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  • Added for You - Top 10 Mistakes in Purchasing a New Roof

    Advertising Strategies for Fixed Operations Managers - Growing New Car Sales
    Automotive sales are in a slump, and no one understands this better than employees of automotive dealerships. And while new car sales may be on the decline, the pressure to boost sales and revenues remains an integral part of the automotive industry.But selling new and used cars during a consumer drought can be increasingly difficult, especially given the level of competition that exists in the automotive industry. Dealerships compete viciously for customers by offering special pricing deals, low-financing guarantees and other sales tactics, bombarding consumers with radio, television, and print ads in an attempt to beat out their competitors. Not surprisingly, many potential customers have begun to tune out traditional automotive advertisements, turning instead to their friends or mechanics for advice when the time comes to buy a new car.And therein lies the key to driving new automotive sales: increasing business through the dealership’s fixed operations departments.It works like this. Consumers who know and trust the mechanics in a dealership’s fixed operations will be more likely to purchase a new vehicle from the sales department of that same dealership. As opposed to competing directly for new sales, smart dealerships should compete indirectly by building bu
    rental, heavy equipment rental (e.g. a crane to lift heavy materials such as slate onto a high rooftop), and plywood replacement (for unknown/hidden rotten wood beneath old shingles).
  • References? A reputable company will be able to provide recent references in the general vicinity of your home, or for an installation similar to yours. Get the reference and actually make the call!
  • 6. Purchasing the roof based on warranty alone.

    The length of a roofing warranty should not be the primary criterion in the selection of a roofing product or system. The warranty does not necessarily provide assurance of satisfactory roofing performance. (source: nrca.net)

    Make sure that the warranty covers all materials and workmanship. Some roof warranties require you to have at least semi-annual maintenance inspections. Look for manufacturers' warranties that provide full coverage for labor and materials.

    According to a consumer advisory bulletin by the NRCA, consumers are wise to look for manufacturers who clearly and specifically state in accompanying literature and warranty verbiage what maintenance is not only recommended but also required during the projected service life of the roof and its warranty term.

    There is a common misconception by roofing consumers that long-term warranties are all-inclu

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    The Internet has fast become the number one choice for commerce for both business owners and consumers. Consumers enjoy avoiding traffic, convenient payments, and instant gratification. While business owners enjoy working from home, low overhead costs, and securing their own future rather than the future of a boss or company.Although just about anyone can jump on the E-Commerce bandwagon, you should put serious consideration into starting your e-commerce venture before jumping in head first.The first thing to consider when starting an online business is what type of products or services you will sell. If you are a writer, perhaps informational products such as ebooks, reports, and website content services would fit the bill.Info products are very hot online and thousands of online merchants earn hundreds millions of dollars a year in this niche. But do not think the market is saturated, it's not. If you have a unique skill or interest in something, creating an info product is actually very simple. In fact, you do not even have to write it yourself. You can out source the products creation for a few hundred dollars to a freelance writer.Or you could start an online store and purchase products through a wholesaler and sell them online. These days you do no
    The price of a roofing repair or install will vary depending on the size and location of your home. If you shop around for prices and notice that a company is well below the average, there may be a reason why. Cost alone will not determine quality. Professionalism and quality workmanship should also weigh heavily on your decision.

    What is the total price of the job? Does this include sales tax? When are the payments due? Does the price include removal of the old roof? Any hidden costs? Some smaller roofing companies may require a small deposit at the start of work. Most of the contracted amount should only be due after all of the work is completed in a satisfactory manor. Do not issue full payment for the job until all work has been completed. Lengthy projects may require progress payments, be sure the amount does not exceed the value of the work performed.

    * Check the insurance of every company doing work at your home. A company should carry both workers’ compensation and liability insurance. Because of the dangers inherent in working on the roof, workers’ compensation and liability insurance are a significant cost to a roofing company. Since the cost of the insurance is high, some companies do not carry it. This practice is a shortcut some companies take to underbid the competition.

    2. Basing your buying decision on the quickest to respond or because a company can "start right away".
    A company that is too quick to respond may not have enough business. (Why?)

    Things to consider:

    • How long has this company been in business? You want to make sure that this company will still be around in case you have problems with your roof.
    • Number of years of roofing experience for installers?
    • Safety record?
    • Make sure the company is licensed, bonded and insured in your area. (get license number)
    • Insurance? Don't hesitate to ask the roofing contractor for proof of insurance. In fact, insist on seeing copies of his liability coverage and worker's compensation certificates. Be sure the coverage runs through the duration of the job.
    • Does the company offer references of past work? Obtain customer references and check them. Ask about the company's stability, reputation, record on completing jobs on time and quality of work performed.
    • Check out all companies with your local Better Business Bureau (www.bbb.org)
    • Do they offer a maintenance program?
    • Make sure you get a contract. Insist on a written proposal and examine it for complete descriptions of the work and specifications, including tasks the roofer will perform, types of materials, financial arrangements, and guarantees.

    3. Getting a discount for signing the contract "tonight" or other high-pressure sales tactics.

    This forces the homeowner to make a quick decision, so as not to miss the “unbeatable price.” No matter how good the price may seem, do not buy a roof from a company that asks you to make a decision before you are ready. Granted, recent hurricanes have caused uncertainty in building materials availability and pricing, however a reputable company will have relationships and access to quality products for 2 or more weeks from the time they provide you with a quote. There is an outside chance that a contractor may have a "sudden" opening in their work schedule and offer an incentive to keep their crews working, however the more reputable companies do not have a significant amount of discount or wiggle room in their cost. If they offer more than a 10% discount, one might question their margins in the first place. Additionally, some companies will more heavily incent their salespeople to get a contract signed the same day. The quicker the sale, the higher the commission. The bottom line is, take your time when making any large purchase, such as a new roof. Do your homework, talk to references, and sign when you are comfortable that you've made the right choice.

    4. Signing the deal because you like the sales person (or not signing it because you don't).

    Although you may feel a certain comfort level with a sales person, it should not be your sole reason for making a purchase. A truly good sales person will know their products and the overall installation process very well, which should give you a level of confidence. However, the sales person is not the one who will be doing the roof repair or installation. Find out who will, and their experience. Ask for references and ask to see examples of similar installations. Be weary of a sales person who cannot provide real references from CURRENT customers.

    5. A deal too good to be true probably is – check:

    • Quality of the materials? Have your contractor list the roofing manufacturers with which his firm has licensed or approved applicator agreements. Most materials require special application expertise in order to achieve a quality roof system that will last. Quality materials will be backed by a manufacturers warranty as well.
    • What is the warranty? Both quality materials AND quality workmanship/installation should come with their own warranties. Ask what warranties are available for both.
    • Hidden costs? In addition to the cost of labor and materials, ask if there are any hidden additional costs, such as old roof removal, dumpster rental, heavy equipment rental (e.g. a crane to lift heavy materials such as slate onto a high rooftop), and plywood replacement (for unknown/hidden rotten wood beneath old shingles).
    • References? A reputable company will be able to provide recent references in the general vicinity of your home, or for an installation similar to yours. Get the reference and actually make the call!

    6. Purchasing the roof based on warranty alone.

    The length of a roofing warranty should not be the primary criterion in the selection of a roofing product or system. The warranty does not necessarily provide assurance of satisfactory roofing performance. (source: nrca.net)

    Make sure that the warranty covers all materials and workmanship. Some roof warranties require you to have at least semi-annual maintenance inspections. Look for manufacturers' warranties that provide full coverage for labor and materials.

    According to a consumer advisory bulletin by the NRCA, consumers are wise to look for manufacturers who clearly and specifically state in accompanying literature and warranty verbiage what maintenance is not only recommended but also required during the projected service life of the roof and its warranty term.

    There is a common misconception by roofing consumers that long-term warranties are all-inclus

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    n the quickest to respond or because a company can "start right away".
    A company that is too quick to respond may not have enough business. (Why?)

    Things to consider:

    • How long has this company been in business? You want to make sure that this company will still be around in case you have problems with your roof.
    • Number of years of roofing experience for installers?
    • Safety record?
    • Make sure the company is licensed, bonded and insured in your area. (get license number)
    • Insurance? Don't hesitate to ask the roofing contractor for proof of insurance. In fact, insist on seeing copies of his liability coverage and worker's compensation certificates. Be sure the coverage runs through the duration of the job.
    • Does the company offer references of past work? Obtain customer references and check them. Ask about the company's stability, reputation, record on completing jobs on time and quality of work performed.
    • Check out all companies with your local Better Business Bureau (www.bbb.org)
    • Do they offer a maintenance program?
    • Make sure you get a contract. Insist on a written proposal and examine it for complete descriptions of the work and specifications, including tasks the roofer will perform, types of materials, financial arrangements, and guarantees.

    3. Getting a discount for signing the contract "tonight" or other high-pressure sales tactics.

    This forces the homeowner to make a quick decision, so as not to miss the “unbeatable price.” No matter how good the price may seem, do not buy a roof from a company that asks you to make a decision before you are ready. Granted, recent hurricanes have caused uncertainty in building materials availability and pricing, however a reputable company will have relationships and access to quality products for 2 or more weeks from the time they provide you with a quote. There is an outside chance that a contractor may have a "sudden" opening in their work schedule and offer an incentive to keep their crews working, however the more reputable companies do not have a significant amount of discount or wiggle room in their cost. If they offer more than a 10% discount, one might question their margins in the first place. Additionally, some companies will more heavily incent their salespeople to get a contract signed the same day. The quicker the sale, the higher the commission. The bottom line is, take your time when making any large purchase, such as a new roof. Do your homework, talk to references, and sign when you are comfortable that you've made the right choice.

    4. Signing the deal because you like the sales person (or not signing it because you don't).

    Although you may feel a certain comfort level with a sales person, it should not be your sole reason for making a purchase. A truly good sales person will know their products and the overall installation process very well, which should give you a level of confidence. However, the sales person is not the one who will be doing the roof repair or installation. Find out who will, and their experience. Ask for references and ask to see examples of similar installations. Be weary of a sales person who cannot provide real references from CURRENT customers.

    5. A deal too good to be true probably is – check:

    • Quality of the materials? Have your contractor list the roofing manufacturers with which his firm has licensed or approved applicator agreements. Most materials require special application expertise in order to achieve a quality roof system that will last. Quality materials will be backed by a manufacturers warranty as well.
    • What is the warranty? Both quality materials AND quality workmanship/installation should come with their own warranties. Ask what warranties are available for both.
    • Hidden costs? In addition to the cost of labor and materials, ask if there are any hidden additional costs, such as old roof removal, dumpster rental, heavy equipment rental (e.g. a crane to lift heavy materials such as slate onto a high rooftop), and plywood replacement (for unknown/hidden rotten wood beneath old shingles).
    • References? A reputable company will be able to provide recent references in the general vicinity of your home, or for an installation similar to yours. Get the reference and actually make the call!

    6. Purchasing the roof based on warranty alone.

    The length of a roofing warranty should not be the primary criterion in the selection of a roofing product or system. The warranty does not necessarily provide assurance of satisfactory roofing performance. (source: nrca.net)

    Make sure that the warranty covers all materials and workmanship. Some roof warranties require you to have at least semi-annual maintenance inspections. Look for manufacturers' warranties that provide full coverage for labor and materials.

    According to a consumer advisory bulletin by the NRCA, consumers are wise to look for manufacturers who clearly and specifically state in accompanying literature and warranty verbiage what maintenance is not only recommended but also required during the projected service life of the roof and its warranty term.

    There is a common misconception by roofing consumers that long-term warranties are all-inclu

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    cial arrangements, and guarantees.

    3. Getting a discount for signing the contract "tonight" or other high-pressure sales tactics.

    This forces the homeowner to make a quick decision, so as not to miss the “unbeatable price.” No matter how good the price may seem, do not buy a roof from a company that asks you to make a decision before you are ready. Granted, recent hurricanes have caused uncertainty in building materials availability and pricing, however a reputable company will have relationships and access to quality products for 2 or more weeks from the time they provide you with a quote. There is an outside chance that a contractor may have a "sudden" opening in their work schedule and offer an incentive to keep their crews working, however the more reputable companies do not have a significant amount of discount or wiggle room in their cost. If they offer more than a 10% discount, one might question their margins in the first place. Additionally, some companies will more heavily incent their salespeople to get a contract signed the same day. The quicker the sale, the higher the commission. The bottom line is, take your time when making any large purchase, such as a new roof. Do your homework, talk to references, and sign when you are comfortable that you've made the right choice.

    4. Signing the deal because you like the sales person (or not signing it because you don't).

    Although you may feel a certain comfort level with a sales person, it should not be your sole reason for making a purchase. A truly good sales person will know their products and the overall installation process very well, which should give you a level of confidence. However, the sales person is not the one who will be doing the roof repair or installation. Find out who will, and their experience. Ask for references and ask to see examples of similar installations. Be weary of a sales person who cannot provide real references from CURRENT customers.

    5. A deal too good to be true probably is – check:

    • Quality of the materials? Have your contractor list the roofing manufacturers with which his firm has licensed or approved applicator agreements. Most materials require special application expertise in order to achieve a quality roof system that will last. Quality materials will be backed by a manufacturers warranty as well.
    • What is the warranty? Both quality materials AND quality workmanship/installation should come with their own warranties. Ask what warranties are available for both.
    • Hidden costs? In addition to the cost of labor and materials, ask if there are any hidden additional costs, such as old roof removal, dumpster rental, heavy equipment rental (e.g. a crane to lift heavy materials such as slate onto a high rooftop), and plywood replacement (for unknown/hidden rotten wood beneath old shingles).
    • References? A reputable company will be able to provide recent references in the general vicinity of your home, or for an installation similar to yours. Get the reference and actually make the call!

    6. Purchasing the roof based on warranty alone.

    The length of a roofing warranty should not be the primary criterion in the selection of a roofing product or system. The warranty does not necessarily provide assurance of satisfactory roofing performance. (source: nrca.net)

    Make sure that the warranty covers all materials and workmanship. Some roof warranties require you to have at least semi-annual maintenance inspections. Look for manufacturers' warranties that provide full coverage for labor and materials.

    According to a consumer advisory bulletin by the NRCA, consumers are wise to look for manufacturers who clearly and specifically state in accompanying literature and warranty verbiage what maintenance is not only recommended but also required during the projected service life of the roof and its warranty term.

    There is a common misconception by roofing consumers that long-term warranties are all-inclu

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    With the rapid advancement in the telecommunications domain in the past couple of years, mobile phones are taking up new roles and executing the same to perfection. We are rapidly getting accustomed with the other innovative features of mobile phones ranging from camera, music playing capabilities and 3G.Sony Ericsson, one of the largest manufacturer of digital music players, offer an exciting range of mobile phones with music features to provide an outstanding musical experience to the users. One such handset with advanced music and 3G capabilities is the Sony Ericsson W950i.The Sony Ericsson W950i handset is designed in a manner so that it can be operated with a large touch screen and a stylus and incorporates advanced capabilities such as handwriting recognition.The fabulous Sony Ericsson W950i handset can be used for listening to music tracks – and that too with one of the best sound outputs. One can store quite a large number of music tracks, download music to create favourite play lists; or transfer tunes to the computer using a high speed USB in this mobile phone; and with album art support, a person knows instantly which of the songs he or she is listening to. The Dedicated music keys, music management software and other advanced features such as Album art
    ause you like the sales person (or not signing it because you don't).

    Although you may feel a certain comfort level with a sales person, it should not be your sole reason for making a purchase. A truly good sales person will know their products and the overall installation process very well, which should give you a level of confidence. However, the sales person is not the one who will be doing the roof repair or installation. Find out who will, and their experience. Ask for references and ask to see examples of similar installations. Be weary of a sales person who cannot provide real references from CURRENT customers.

    5. A deal too good to be true probably is – check:

    • Quality of the materials? Have your contractor list the roofing manufacturers with which his firm has licensed or approved applicator agreements. Most materials require special application expertise in order to achieve a quality roof system that will last. Quality materials will be backed by a manufacturers warranty as well.
    • What is the warranty? Both quality materials AND quality workmanship/installation should come with their own warranties. Ask what warranties are available for both.
    • Hidden costs? In addition to the cost of labor and materials, ask if there are any hidden additional costs, such as old roof removal, dumpster rental, heavy equipment rental (e.g. a crane to lift heavy materials such as slate onto a high rooftop), and plywood replacement (for unknown/hidden rotten wood beneath old shingles).
    • References? A reputable company will be able to provide recent references in the general vicinity of your home, or for an installation similar to yours. Get the reference and actually make the call!

    6. Purchasing the roof based on warranty alone.

    The length of a roofing warranty should not be the primary criterion in the selection of a roofing product or system. The warranty does not necessarily provide assurance of satisfactory roofing performance. (source: nrca.net)

    Make sure that the warranty covers all materials and workmanship. Some roof warranties require you to have at least semi-annual maintenance inspections. Look for manufacturers' warranties that provide full coverage for labor and materials.

    According to a consumer advisory bulletin by the NRCA, consumers are wise to look for manufacturers who clearly and specifically state in accompanying literature and warranty verbiage what maintenance is not only recommended but also required during the projected service life of the roof and its warranty term.

    There is a common misconception by roofing consumers that long-term warranties are all-inclu

    Consumers Beware of Credit Scams
    The advertisements for credit repair are all over. You see them on tv, in newspapers, online, and hear them on the radio. But there are facts that you need to know that they do not include in those advertisements. Behind those advertisements can be scammers.Your credit score is an important statistic of your financial scorecard. It's important that it be in good shape or you will not be in good shape. And you can set yourself back even further if you let the wrong people help you. Making mistakes with scammers can cost you tons of money. Here's some information from the FTC to help you understand this better.The ScamEveryday, companies nationwide appeal to consumers with poor credit histories. They promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. The truth is, they can’t deliver. After you pay them hundreds or thousands of dollars in fees, these companies do nothing to improve your credit report; most simply vanish with your money.The Warning SignsIf you decide to respond to a credit repair offer, look for these tell-tale signs of a scam:companies that want you to pay for credit repair services before they provide any services.companies that do not tell you your leg
    rental, heavy equipment rental (e.g. a crane to lift heavy materials such as slate onto a high rooftop), and plywood replacement (for unknown/hidden rotten wood beneath old shingles).
  • References? A reputable company will be able to provide recent references in the general vicinity of your home, or for an installation similar to yours. Get the reference and actually make the call!
  • 6. Purchasing the roof based on warranty alone.

    The length of a roofing warranty should not be the primary criterion in the selection of a roofing product or system. The warranty does not necessarily provide assurance of satisfactory roofing performance. (source: nrca.net)

    Make sure that the warranty covers all materials and workmanship. Some roof warranties require you to have at least semi-annual maintenance inspections. Look for manufacturers' warranties that provide full coverage for labor and materials.

    According to a consumer advisory bulletin by the NRCA, consumers are wise to look for manufacturers who clearly and specifically state in accompanying literature and warranty verbiage what maintenance is not only recommended but also required during the projected service life of the roof and its warranty term.

    There is a common misconception by roofing consumers that long-term warranties are all-inclusive insurance policies designed to cover virtually any roofing problem, regardless of the cause or circumstance. Roof warranties typically do not warrant that the roof system will not leak or is suitable for the project where it is installed. Even the most comprehensive manufacturer warranties that cover material and workmanship generally provide only that the manufacturer will repair leaks that result from specific causes enumerated in the warranty. A material-only warranty typically provides only that the manufacturer will provide replacement material. (source: nrca.net)

    You can compare manufacturers’ warranties with the roofing materials guides published annually by the NRCA (National Roofing Contractors Association).

    7. Using contractors with no office staff.

    There is no shortage of contractors running one or two-man shops in any town. While they may be fine for smaller jobs, when you are making a large home improvement investment, beware of any contractor who you cannot get in touch with during normal business hours. A reputable company will have an office staff available to answer any scheduling, materials or billing questions you may have. If you call a contractor and consistently get an answering machine, know what you may be getting yourself into. If you have difficulty reaching them when you are going through the estimating process, where will they be if you have a problem?

    8. Mistaking advertising for quality.

    Look in any value-pack mailer, coupon clipper magazine or even radio and television and you'll see and hear many companies in your area vying for your business. While it may be impressive that they have the means to advertise in high-priced media, do not mistake advertising for quality. There is nothing wrong with finding a company through the media, but do as you would with any major purchase – do your homework. Compare pricing, check references, and check workmanship. A reputable contractor will provide you with access to all of the information you need to make an informed decision.

    9. Having a friend do the work.

    Having a friend -- one that is not a licensed roofing contractor working for a reputable roofing company –is wrought with uncertainty. Even if this person is "handy", have they ever installed a roofing system? Do they know what areas of a roof are most vulnerable and why? Do they know how to properly ventilate the roof? No to mention, any work done by an unlicensed contractor will not include a warranty. The cost of roofing repairs may be high and you don’t want to commit to such a major investment without a warranty.

    10. Doing the work yourself.

    Big box retailers will tell you that you can do it (and they can help!), but beware! Roofing in particular is tricky business. There are obvious safety issues, as well as structural installation issues that should only be performed by a licensed professional. Professional roofing contractors are trained to safely and efficiently repair or replace a roof. Novices can harm a roof with improper roofing techniques and severely injure themselves by falling off or even through a roof in need of repair of replacement. Homeowner maintenance should be confined to roof inspections in both the fall and spring to check for cracked or curling shingles, and to cleaning rain gutters filled with dead leaves and other debris. If you must see the roof for yourself, use a firmly braced or tied-off ladder equipped with rubber safety feet. Wear rubber-soled shoes and stay on the ladder (and off the roof) if possible.

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