prices have been falling for the first time in a long time. On the finance front, interest rates have also moved north reducing the potential pool of buyers available to sel
    ured rough seas, the waves breaking over the bow of our ship for 14 days, flying fishes, garbage-eating fishes, albatrosses and other sea birds, endless sea sickness for some, endless poker for others, the exhilaration of the ship’s prop spending most of it’s time spinning in the air, bean soup for every meal, and an occasional movie from an abandoned Hollywood warehouse. The previous crossing has featured whale bashing but we didn’t see any whales nor did we steam into one. Our cruise guide blasted throughout each day: “All Troops off the Bow! This trip featured a train ride from Tokyo to Sasebo, Japan.

    Cruise II: Korea. The Land of the Morning Calm (which was good after fighting all night.)

    This was on the Japanese luxury liner the Congo Maru. (The ship sunk on a latter crossing but was salvaged.) The cruise featured an overnight steam from Sasebo, Japan to Pusan Korea, bamboo mats on the deck to sleep on out under the stars, choppy seas that make everybody want to puke, intimate contact with fellow travelers featuring a bayonet in one ear and a boot in the other. This cruise also featured a train ride in box cars with boards to sleep on and one stop to grab a couple of apples from quaint along-the-track vendors.

    Cruise III: Japan. The Land of the Rising Sun

    This was like Cruise II but in a more favorable direction.

    Cruise III Leg I: Hawaii. Trade winds and tropics set a romantic mood in the Hawaiian Islands and South Pacific.

    This trip featured fog for 23 days. We saw the sun only on the day we spent in Hawaii as we unloaded the coffins of dead GIs to no fanfare.

    I was sergeant of the guard so I did not see the Island at that time, but I did see how drunk the GIs could get in Hawaii and that not one of them had taken time to see what I wanted to see, the island.

    Cruise III Leg II: Seattle. Sail across Puget Sound in the fog.

    This cruise featured a bus ride to Fort Lewis which terrorized all the GIs because the driver was going almost 30 miles an hour. That was way too fast for a bunch of ground-pounders who had walked the hills and fields of Korea.

    At Fort Lewis we were given a steak that was so tough that not even we fighting men could chew it.

    Let’s Prepare for that Luxury Cruise

    Ah, yes! Cruising the seven seas and the zillion food tables on a luxury liner will be a blast.

    But wait! We have an alternative. We can cruise the world or any part of it by freighter. You can cruise for $90 to $130 a day which includes three meals, walks on the deck, visits to the bridge, chats with officers and crew members, video movies, swimming if you are fast and can keep up with the ship (I’m only kidding; they have swimming pools–at least some of them), studying wildlife (but no night life), and talking to your navel (belly button). You won’t need your tux on a freighter cruise. You also won’t be shoulder to shoulder with a zillion other passengers. Take a copy of War and Peace. Learn more at http://www.freighterworld.com

    What, you are ready to face the crowds on a Luxury ship?

    For general information on luxury cruises including accommodations and activities try: http://tinyurl.com/ots5g and http://www.freetraveltips.com/Cruises/

    Documents

    You many need a passport or other documentation for your cruise. For information go to: http://www.freetraveltips.com/Cruises/Cruises13.htm#70

    Insurance

    If you are taking a cruise, you will need insurance.

    What if you can’t go because of an illness or a family problem? Don’t think you will get your money back.

    What if you get sick on the ship? Don’t think your regular insurance will pay the medical bills.

    What if you have your wallet stolen in port? Don’t think you will get it back.

    No, you must have insurance. You can get it from a reliable firm like CSA Travel online and you will be able to c

    Best Banks
    When considering what bank to do business with, it is helpful to know which banks are the market leaders. Market leaders in the banking world can be distinguished by the amount of tier-one capital, the amount of assets, the amount of profit, and the amount of deposits. The following lists display this information, for the benefit of the consumer and/or businessperson.The first list, below, represents the top ten banking groups in the world ranked by tier-one capital in 2004 (U.S. Dollars):1. Citigroup — 73 billion2. JP Morgan Chase — 69 billion3. HSBC — 67 billion4. Bank of America — 64 billion5. Credit Agricole Group — 63 billion6. Royal Bank of Scotland — 43 billion7. Mitsubishi Tokyo Financial Group — 40 billion<
    t to puke, intimate contact with fellow travelers featuring a bayonet in one ear and a boot in the other. This cruise also featured a train ride in box cars with boards to sleep on and one stop to grab a couple of apples from quaint along-the-track vendors.

    Cruise III: Japan. The Land of the Rising Sun

    This was like Cruise II but in a more favorable direction.

    Cruise III Leg I: Hawaii. Trade winds and tropics set a romantic mood in the Hawaiian Islands and South Pacific.

    This trip featured fog for 23 days. We saw the sun only on the day we spent in Hawaii as we unloaded the coffins of dead GIs to no fanfare.

    I was sergeant of the guard so I did not see the Island at that time, but I did see how drunk the GIs could get in Hawaii and that not one of them had taken time to see what I wanted to see, the island.

    Cruise III Leg II: Seattle. Sail across Puget Sound in the fog.

    This cruise featured a bus ride to Fort Lewis which terrorized all the GIs because the driver was going almost 30 miles an hour. That was way too fast for a bunch of ground-pounders who had walked the hills and fields of Korea.

    At Fort Lewis we were given a steak that was so tough that not even we fighting men could chew it.

    Let’s Prepare for that Luxury Cruise

    Ah, yes! Cruising the seven seas and the zillion food tables on a luxury liner will be a blast.

    But wait! We have an alternative. We can cruise the world or any part of it by freighter. You can cruise for $90 to $130 a day which includes three meals, walks on the deck, visits to the bridge, chats with officers and crew members, video movies, swimming if you are fast and can keep up with the ship (I’m only kidding; they have swimming pools–at least some of them), studying wildlife (but no night life), and talking to your navel (belly button). You won’t need your tux on a freighter cruise. You also won’t be shoulder to shoulder with a zillion other passengers. Take a copy of War and Peace. Learn more at http://www.freighterworld.com

    What, you are ready to face the crowds on a Luxury ship?

    For general information on luxury cruises including accommodations and activities try: http://tinyurl.com/ots5g and http://www.freetraveltips.com/Cruises/

    Documents

    You many need a passport or other documentation for your cruise. For information go to: http://www.freetraveltips.com/Cruises/Cruises13.htm#70

    Insurance

    If you are taking a cruise, you will need insurance.

    What if you can’t go because of an illness or a family problem? Don’t think you will get your money back.

    What if you get sick on the ship? Don’t think your regular insurance will pay the medical bills.

    What if you have your wallet stolen in port? Don’t think you will get it back.

    No, you must have insurance. You can get it from a reliable firm like CSA Travel online and you will be able to c

    Plop, Plop, Fizz, Fizz--Oh What a Relief It Is
    Listen closely. That multiplying noise you hear is the sound of stress accumulating. At this very moment all over America unattended computers, cell phones and other high technology equipment is piling up work for their unsuspecting absent human equivalents. We are uneasily greeting the dawn of a new disease: The Stress Epidemic. The offices of stress counselors are jammed with new clients. On the Richter scale of anxiety American workers are suffering earthquakes.How much seismic activity are you experiencing — tremors or earthquakes? Well, if you can't imagine how you will survive the pressure, you're not alone. A survey by Northwestern National Life Insurance Company found that: • Twice as many workers consider their jobs "highly stressful" today a
    ch terrorized all the GIs because the driver was going almost 30 miles an hour. That was way too fast for a bunch of ground-pounders who had walked the hills and fields of Korea.

    At Fort Lewis we were given a steak that was so tough that not even we fighting men could chew it.

    Let’s Prepare for that Luxury Cruise

    Ah, yes! Cruising the seven seas and the zillion food tables on a luxury liner will be a blast.

    But wait! We have an alternative. We can cruise the world or any part of it by freighter. You can cruise for $90 to $130 a day which includes three meals, walks on the deck, visits to the bridge, chats with officers and crew members, video movies, swimming if you are fast and can keep up with the ship (I’m only kidding; they have swimming pools–at least some of them), studying wildlife (but no night life), and talking to your navel (belly button). You won’t need your tux on a freighter cruise. You also won’t be shoulder to shoulder with a zillion other passengers. Take a copy of War and Peace. Learn more at http://www.freighterworld.com

    What, you are ready to face the crowds on a Luxury ship?

    For general information on luxury cruises including accommodations and activities try: http://tinyurl.com/ots5g and http://www.freetraveltips.com/Cruises/

    Documents

    You many need a passport or other documentation for your cruise. For information go to: http://www.freetraveltips.com/Cruises/Cruises13.htm#70

    Insurance

    If you are taking a cruise, you will need insurance.

    What if you can’t go because of an illness or a family problem? Don’t think you will get your money back.

    What if you get sick on the ship? Don’t think your regular insurance will pay the medical bills.

    What if you have your wallet stolen in port? Don’t think you will get it back.

    No, you must have insurance. You can get it from a reliable firm like CSA Travel online and you will be able to c

    It's Not Always What You Say
    A major source of communication breakdowns is incongruence between the words that people say and the nonverbal signals that they send, largely because we lose sight of the fundamental truth: You cannot not communicate. Every second that we are in the presence of another, we are constantly sending and receiving messages, often silent, nonverbal messages that can either augment our communication effectiveness or detract from it. These non-word symbols are the first things we notice about others and the first things they notice about us. They provide information about gender, age, preferences, emotions, and group membership.One of the problems associated with nonverbal communication is that it is not a precise language. There are no nonverbal dictionaries that pro
    ther passengers. Take a copy of War and Peace. Learn more at http://www.freighterworld.com

    What, you are ready to face the crowds on a Luxury ship?

    For general information on luxury cruises including accommodations and activities try: http://tinyurl.com/ots5g and http://www.freetraveltips.com/Cruises/

    Documents

    You many need a passport or other documentation for your cruise. For information go to: http://www.freetraveltips.com/Cruises/Cruises13.htm#70

    Insurance

    If you are taking a cruise, you will need insurance.

    What if you can’t go because of an illness or a family problem? Don’t think you will get your money back.

    What if you get sick on the ship? Don’t think your regular insurance will pay the medical bills.

    What if you have your wallet stolen in port? Don’t think you will get it back.

    No, you must have insurance. You can get it from a reliable firm like CSA Travel online and you will be able to chat with an agent. Go to: http://www.csatravelprotection.com/

    What do I need to pack?

    That depends on how and to where you are traveling. For complete information go to: http://www.freetraveltips.com/Cruises/Cruises14.htm#00top and to the site of your cruise line.

    Health Considerations

    Plan ahead for the area you plan to visit. A good place to do this is at: http://www.emoryhealthcare.org/departments/travelwell/patient_info/patient_guide.html

    Possible Hazards

    The probability of a something unfortunate happening on your cruise are about the same as if you stayed at home in a big city. Crimes occur, fires occur, and accidents occur. Before you go, see what the Department of State says about safety abroad: http://travel.state.gov/travel/tips/safety/safety_1747.html

    With good planning, you can have a great trip to that place you’ve always wanted to visit. You will gain new friends and fond memories.

    Have fun!

    Watch for me!

    I’ll be on the fantail looking at the garbage-eating fish.

    The End

    Cruise, freighter, vacation, travel, information, packing, documents, insurance, ships, liners, luxury, hazards, fish, State Department, health, activities

    copyright©2006 John T. Jones, Ph.D.

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