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What Are You Willing To Risk By Getting Out Of Line?
Do you like to stand in line? At the local coffee shop or at the bank? You could handle a short wait to get a latte or make a deposit into your bank account-- or can you? Next time you are in the local caf? or bank just look around. How many people get frustrated waiting in a simple line for a coffee and then leave and never get that cup of coffee?Many small business owners do the exactly same thing in their career. Perhaps they commit to a certain goal in their business or to become a leader in their community. Just like the coffee shop or bank, many business owners get frustrated when they do not get instant gratification in their business and get out of line.Another great example of getting out of line is your New Year’s resolution. Imagine you commit to quit smoking on New Year’s Eve. On the stroke of the New Year you state that you have official kicked the habit. You are at the back of the line in the line up to successfully quitting smoking. However, what usually happens? The average person normally steps out of line, sneak a cigarette and then attempt to get back into line where they were. Well, this is not going to happen. You need to go to the back of line because there is no jumping back into this line. Many business owners make a habit of getting back in at the end of the line and leaving the line, this occurs over and over, and it becomes a habit and one day they stop and wonder why they have not moved anywhere in their career.The same can be said about your business or career. What normally happens with small busi

t a second chance to make a first impression, so summarize yourself in the opening paragraph in such a way that the reader would be compelled to scan the rest of your work history in you resume.

8. Add Spice
Review the entire document from start to finish. Modify your bullet points with action adverbs and exciting adjectives where appropriate. For example, “In charge of four employees, reduced expenses 12%” can be more effective and exciting worded as “Managed a dynamic department that dramatically reduced overall expenses by 12%”. Which description sounds more appealing and energetic to you?

Read each sentence as if you were the big voice of a radio announcer. If the bullet points sound exciting, then you have written them well. If the description sounds ridiculous in your big announcer voice, then you might need to write the bullets again. Just in case, don’t use that big announcer voice in public until you are really confident about your resume.

9. Check Your Name and Contact Information
Make sure that it is easy to find your name, email address and phone number. It would be a shame to have a stellar resume that is a perfect match for the job of your dreams, and the employer can not get in touch with you. Don’t laugh, it happens. Make sure that your name, email and phone number are prominently visible on both pages of your resume.

Do not include personal or private information like a social security number. Do not use more than two pages for your resume, no matter how many jobs you have worked. If you are using a professional resume format, you will be prompted for placement of your contact information. Make sure that it is your contac

Invoice Factoring Companies: A Valuable Funding Resource
Invoice factoring companies can provide immediate, short-term funds for companies that are unable to obtain a traditional bank loan. Financing from traditional banks generally requires commercial borrowers to have two years in business and showing a profit. Banks tend to favor loans secured by tangible assets like machinery, inventory, equipment and real estate.Working with factoring companies, in contrast, are less restrictive. When you sell your invoices - often called factoring - you don’t incur any debt so there are no monthly payments. Plus, you can control your cash flow by determining how much to factor and when. Young, growing companies or those with tax liens - and even bankruptcy - can still qualify for an invoice factoring account. This makes factoring companies a viable source of funding for many businesses.How It WorksIn simple terms, here’s how invoice factoring works: Factoring companies purchase your accounts receivable or freight bills at a discounted rate and issue you a lump sum payment. Essentially, your company sells its accounts receivable or invoices at a lower value for quick cash, instead of waiting the usual 30 to 45 days for the invoices to be paid.After you deliver your product/service and generate an approved invoice, factoring companies can provide your money in as little as 24 hrs. In essence, working with a factoring company can help speed up your cash flow. The influx of cash can better enable you to meet your financial obligations. For example, you can use the money to increase your working capital, p

The rules have changed. Shopping for employment is a hybrid of automated filter applications, on-line search engines and good old fashioned human interpretation. To be effective you need to make sure that your resume is designed to perform in all of these areas. In the hunt for a new job, a better job, or just keeping your Resume current, use these ten simple steps to draft a stellar resume.

1. Create a Personal Portfolio
This is the easy part. Begin by making a list of accomplishments, education and previous positions. This is your own private list. Do not be concerned with the order or the appearance. You can use scratch paper, word processor or collection of documents. Gather, create, collect and document your history with important facts, figures and milestones. Collect the relevant highlights from your life, education and career.

2. Choose a Standard Outline
Select a standard Template to use as your outline. Resist the urge to be creative or unique in the format of your resume. Do not waste time with colorful bullets, images or watermarks. Why? Web sites like Monster.com and CareerBuilder.com provide the option to upload a resume in standard format and can automatically identify job titles with associated accomplishments. Your resume gets cut and spliced into pure text data and loaded into a “Monster” database that can be accessed by recruiters, human resource departments and agencies. Many companies and organizations either use the on-line database application or have similar software for managing the pure text from resumes. These filters do not support colorful bullets, images, icons or watermarks. If you do not want to spend your time copying and pasting pure text for every on-line opportunity, then make your life easy and use a standard template.

Organize the documents and thoughts from your personal portfolio into a chronological timeline and type them into a standard resume outline. Be sure to keep track of the accomplishments that best define your ability. Sample Professional and Standard Outlines can be found at http://www.executiveblueprints.com/executive_jobs.htm

3. Work Backwards
The typical resume starts with a short paragraph about you, followed bullet by points of your highlights, and then lists your career starting with your current or latest job. While that is meaningful to a potential employer to see the most current and relevant information first, it is opposite of the order of events. Most people tend to reflect on their life with greater precision in chronological order, like a story unfolding and progressing through the eyes of your memory.

Start at the end of your resume and work toward the beginning. This will enable you to follow your own career path and build up to the current status. It will make more sense to you as you put it together. Like building blocks of personal development, it will make more sense to someone reading the final product and understanding how you got to where you are today.

Start with your education. Then update the bullet points for the first job or oldest career position that you are going to include. Keep working forward in time, from the end of your resume to the beginning. Pay attention to how the responsibility and experience of each position contributed to the success of the subsequent one.

4. Concise, Precise and Measured
Bullet points with short sentences and specific measurements are excellent. For each job, use a series of bullet points to make your statement. Punctuate the highlights with measurements. “Good sales skills” should be “Increased sales 45% in first Quarter”, “Increased sales 15% year-over-year” or “Directed Regional Sales Growth of 7% in Sixteen Months”. Service related measurements may be related to “Improved Customer Satisfaction from 87% to 95%”, or “Managed a Call Center with less than 2% Abandon Rate”. Accounting and Finance may include estimated average size of portfolio managed, outstanding receivables in days, or similar measurements. Dates, Completion and Milestones are also a method of measurement. The bottom line is that every position can be measured. Identify measurements and provide quantitative details.

Do not make up measurements. Include the data if you have it or you are confident in the accuracy. Do not make up numbers if you do not know them. Use bullet points to be concise, do not use paragraphs. Avoid using “I” or “We”. Use personal accomplishments with supporting data.

5. Select Your Highlights
Select highlight from your personal portfolio. These may or may not be included in your career bullet points. You can emphasize specific accomplishments from your career, or you can use this opportunity to highlight outside achievements. For example, this might be your opportunity to mention volunteer work for charitable contributions. Use highlights to draw attention to specific individual talents, skills and experience. Highlights should also be listed in bullet form, above the individual career descriptions.

6. Keywords and Buzzwords
Above the bulleted Highlights, create a section of bulleted Keywords and Buzzwords. What are keywords and buzzwords? These are common words associated with your desired profession. For example, a programmer might include reference to “UNIX”, “LINUX” or “ORACLE”. An administrative assistant might include expertise in “WORD, POWERPOINT, EXCEL”, or the number of “WPM”. If you know which skills, tools, degrees or experience are relative and important for your profession, then be sure to list your capabilities. Do not take this for granted or assume that this is common. The recruiter and employer can not assume that all applicants have the necessary skills, so make sure that you include as many as possible.

Why is this so important? The on-line tools and application filters will search your resume for keywords related to specific jobs, just like search engines search for keywords to identify relevance in a web page or web site. The more matches to keywords, the higher your score. Typically the highest scores are used to select individuals for personal interviews, and the lowest scores are discarded before a human ever reads the resume. To avoid being discarded by an automated attendant, improve your score with relevant keywords.

7. Make Your Own Headlines
Create a short paragraph to define yourself and use this as the opening of your resume. It should only be four or five sentences long, chock full of keywords and buzzwords. Use action verbs like “Managed”, “Directed”, “Accomplished”, or “Achieved”. These are sentences, not bullet points. If you get beyond the automated applications and filters, this will be the first thing that a person reads. You never get a second chance to make a first impression, so summarize yourself in the opening paragraph in such a way that the reader would be compelled to scan the rest of your work history in you resume.

Medical Billing - FB0 Record Fields 20 Through 26
Continuing with our series on medical billing of electronic claims, this installment focuses on the FB0 record, which transmits additional line item detail, commencing with field number 20.FB0 field 20, position 153, is the special pricing indicator. There are certain items that have special pricing factors. The indicator for these items needs to be filled in. If it is, the item in question is billed a certain amount that may be different from the regular amount for this item depending on who the carrier is. For example, test strips for Medicare, which may normally go for $1 a piece for a regular payer, might be specially priced at 80 cents a piece for Medicare. The amount will vary from payer to payer and item to item.FB0 field 21, position 154, is the co pay status indicator. This indicator needs to be filled in if a co pay is required for the item or procedure. A co pay is when the patient has to pay a certain portion of the item depending on what it is. Most insurance's today do have co pays though there are still some, like certain Blue Cross payers, that do not have co pays. This of course depends on the level of coverage that the patient has.FB0 field 22, positions 155, is the EPSDT indicator. EPSDT is an entitlement program for patients who don't have regular insurance and qualify because of poor economic conditions. If a person qualifies, this indicator must be transmitted to the payer. This will usually result in the claim being paid, most times in full, but at least partially.FB0 field 23, position 156, is the f

nd pasting pure text for every on-line opportunity, then make your life easy and use a standard template.

Mileage Modifications In Cars
Since the first mass production car ever to emerge from a car factory, technology has improved greatly if not tremendously. From the early spooks wheel we have now alloy rims, from simple 2 stroke engines we now have 8 L v engines that tear up the road, not to mention about the luxury that a car can now offer the driver and passengers. In our present day technology is moving at an even increased rate than it was 140 years ago. But with all complicated things complications and problems are bound to appear. In this short paper we shall talk a few of them and those will be mileage adjustment, correction and reset.Mileage is the amount of miles that a car has gone and that is indicated on a special designated place on the dashboard of the car. As with other components of the car problems and defections may appear to the system that tells us the correct distance we are making will driving the car.For one reason or another parts on the odometer, the part that tells as the number of miles driven so far, may fail to function properly. Problems may also occur in the engine or to the gears that are used to tell the mileage. Because of this the number that the driver sees is most certainly wrong. In this cases a mileage adjustment or correction is needed so that the car’s odometer will once again star working normally. Also in some cars the need for mileage reset will sometimes be present because of two things: either the odometer has reached its full or the owner of the car wishes to sell the car and thus reset the mileage for the customer. Caution should be

> Bullet points with short sentences and specific measurements are excellent. For each job, use a series of bullet points to make your statement. Punctuate the highlights with measurements. “Good sales skills” should be “Increased sales 45% in first Quarter”, “Increased sales 15% year-over-year” or “Directed Regional Sales Growth of 7% in Sixteen Months”. Service related measurements may be related to “Improved Customer Satisfaction from 87% to 95%”, or “Managed a Call Center with less than 2% Abandon Rate”. Accounting and Finance may include estimated average size of portfolio managed, outstanding receivables in days, or similar measurements. Dates, Completion and Milestones are also a method of measurement. The bottom line is that every position can be measured. Identify measurements and provide quantitative details.

Design is Key to Trade Show Exhibit Success
If you are planning to exhibit in a trade show, you need to first analyze the space requirements of your upcoming trade show and then build drama into your trade show exhibit space. A good start would be to enlist the services of a professional trade show display house to help you make your trade show exhibit a success. Beyond a doubt, the key ingredient for design success is having your trade show display meet company goals, and budget considerations, while also achieving a sense of style and drama.And, since every project is different, you must first determine if your trade show exhibit needs to be designed from scratch or can you use existing trade show design assets? Is there a particular look and feel of the upcoming trade show you want to replicate? Should you have a custom trade show exhibit, a custom modular trade show display, or a trade show booth rental?According to Steve Hermosillo, Creative Director of Professional Exhibits & Graphics in Sunnyvale, California, the client’s marketing goals are the starting point. Design then follows the company’s message.Hermosillo cites an example of a successful trade show exhibit he designed last July in Chicago to replicate the look and feel of an auto racing event. Since the Grand Prix races had recently been held in Chicago and his client was launching a revolutionary, extremely fast microchip, the racing theme made perfect sense. Speed was the dominant theme of the company’s marketing message and the CEO and marketing director found the Grand Prix image a natural. The company could

Above the bulleted Highlights, create a section of bulleted Keywords and Buzzwords. What are keywords and buzzwords? These are common words associated with your desired profession. For example, a programmer might include reference to “UNIX”, “LINUX” or “ORACLE”. An administrative assistant might include expertise in “WORD, POWERPOINT, EXCEL”, or the number of “WPM”. If you know which skills, tools, degrees or experience are relative and important for your profession, then be sure to list your capabilities. Do not take this for granted or assume that this is common. The recruiter and employer can not assume that all applicants have the necessary skills, so make sure that you include as many as possible.

A Positive Approach to Employee Performance Improvement Through Discipline
For seventy-five years, American organizations have used a fairly standardized procedure to handle familiar personnel problems such as absenteeism, poor performance, and other misconduct. This approach, usually called “progressive discipline,” provides for an increasingly serious series of penalties — reprimands, warnings, suspensions without pay — when employees fall out of step with the organization’s expectations. When problems arise, the job of the manager is to find the punishment that fits the crime.But today, a growing number of companies are moving away from using a criminal-justice mentality for employee performance improvement through corrective action. They are abandoning traditional approaches that focus exclusively on punishment. Instead, they are adopting an approach of accountability - employees with unfavorable performance, conduct or attendance issues are required to take personal responsibility for their choice of behavior.Discipline and RecognitionOne immediate difference is that traditional, punishment-based discipline systems ignore the great majority of people who never create disciplinary problems. In a non-punitive, “Discipline Without Punishment” approach, there’s a new step added to the process — a positive contact. Just as the policy is expected to resolve employee problems when they arise, it also makes clear that supervisors are expected to recognize employees when they perform well.Recognizing good performance is no longer just good advice handed out in a management training class. Now it’s a forma

t a second chance to make a first impression, so summarize yourself in the opening paragraph in such a way that the reader would be compelled to scan the rest of your work history in you resume.

10. Review and Repeat
Review your resume for correct spelling, grammar and punctuation. Nothing says careless better than a resume that is full of errors. I have seen managers promptly discard resumes due to spelling or grammar. The resume is a reflection of you, and the employer assumes that you took time to craft this document with great care. Your future opportunities may be based on your resume, so it should be treated that way. If you do not have confidence, then it may be well worth the investment to hire a professional to correct these errors and spice up the document for you. Consider it a one time investment that will bring you continual rewards by earning a better job and better pay.

Once you have a resume that gives you satisfaction and confidence, then it is time to change it. Save that version of your resume, and make another copy that you can modify with a different theme. Use the copy of your resume to change keywords, buzzwords and highlights from a different perspective. In many cases there are aspects of your experience that may be more closely associated with different job markets or industries. Adjust the language of your resume according to different job markets so you can submit a fitting resume to a target position. Do not try to make your resume “one size fits all”, but rather make several variations of your resume with different themes.

For examples of how to use different themes, compare the following on-line versions of these actual resumes:

Sales and Marketing Theme http://www.executiveblueprints.com/resumes/johnmkt.htm

Service and Operations Theme http://www.executiveblueprints.com/resumes/johnsvc.htm

References
Do not distribute a list of references unless asked. References should only be presented during an interview, not distributed in advance.

Ask permission from each person to be a reference for you. Do not ever list someone without prior consent. Employers are obligated to call and verify references, and you do not want it to be a surprise.

Be courteous to the people who are generous enough to be a reference, ask them for a written endorsement or letter of recommendation. This enables the reference to endorse your capability or experience without the interruption of a phone call until it is time for an employer to check and verify references. This is a courtesy to your references as it will minimize the potential number of people who may call. It also gets your endorsement in the hands of the potential employer that much faster. It is a great way to be courteous and build credibility at the same time.

Submit Your Resume
Don’t be shy. Upload your resume to the on-line web tools and be prepared for quick response. Check your email every day and respond quickly to opportunity. Do not think of it as being over-eager, it is being enthusiastic and responsive. Recruiters and employers have a need and incentive to fill positions with qualified individuals in a prompt and efficient manner. They do not have time to wait if you take your time, so be at the front of the line and demonstrate your aggressive and enthusiastic desire.

Prepare for Your Interview
If you took this much time and care to prepare a stellar resume, then do the same preparation for your interview. A professional resume will get you past the on-line filters, the company internal applications and the front-line reviews. If you get to the personal interview, make sure that you are adequately prepared.

You need to be confident in the final versions of your resume. If you are not sure, ask for review from trusted and respected colleagues. If you do not want to do that, you might want to consider using a professional service to assist you. Remember, the time that you spend on your resume is an investment to open new doors to career opportunities that could dramatically change your life. Invest a little extra time for long lasting rewards.

Still looking for a little motivation, inspiration or guidance?

Look for “Executive Jobs, A Guide to Managing Your Career”, a free eBook from www.ExecutiveBlueprints.com

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Wouldn’t it be great if your career came with a guarantee for success? We all know that won’t happen. But here’s some good news. When you evaluate fit by looking deeper then basic responsibilities and compensation, you’ll find employment partners where you will be best suited to succeed. Since one size doesn’t fit all, here’s a breakdown of categories based on company sales: Large: $500M+; Medium to Large: $201 - $500M; Medium: $51 -$200M; Small: $11 - $50M; Start-up: $0 - $10M

If you want more effective teams, better Customer Service, higher creativity, more effective training, or more effective leadership in your organization, something has to become different than it is currently. Change must occur. The scope of the change doesn’t matter. All we need is to support and champion changes…

Value proposition is treated as the standards or service that the organization is planning to offer or deliver to targeted group of customers with the help of some effective strategic planning...

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