alue of your house and its contents. It can be difficult to put a dollar figure on household furnishings, and it's tempting to estimate low to avoid big premiums. However, if unique or expensive possessions are stolen, broken or damaged, you’llStaying on top of all of your valuables is a difficult task. With hurricane, tornado and fire season coming up, however, it’s a good time to take stock of exactly what you have in your home. Itemizing valuables isn’t necessarily on the top of anyone’s “To Do” list, but when something unexpected happens, such as a natural disaster or a burglary, you need to have documentation of what you own in order to get properly reimbursed. Determining exactly what to catalog is often the most overwhelming part of putting together a home inventory, since the sheer number of things you own seems insurmountable, or you may think what’s valuable to you may not seem valuable in the eyes of an insurance company. Unfortunately, delaying the project only sets you up for a bigger disaster should something unforeseen happen.

Alicia on “Getting Insured”

“First things first: get insured! Homeowner's or renter’s insurance typically covers the market value or the replacement value of your house and its contents. It can be difficult to put a dollar figure on household furnishings, and it's tempting to estimate low to avoid big premiums. However, if unique or expensive possessions are stolen, broken or damaged, you’ll

nyone’s “To Do” list, but when something unexpected happens, such as a natural disaster or a burglary, you need to have documentation of what you own in order to get properly reimbursed. Determining exactly what to catalog is often the most overwhelming part of putting together a home inventory, since the sheer number of things you own seems insurmountable, or you may think what’s valuable to you may not seem valuable in the eyes of an insurance company. Unfortunately, delaying the project only sets you up for a bigger disaster should something unforeseen happen.

Alicia on “Getting Insured”

“First things first: get insured! Homeowner's or renter’s insurance typically covers the market value or the replacement value of your house and its contents. It can be difficult to put a dollar figure on household furnishings, and it's tempting to estimate low to avoid big premiums. However, if unique or expensive possessions are stolen, broken or damaged, you’ll

rwhelming part of putting together a home inventory, since the sheer number of things you own seems insurmountable, or you may think what’s valuable to you may not seem valuable in the eyes of an insurance company. Unfortunately, delaying the project only sets you up for a bigger disaster should something unforeseen happen.

Alicia on “Getting Insured”

“First things first: get insured! Homeowner's or renter’s insurance typically covers the market value or the replacement value of your house and its contents. It can be difficult to put a dollar figure on household furnishings, and it's tempting to estimate low to avoid big premiums. However, if unique or expensive possessions are stolen, broken or damaged, you’ll

roject only sets you up for a bigger disaster should something unforeseen happen.

Alicia on “Getting Insured”

“First things first: get insured! Homeowner's or renter’s insurance typically covers the market value or the replacement value of your house and its contents. It can be difficult to put a dollar figure on household furnishings, and it's tempting to estimate low to avoid big premiums. However, if unique or expensive possessions are stolen, broken or damaged, you’ll

alue of your house and its contents. It can be difficult to put a dollar figure on household furnishings, and it's tempting to estimate low to avoid big premiums. However, if unique or expensive possessions are stolen, broken or damaged, you’ll be happy to get financial compensation. Also, be sure to review the amount of homeowner's or renter’s coverage you have every year to determine whether it is too much or too little for your current needs. (In other words, be sure that new plasma TV is insured!)”

Sarah on “Overcoming Inertia”

“As always, the hardest part of putting together a list of your valuables is just getting started. The best way to get the ball rolling is to break the task down into bite size chunks that aren’t as overwhelming. Break it down so you are only focusing on one room at a time, and do maybe one item per day for the next 30 days. A great organizing tool is Buttoned Up’s Valuables.doc, available at Target, which separates the lists by room (dining room, bedroom, kitchen, etc), and has pre-formatted pages for listing item descriptions, purchase information, and replacement costs.”

Some valuable tips on cataloging your valuables.

#1. Some Is Better Than None